Aaron Besson

Aaron Besson

Staff Writer

  • Expertise

    Auto insurance, home insurance and renters insurance

  • Education

    Sonoma State University (BA in English)

  • Featured on

    CBS, iHeart Radio, the Sacramento Bee, Yahoo

Aaron Besson has worked at QuoteWizard for more than seven years and has been a staff writer for the last five years. He specializes in producing research-backed content for QuoteWizard.com about auto, home and renters insurance. Aaron enjoys the deep dig into insurance data to get the right answers to hard questions. His work has been cited by CBS, iHeart Radio, the Sacramento Bee and Yahoo.

All articles by Aaron

What is the Average Cost of Health Insurance?

While the average cost of health insurance is $452 a month, many factors can change that. How do your rates compare?

Doulas and Health Insurance

Doulas are becoming a more common part of American childbirth. Read on to learn more about doulas, what they do, and whether your health insurance covers them.

What is the Average Cost of Health Insurance Coverage?

While the average cost of health insurance is $438 a month, many factors can change that. How do your rates compare?

How to Bundle Your Auto and Renters Insurance

A simple way to save money on your car and renters insurance is to bundle them together. Here's how to do it.

How Your Credit Score Impacts Renters Insurance

If you’re looking to rent an apartment or home, you may be required to get renters insurance. What is and isn't covered? How does your credit score affect getting a policy? How do you get a good premium if you have bad credit? This article means to help you answer many of the questions involved.

What Is an Interested Party in Renters Insurance?

Adding your landlord as an interested party on your renters insurance helps keep them in the loop about your policy.

Renters Insurance and Bed Bugs

A bed bug problem can be a nightmare for renters. Unfortunately, renters insurance rarely covers pest infestations.

What Are the Best Renters Insurance Companies in 2023?

You have many choices to make when looking for a renters insurance company. We'll help you find the best.

How to Get Renters Insurance Fast

If you need to get renters insurance quickly, it's easy. This article will tell you how you can get renters insurance now.

How to File a Renters Insurance Claim

Filing a renters insurance claim is simple if you get it right the first time. Learn here how to file one quickly.

Renters Insurance for Unmarried Couples

It may seem like getting renters insurance with a significant other is practical, but the cons outweigh the pros.

Does Renters Insurance Cover Apartment Ceiling Leaks?

Renters insurance usually covers your belongings in the event of a ceiling leak. However, it won't cover all water damage.

Renters Insurance for Seniors

If you're a senior and renting a living space, renters insurance is invaluable. We'll discuss how it works for you.

College Students and Renters Insurance

If you're a college student living in a dorm or apartment, renters insurance can help cover you against unforeseen accidents.

Homeowners Insurance Coverage for Swimming Pools

Home insurance usually covers pools, but coverage differs between above-ground and in-ground pools. We'll explain here.

Does Home Insurance Cover Theft?

Home insurance usually covers your stuff from theft and burglary. Learn about theft coverage, exclusions and filing a claim.

How Your Roof Affects Your Insurance Rates

Home insurers pay a lot of attention to your roof. Learn here what they look at and how to reduce your insurance costs.

What Does a Public Insurance Claims Adjuster Do?

After you file a claim, you might not feel satisfied with the result. A public adjuster can help you negotiate a better settlement.

Credit Scores and Homeowners Insurance Rates

Your credit can affect your home insurance rates. Learn how to keep your credit score high and home insurance rates low.

Homeowners Insurance for Older Homes

Older homes have a higher risk for an insurance claim. This can raise your insurance rates. We can help find the right policy.

When Not to File a Home Insurance Claim

Filing a home insurance claim isn't always the best course of action. This article can help with the decision.

Alabama's Best Mobile Home Insurance

Alabama has the fifth-largest number of mobile homes in the U.S. If you're one of those owners, we can help you find the best policy.

Louisiana’s Best Mobile Home Insurance

Looking to get insurance for your mobile or manufactured home in Louisiana? We'll explain what you need for the best coverage.

