Aaron Besson

Aaron Besson

Content Writer

Aaron writes about varied insurance topics at QuoteWizard. He enjoys the process of taking many sources of top information and bringing all the relevant info together for our users. In his free time he enjoys reading, photography, and making sense of home maintenance and upgrading.

Articles By Aaron

Doulas and Health Insurance

Doulas are becoming a more common part of American childbirth. Read on to learn more about doulas, what they do, and whether your health insurance covers them.

What is the Average Cost of Health Insurance?

While the average cost of health insurance is $452 a month, many factors can change that. How do your rates compare?

How to Bundle Your Auto and Renters Insurance

A simple way to save money on your car and renters insurance is to bundle them together. Here's how to do it.

How Your Credit Score Impacts Renters Insurance

If you’re looking to rent an apartment or home, you may be required to get renters insurance. What is and isn't covered? How does your credit score affect getting a policy? How do you get a good premium if you have bad credit? This article means to help you answer many of the questions involved.

What Is an Interested Party in Renters Insurance?

Adding your landlord as an interested party on your renters insurance helps keep them in the loop about your policy.

Renters Insurance and Bed Bugs

A bed bug problem can be a nightmare for renters. Unfortunately, renters insurance rarely covers pest infestations.

How to Get Renters Insurance Fast

If you need to get renters insurance quickly, it's easy. This article will tell you how you can get renters insurance now.

Dog Bites and Renters Insurance

If your dog bites someone, you could be on the hook for a lot of money. Renters insurance helps cover the fallout.

Do I Need to Get Renters Insurance?

Renters insurance is not required by law. However, landlords may still require that you get it as part of a lease.

How to File a Renters Insurance Claim

Filing a renters insurance claim is simple if you get it right the first time. Learn here how to file one quickly.

Renters Insurance for Unmarried Couples

Is getting renters insurance with a significant other a good idea? We can show you both the pros and the cons.

Renters Insurance: How it Works

Shopping for renters insurance, but unclear on how it works? We’ll take you step by step so you get the right coverage.

Does Renters Insurance Cover Apartment Ceiling Leaks?

Renters insurance usually covers your belongings in the event of a ceiling leak. However, it won't cover all water damage.

Renters Insurance for Seniors

If you're a senior and renting a living space, renters insurance is invaluable. We'll discuss how it works for you.

College Students and Renters Insurance

If you're a college student living in a dorm or apartment, renters insurance can help cover you against unforeseen accidents.

Renters Liability Insurance for Pet Owners

Your renters insurance covers injuries and damage your pets cause to others, but it may not be enough.

Renters Insurance and Additional Living Expense Coverage

If you have to relocate while your rental unit is repaired, it can cost you a lot of money. Learn here how ALE can help.

What Renters Insurance Covers

Are you a tenant and looking to get renters insurance? This guide will help you learn what’s covered in your rental.

Homeowners Insurance Coverage for Swimming Pools

Home insurance usually covers pools, but coverage differs between above-ground and in-ground pools. We'll explain here.

Does Home Insurance Cover Theft?

Home insurance usually covers your stuff from theft and burglary. Learn about theft coverage, exclusions and filing a claim.

How Your Roof Affects Your Insurance Rates

Home insurers pay a lot of attention to your roof. Learn here what they look at and how to reduce your insurance costs.

What Does a Public Insurance Claims Adjuster Do?

After you file a claim, you might not feel satisfied with the result. A public adjuster can help you negotiate a better settlement.

Credit Scores and Homeowners Insurance Rates

Your credit can affect your home insurance rates. Learn how to keep your credit score high and home insurance rates low.

Home Insurance Coverage for Trampolines

Home insurers see trampolines as an insurance risk. If you own one, you may face challenges when insuring your house.

When Not to File a Home Insurance Claim

Filing a home insurance claim isn't always the best course of action. This article can help with the decision.

Home Insurance Cost Factors: How Your Rate is Decided

Home insurance rates are based on a variety of factors. Find out what they are, and how you can save.

Is Roof Replacement Covered by Home Insurance?

Home insurance covers many dangers to your roof. This will depend on your roof’s age, condition and material quality.

How Much is Flood Insurance in Houston?

Flood insurance in Houston costs an average of $678 a month. We will explain flood insurance and how to buy it.

Getting Insurance for Older Mobile Homes

Older mobile homes can be more difficult to insure than manufactured homes. Read on to learn the difference between the two.

Flood insurance in Louisiana (2022)

Flood insurance in Louisiana costs an average of $63 a month. We can help you understand what it costs and covers.

Do You Need Short-Term Renters Insurance?

Standard home insurance doesn’t provide much coverage for short-term rentals. Here's how you can protect your property.