Is Roof Replacement Covered by Home Insurance?

Home insurance covers many dangers to your roof. This will depend on your roof’s age, condition and material quality.

Where Do I Get Flood Insurance?

If you're looking for flood insurance, we can help you learn more about what different flood insurance companies offer.

How Much is Flood Insurance in Houston?

Flood insurance in Houston costs an average of $678 a month. We will explain flood insurance and how to buy it.

The Best Home Warranty Companies

Home appliance insurance covers some blind spots home insurance doesn’t. We’ll help you find the right home warranty.

Recoverable Depreciation and Home Insurance

Depreciation can take a chunk out of a home insurance claim. Learn here how recoverable depreciation can work for you.

Florida Mobile Home Insurance Basics

Are you trying to figure out insurance for a mobile home in Florida? We'll explain what it does and how to get it.

Home Insurance and Act of God Clause

What’s an act of God, and does insurance cover it? This article helps clarify what it means and whether it’s covered.

Home Insurance Coverage for Septic Tanks

A septic tank backup can cause expensive damage to your home. Learn here which sewage issues are and aren’t covered.

Florida Windstorm Insurance

If you're a Florida homeowner, you may need separate windstorm insurance. We'll explain how it works.

Do I Need an Inspection to Get Homeowners Insurance?

An inspection isn’t always necessary before insuring a home. This guide can teach you when you do and don’t need one.

Getting the Best Condo Insurance

Condo owners need different insurance than owners of a house. We'll help you understand how to get the best policy.

FAIR Plan Insurance Policies

If you’re struggling to insure a high-risk home, a FAIR plan may help. Here’s how a FAIR plan works.

What Does Home Repair Insurance Cover?

Home repair insurance covers systems and appliances for reasons home insurance excludes. We'll explain more here.

Vacant and Unoccupied Homeowners Insurance

A house left vacant for extended periods is a high insurance risk. We'll explain how to insure a vacant or unoccupied home.

Getting the Best Flood Insurance

If flooding is a risk to your home, you need the right flood insurance. Learn here what flood policy is best for you.

The Difference Between NFIP and Private Flood Insurance

NFIP and private flood insurance offer different cost and coverage options. Read on to learn which is best for you.

Does My Homeowners Insurance Cover Pit Bulls?

If you own a pit bull, it could mean some home insurance challenges for you. We'll help you find the coverage you need.

How Do You Insure Jewelry?

Home insurance has a low coverage limit for jewelry. Learn what your best insurance options are to cover your bling.

Insurance for Mine Subsidence

If you live in an area with a history of mining operations, mine subsidence can be a threat. Keep reading to find out what mine subsidence means for your home insurance needs.

Your CLUE Report: What It Is and How It Works

A CLUE report provides vital history of a home's insurance claims that is valuable to both homeowners and insurers.

Condo vs. Co-op Insurance: What's the Difference?

Condos and co-ops have different insurance needs than houses. Getting the right insurance means knowing the difference.

Home Insurance vs. Home Warranty

Home insurance and home warranties cover different parts of your home. Find out what they do and whether you need them.

How Much Home Insurance Do I Need?

Home insurance covers one of the biggest investments you’ll ever have. We’ll help you find the right amount of coverage.

Landlord Insurance Policies

Learn why homeowners can’t rely on a standard home insurance policy to protect their property.

What Does My Home Insurance Not Cover?

There are some problems that home insurance doesn’t cover. We can help you learn what isn’t covered and why.

Are You Being Overcharged for Home Insurance?

There are many reasons you might be paying too much for homeowners insurance. We can help you cut your insurance costs.

How to Lower Your Homeowners Insurance Rates

Homeowners insurance can be a costly investment. There are steps you can take, however, that may help your budget.

Chicago Condo Insurance

If you own a condo unit in Chicago, you'll want to get insurance for it. We'll explain how it works and how to get it.

How Does Homeowners Insurance Cover Fire?

Standard home insurance covers fire damage, but less so if you’re in a high fire risk area. This may limit your coverage.

Your Homeowners Insurance Declaration Page Guide

Your home insurance declaration page is a valuable tool that has many uses. Learn here how to navigate it to your benefit.

What Does Home Appliance Insurance Cover?

Homeowners insurance typically doesn't cover the wear and tear of your appliances. Find out how home appliance insurance can cover them.

Getting Texas Windstorm Insurance

Texas has a high risk for windstorms. The Texas Windstorm Insurance Association provides coverage if you can't get it elsewhere.

Does Home Insurance Cover AC Units?

Homeowners insurance covers your home’s air conditioner in many, but not all, situations. Read on to see if your damaged AC is covered by insurance.

Home Insurance and Hail Damage To the Roof

A hailstorm can cause significant damage to your roof. Find out how home insurance covers your home for hail damage.

Do I Need Flood Insurance?

Flood insurance is required on some homes and optional for others. Here is key info to help you decide if you need it.

What Is Hazard Insurance and How Is It Different From Home Insurance?

Hazard insurance, also called dwelling coverage, covers the structure of your home. We'll explain how it works.

Home Insurance and Termite Damage

Termites can cause costly damage to your home. Learn here when your home insurance covers it and how to prevent it.

Is Home Insurance Included in My Mortgage Payment?

Part of your monthly mortgage payment may go toward your homeowners insurance. Read on to find out how it works.

Loss of Use Coverage: What Is It and What Does It Cover?

If you have to relocate while your home is repaired, loss of use helps with the costs. We'll explain how it works.

Homeowners Insurance and Wildfire Coverage

Home insurance usually covers wildfire damage, but there are exceptions and limits. This article can help clear the air.

Does Home Insurance Cover Theft From My Car?

Homeowners insurance covers the replacement of personal items stolen from your car. We'll explain how it works.

Home Insurance and Home-Based Businesses

Having a home business brings insurance needs that home insurance may not cover. Learn here about your options.

What is Earthquake Insurance?

If you live in an earthquake zone, home insurance won't cover the damage. We'll explain how earthquake insurance helps.

Homeowners Insurance for a Second Home

If you have a second house as a vacation or rental home, insuring it can work differently from your primary residence.

What Happens if My Insurance Company Goes Bankrupt?

If your insurance company goes bankrupt, you will still be covered while you find a new insurer. We can explain further.

Identity Theft Insurance Basics: How to Get It, What It Does

If you have the misfortune of having your identity stolen, identity theft insurance can assist you in paying to fix it.

Understanding What Flood Insurance Covers

In the event of a flood, home insurance won’t cover your damages. Learn here how flood insurance picks up the slack.

Home Insurance, Renovations and Remodeling

Renovating or remodeling your home affects your home insurance rates. Read on to learn how a fix-up changes your premium.

Home Builders Insurance: The Basics

Building or renovating a home? This guide covers the types of insurance you or your contractor need for your protection.

Liability Car Insurance Cost in 2023

The average cost for liability car insurance is $180 a month. Your final rate depends on many factors that we'll explain.

Will My Car Insurance Rates Go Down at 25?

When you turn 25, you could see a considerable decrease in your auto insurance rates. Here’s how to make it happen.

Do I Need Insurance to Rent a Car?

You don't need your own insurance to rent a car, but it's a good idea to have it. We'll go over your options.

When to Drop Full Coverage on a Car

It might not be worthwhile to hold on to full coverage insurance. We'll help you figure out if you should drop it.

The Myth of Auto Insurance for a Red Car

There is a rumor that red cars have higher insurance costs than cars of another color. But that's not actually the case.

What is Non-Owner SR-22 Insurance?

Non-owner SR-22 insurance is available if you need to file an SR-22 but don't own a car. We'll explain how it works.

The Risks of Fake Car Insurance

Whether you have a fake auto insurance card on purpose or by accident, it can lead to legal and financial problems.