Best Mobile Home Insurance in Texas

Need the best insurance for your mobile home in Texas? Here are the insurers and coverage you’ll want to know about.

How Much Is Flood Insurance in Texas? (2022)

The average cost of flood insurance in Texas is $180 a month for building and contents coverage, depending on your flood zone.

Home Insurance for Military Members and Veterans

Are you a current or retired member of the Armed Forces? Learn here how to find home insurance that works best for you.

The Best Home Warranty Companies

Home appliance insurance covers some blind spots home insurance doesn’t. We’ll help you find the right home warranty.

Recoverable Depreciation and Home Insurance

Depreciation can take a chunk out of a home insurance claim. Learn here how recoverable depreciation can work for you.

Home Insurance and Act of God Clause

What’s an act of God, and does insurance cover it? This article helps clarify what it means and whether it’s covered.

Home Insurance Coverage for Septic Tanks

A septic tank backup can cause expensive damage to your home. Learn here which sewage issues are and aren’t covered.

Florida Wind Insurance

Florida windstorm insurance protects your home from heavy wind damage caused by hurricanes and other storms.

Flood Insurance in California

If you live in California, floods are a major threat. Learn here how flood insurance can help and if you need it.

The Eight Types of Homeowners Insurance

The type of home insurance you need will depend on the type of home you have and your budget. We'll help sort them out.

What Are the Best Mobile Home Insurance Companies?

Finding the right mobile home insurance can be difficult. We've found the best mobile home companies for you to consider.

Do I Need an Inspection to Get Homeowners Insurance?

An inspection isn’t always necessary before insuring a home. This guide can teach you when you do and don’t need one.

FAIR Plan Insurance Policies

If you’re struggling to insure a high-risk home, a FAIR plan may help. Here’s how a FAIR plan works.

What Does Home Repair Insurance Cover?

Home repair insurance covers systems and appliances for reasons home insurance excludes. We'll explain more here.

Insurance for Unoccupied and Vacant Homes

If your house isn’t lived in for long periods, it’s a high insurance risk. Unoccupied or vacant home insurance can help.

Getting the Best Flood Insurance

If flooding is a risk to your home, you need the right flood insurance. Learn here what flood policy is best for you.

Does My Homeowners Insurance Cover Pit Bulls?

If you own a pit bull, it could mean some home insurance challenges for you. We'll help you find the coverage you need.

How Do You Insure Jewelry?

Home insurance has a low coverage limit for jewelry. Learn what your best insurance options are to cover your bling.

Insurance for Mine Subsidence

If you live in an area with a history of mining operations, mine subsidence can be a threat. Keep reading to find out what mine subsidence means for your home insurance needs.

Does Homeowners Insurance Cover Basement Flooding?

When your basement floods, what your homeowners insurance covers depends on what caused the water damage.

Your CLUE Report: What It Is and How It Works

A CLUE report provides vital history of a home's insurance claims that is valuable to both homeowners and insurers.

Condo vs. Co-op Insurance: What's the Difference?

Condos and co-ops have different insurance needs than houses. Getting the right insurance means knowing the difference.

Home Insurance vs. Home Warranty

Home insurance and home warranties cover different parts of your home. Find out what they do and whether you need them.

The Best Home Insurance Companies

Our study of the best homeowners insurance companies can help you find the right coverage for you at an affordable price.

Best Home Insurance for Senior Citizens

Seniors have special needs for their home insurance. This guide will help you understand how to get your best coverage.

How Much Home Insurance Do I Need?

Home insurance covers one of the biggest investments you’ll ever have. We’ll help you find the right amount of coverage.

Landlord Insurance Policies

Learn why homeowners can’t rely on a standard home insurance policy to protect their property.

What Does My Home Insurance Not Cover?

There are some problems that home insurance doesn’t cover. We can help you learn what isn’t covered and why.

First-Time Home Buyers Insurance Guide

First-time home buyer looking for home insurance? We can help you learn what it does, how much coverage you need and what it costs.

Are You Being Overcharged for Home Insurance?

There are many reasons you might be paying too much for homeowners insurance. We can help you cut your insurance costs.

How to Lower Your Homeowners Insurance Rates

Homeowners insurance can be a costly investment. There are steps you can take, however, that may help your budget.

How Home Insurance Works

Knowing how your home insurance covers you is as important as what it covers. We can help you understand how it works.

How Does Homeowners Insurance Cover Fire?

Standard home insurance covers fire damage, but less so if you’re in a high fire risk area. This may limit your coverage.

Is Home Insurance Required?

There’s no law that says you need home insurance, but your mortgage provider will probably require you to get coverage.

Your Homeowners Insurance Declaration Page Guide

Your home insurance declaration page is a valuable tool that has many uses. Learn here how to navigate it to your benefit.