Personal Injury Protection Coverage in Florida

Florida is a no-fault state, requiring drivers to carry personal injury protection. We'll explain how it works.

How Much Is FR-44 and SR-22 Insurance in Florida?

Florida drivers get the cheapest rates for car insurance after an SR-22 or FR-44 filing with State Farm.

What Do I Do if My Car Is Broken Into?

Comprehensive insurance covers damage and renters or home insurance covers stolen items after a break-in. We'll explain.

Can I Insure a Car That Isn't in My Name?

If you are trying to get auto insurance for a car you don't own, it's possible but it can be difficult. We can help.

Hitting a Parked Car and Auto Insurance

If you hit a parked car or yours gets hit, there are steps to take to make sure you reduce problems for yourself.

Best Car Insurance Discounts (2023)

Car insurance companies offer different discounts to stay competitive. We'll help you find the ones best for you.

Car Insurance Discounts for Retired and Senior Drivers

At age 65, your car insurance rates start to increase. Fortunately, you can qualify for senior car insurance discounts.

Buying New Car Insurance

Looking for insurance for a new car? Whether it's your first time or you're looking to add a car to your insurance, we can help.

The Cost of Car Insurance for 19-Year-Olds

Nineteen-year-olds pay some of the highest auto insurance rates. We have suggestions to help cut costs.

Best & Cheapest Car Insurance for Drivers Under 25

Drivers under 25 pay more for car insurance than older drivers. We can help you find the best coverage for your money.

Cheapest Liability Car Insurance (2023)

For most drivers, State Farm has the cheapest liability-only car insurance at $70 per month.

Average Cost of Car Insurance (June 2023)

The average cost of car insurance is $81 per month if you buy minimum coverage. Compare quotes from several companies to get your best rate.

The Best, Cheapest Car Insurance for 18-Year-Olds (2023)

Car insurance for 18-year-olds is expensive. We'll help you find the best, cheapest rates as a new driver.

At What Age Do Car Insurance Premiums Go Down?

People with a clean driving history will see their car insurance rates drop considerably around age 25. Find out how your rates compare.

Car Insurance Costs for Men vs. Women

Men and women tend to pay different premiums for car insurance. We can help you understand why and get your best rate.

What Are the Different Types of Auto Insurance Fraud?

Soft fraud and hard fraud are the two common types of car insurance fraud. We'll explain the difference between the two.

What Happens if I Have a Car Insurance Lapse?

If your car insurance lapses, you can face fines, higher rates and difficulty getting coverage in the future.

Does Insurance Cover a Tree Falling on My Car?

If your car is hit by a tree, your comprehensive insurance should cover it. But it could depend on where the tree is located.

Does Car Insurance Cover Flood and Water Damage?

Auto insurance may cover damage due to flood if you have comprehensive coverage. Fortunately, it's pretty affordable.

Car Insurance After Cancellation

If your car insurance is cancelled or not renewed, you'll need to get a new policy quickly. We'll help you get covered.

Why Is Car Insurance Expensive?

You can have a high car insurance rate for many reasons, such as your driving record and the age of your vehicle.

Car Insurance Rate Factors

Several factors such as your age, vehicle and where you live determine your car insurance rate. We'll help explain.

How Do Parking Tickets Affect Your Car Insurance Rates?

While getting a parking ticket won’t directly hurt your auto insurance rates, not paying it can lead to trouble for you.

How Your Location Affects Car Insurance Premiums

Car insurance companies use your state and ZIP code to calculate your rates. We'll help you understand the process.

Cheapest Car Insurance for a Bad Driving Record

If you have a bad driving record, American Family, State Farm and USAA have the cheapest car insurance rates. Compare quotes from several companies to get your best price.

State-Required Minimum Car Insurance

Most states require car insurance to drive legally. Here are the coverages you need and how much you should get.

What Is Gap Insurance and How Does it Work?

If your car is totaled or stolen, gap insurance covers the cost difference between what you owe and what it's worth.

Cheapest SR-22 Car Insurance Rates

You may need to file an SR-22 after a serious driving infraction. This can increase your car insurance rates.

What is Non-Owner Car Insurance?

Non-owner car insurance is there for drivers who don't own a car but still need auto insurance coverage.

What Does No-Fault Car Insurance Do?

Does your state require no-fault insurance? Find out here what it does and how it works.

Collector Car Insurance and How It Works

Classic, vintage and antique cars need different car insurance than your day-to-day ride. Read on to learn the difference.

What Is Umbrella Insurance? Do I Need It?

Umbrella insurance helps cover your liability costs for damages that go past your policy limits. We'll explain how it works.

Rideshare Insurance: A Complete Guide for Drivers

Rideshare drivers aren't covered under standard car insurance. We'll explain the rideshare insurance you need.

What Is Comprehensive Car Insurance?

Comprehensive car insurance covers damage to your vehicle from nearly any cause other than a collision. Here’s when and why you should get it.

Do I Need Rental Car Insurance?

You'll need insurance if you rent a car. We'll explain the differences between your car insurance and rental car insurance.

Can You Drive Without Insurance?

Driving without car insurance is dangerous at best and illegal at worst. Learn here what the perils and consequences may be.

New Jersey Personal Injury Protection Coverage

If you're a New Jersey driver, you'll need personal injury protection. We'll explain what this type of car insurance covers and how it works.

Can You Negotiate Your Settlement After a Car Accident?

Not happy with your auto insurer's offer after filing a claim? There are steps you can take to get a better payout.

What Do Insurance Underwriters Do?

An insurance underwriter figures out if you're eligible for coverage and what you will pay for it. We'll explain the job to you.

Adding a Driver to Your Car Insurance

Adding someone else to your car insurance is a pretty simple process. We'll explain how it works and how to do it.

Do I Need to Have Auto Insurance When I Buy a Car?

You will not be able to drive a car you buy off the lot without auto insurance, but we can help you get covered.

What Does My Car Insurance Policy Number Do?

Your policy number is the unique thumbprint for your car insurance policy. We explain what it does and why you need it.

Maryland Auto Insurance Fund (MAIF)

The Maryland Auto Insurance Fund helps drivers who cannot otherwise get car insurance. We'll explain how it works.

Can You Get Car Insurance Without a License?

Listing yourself as an excluded driver is one way to get car insurance without a license. See if you qualify.

Can You Get Car Insurance With a Learner's Permit?

You are able to purchase a car insurance policy with a driver learner's permit, but there can be some conditions.

Are Hit-and-Runs Covered by Car Insurance?

Hit-and-runs aren't covered by liability insurance, but there are other forms of coverage that help. We'll go over them.

Very Cheap Car Insurance with No Deposit (2023)

A reputable car insurance company won't sell a policy without a deposit. However, you can get it with a low down payment.

Where Can I Get Same-Day Car Insurance?

Need coverage now? Same-day car insurance is available through many providers. We'll help you find the best policy.

Does Car Insurance Cover Vandalism if Someone Keyed My Car?

If your car gets keyed, it's considered vandalism and is covered by comprehensive insurance. We'll explain how it works.

What is Bodily Injury Liability Car Insurance Coverage?

Bodily injury insurance helps cover damages and injuries to others if you cause a collision. We break it down here.

What Are Diminished Value Claims?

Your car's value will often decrease after an accident. Learn how to recoup costs with a diminished value claim.

Cheap SR-22 Insurance in Ohio (2023)

Ohio drivers find the cheapest quotes for SR-22 insurance with Progressive, which charges an average $136 a month.

What is Proof of Car Insurance?

You are required to carry proof of insurance when driving. We'll explain what it is, how it works and where to get it.

Basic Car Insurance: How it Works and What it Covers

A basic car insurance policy comes with liability coverage and satisfies minimum legal insurance requirements.

Whose Insurance Do I Call After My Car Is Hit?

Your car insurance company is your go-to after someone hits your vehicle. We can help you understand the process.