What Does Home Appliance Insurance Cover?

Homeowners insurance typically doesn't cover the wear and tear of your appliances. Find out how home appliance insurance can cover them.

Does Home Insurance Cover AC Units?

Homeowners insurance covers your home’s air conditioner in many, but not all, situations. Read on to see if your damaged AC is covered by insurance.

Does Home Insurance Cover Hail Damage?

Hail can cause significant damage to your home. Find out how homeowners insurance covers you after a hailstorm.

What is Homeowners Personal Property Insurance?

Personal property insurance covers your belongings from theft, fire, and many other threats. Learn here what's covered.

Home Insurance and Termite Damage

Termites can cause costly damage to your home. Learn here when your home insurance covers it and how to prevent it.

Does Homeowners Insurance Cover Mold?

Home insurance is often limited in what mold damage it covers. Learn here what coverage home insurance provides for mold.

Home Insurance and Mortgage Payments

When buying a house through a mortgage lender, part of your monthly payment to them covers your home’s taxes and homeowners insurance.

Homeowners Insurance and Wildfire Coverage

Home insurance usually covers wildfire damage, but there are exceptions and limits. This article can help clear the air.

Does Home Insurance Cover Theft From My Car?

Homeowners insurance covers the replacement of personal items stolen from your car. We'll explain how it works.

Hurricane Insurance: How to Cover Your House

Proper hurricane insurance coverage requires a few different policies. Learn how to protect your house from a hurricane.

Insuring an Airbnb Home

If you use your home as an Airbnb rental, homeowners insurance doesn't provide enough coverage. Here are more options.

Home Insurance and Home-Based Businesses

Having a home business brings insurance needs that home insurance may not cover. Learn here about your options.

What is Earthquake Insurance?

If you live in an earthquake zone, home insurance won't cover the damage. We'll explain how earthquake insurance helps.

What Happens if My Insurance Company Goes Bankrupt?

If your insurance company goes bankrupt, you will still be covered while you find a new insurer. We can explain further.

Identity Theft Insurance Basics: How to Get It, What It Does

If you have the misfortune of having your identity stolen, identity theft insurance can assist you in paying to fix it.

Understanding What Flood Insurance Covers

In the event of a flood, home insurance won’t cover your damages. Learn here how flood insurance picks up the slack.

Home Insurance and Remodeling Your Home

Remodeling can affect your home insurance rates. Find out which home improvements will cost or save you money.

Home Builders Insurance: The Basics

Building or renovating a home? This guide covers the types of insurance you or your contractor need for your protection.

Actual Cash Value vs. Replacement Cost

Actual cash value and replacement cost home insurance policies pay out very differently. That difference can save you money.

How Much Is Liability Car Insurance in 2022?

Liability car insurance costs an average of $641 a year, or $53 a month. How do your rates compare?

Will My Car Insurance Rates Go Down at 25?

When you turn 25, you could see a considerable decrease in your auto insurance rates. Here’s how to make it happen.

Do I Need Insurance to Rent a Car?

You don't need your own insurance to rent a car, but it's a good idea to have it. We'll go over your options.

When to Drop Full Coverage on a Car

It might not be worthwhile to hold on to full coverage insurance. We'll help you figure out if you should drop it.

The Myth of Auto Insurance for a Red Car

There is a rumor that red cars have higher insurance costs than cars of another color. But that's not actually the case.

The Risks of Fake Car Insurance

Whether you have a fake auto insurance card on purpose or by accident, it can lead to legal and financial problems.

Best Car Insurance for Veterans in 2022

Are you an Armed Forces veteran looking for your best auto insurance policy? You've got options.

What Do I Do if My Car Is Broken Into?

Comprehensive insurance covers damage and renters or home insurance covers stolen items after a break-in. We'll explain.

Can I Insure a Car That Isn't in My Name?

If you are trying to get auto insurance for a car you don't own, it's possible but it can be difficult. We can help.

Hitting a Parked Car and Auto Insurance

If you hit a parked car or yours gets hit, there are steps to take to make sure you reduce problems for yourself.

Car Insurance Discounts for Retired and Senior Drivers

At age 65, your car insurance rates start to increase. Fortunately, you can qualify for senior car insurance discounts.

The Cost of Car Insurance for 19-Year-Olds in 2022

Nineteen-year-olds pay some of the highest auto insurance rates. We have suggestions to help cut costs.

The Cost of Car Insurance for 17-Year-Olds in 2022

Car insurance for 17-year-olds is expensive. Fortunately, there are ways to shave hundreds of dollars off your premium.

What is Non-Standard Auto Insurance Coverage?

If you’re a high-risk driver, you’ll need non-standard auto insurance. Find out what this means for you.

At What Age Do Car Insurance Premiums Go Down?

People with a clean driving history will see their car insurance rates drop considerably around age 25. Find out how your rates compare.

Car Insurance Costs for Men vs. Women in 2022

Men and women tend to pay different premiums for car insurance. We can help you understand why and get your best rate.

What Are the Different Types of Auto Insurance Fraud?

Soft fraud and hard fraud are the two common types of car insurance fraud. We'll explain the difference between the two.

What Happens if I Have a Car Insurance Lapse?

If your car insurance lapses, you can face fines, higher rates and difficulty getting coverage in the future.

Does Insurance Cover a Tree Falling on My Car?

If your car is hit by a tree, your comprehensive insurance should cover it. But it could depend on where the tree is located.

Getting Car Insurance for New Drivers (2022)

New drivers often see higher car insurance rates due to inexperience behind the wheel. We can help you find cheap rates.

Does Car Insurance Cover Flood and Water Damage?

Auto insurance may cover damage due to flood if you have comprehensive coverage. Fortunately, it's pretty affordable.

Car Insurance After Cancellation

If your car insurance is cancelled or not renewed, you'll need to get a new policy quickly. We'll help you get covered.

Why Is Car Insurance Expensive?

You can have a high car insurance rate for many reasons, such as your driving record and the age of your vehicle.

Car Insurance Rate Factors

Several factors such as your age, vehicle and where you live determine your car insurance rate. We'll help explain.

How Do Parking Tickets Affect Your Car Insurance Rates?

While getting a parking ticket won’t directly hurt your auto insurance rates, not paying it can lead to trouble for you.

How Your Location Affects Car Insurance Premiums

Car insurance companies use your state and ZIP code to calculate your rates. We'll help you understand the process.

Whose Insurance Do I Call After My Car Is Hit?

Your car insurance company is your go-to after someone hits your vehicle. We can help you understand the process.

The Different Types of Car Insurance

There are many types of car insurance. Some are required, while others are optional. Learn how they work and if you need them.

Basic Car Insurance: How it Works and What it Covers

A basic car insurance policy comes with liability coverage and satisfies minimum legal insurance requirements.

What Are Diminished Value Claims?

Your car's value will often decrease after an accident. Learn how to recoup costs with a diminished value claim.

What is Bodily Injury Liability Car Insurance Coverage?

Bodily injury insurance helps cover damages and injuries to others if you cause a collision. We break it down here.

Does Car Insurance Cover Vandalism if Someone Keyed My Car?

If your car gets keyed, it's considered vandalism and is covered by comprehensive insurance. We'll explain how it works.

Are Hit-and-Runs Covered by Car Insurance?

Hit-and-runs aren't covered by liability insurance, but there are other forms of coverage that help. We'll go over them.

Can You Get Car Insurance With a Learner's Permit?

You are able to purchase a car insurance policy with a driver learner's permit, but there can be some conditions.

Can You Get Car Insurance Without a License?

Listing yourself as an excluded driver is one way to get car insurance without a license. See if you qualify.

What Does My Car Insurance Policy Number Do?

Your policy number is the unique thumbprint for your car insurance policy. We explain what it does and why you need it.

Do I Need to Have Auto Insurance When I Buy a Car?

You will not be able to drive a car you buy off the lot without auto insurance, but we can help you get covered.

What Do Insurance Underwriters Do?

An insurance underwriter figures out if you're eligible for coverage and what you will pay for it. We'll explain the job to you.

Can You Negotiate Your Settlement After a Car Accident?

Not happy with your auto insurer's offer after filing a claim? There are steps you can take to get a better payout.

Can You Drive Without Insurance?

Driving without car insurance is dangerous at best and illegal at worst. Learn here what the perils and consequences may be.

How Does A Car Insurance Deductible Work?

You usually need to pay a deductible before your car insurance pays the rest of your claim. We'll explain how it works.

What Does Full Coverage Car Insurance Do?

Full-coverage auto insurance helps cover your own damages after an accident, unlike minimum insurance.

State-Required Minimum Car Insurance

Most states require car insurance to drive legally. Here are the coverages you need and how much you should get.

What Does Personal Injury Protection (PIP) Cover?

If you're injured in a car accident, PIP can help take care of immediate medical expenses and other costs that arise.

How to Start a Career as a Life Insurance Agent

Closing Live Transfer Insurance Leads

5 Ways to Increase Insurance Sales Conversions

The Best Sales and Marketing Tips for New Insurance Agents

The Best and Worst Ways to Generate Insurance Leads

5 Types of Insurance Leads You Should Buy

Modern Day Insurance: The Customer-Centric Approach

4 Ideas to Help Your Website Generate More Insurance Leads

Closing Out the Year for Insurance Agents

5 Follow-Up Emails to Send a New Insurance Lead