Aaron writes about varied insurance topics at QuoteWizard. He enjoys the process of taking many sources of top information and bringing all the relevant info together for our users. In his free time he enjoys reading, photography, and making sense of home maintenance and upgrading.
Articles By AaronDoulas and Health Insurance
Doulas are becoming a more common part of American childbirth. Read on to learn more about doulas, what they do, and whether your health insurance covers them.What is the Average Cost of Health Insurance?
While the average cost of health insurance is $452 a month, many factors can change that. How do your rates compare?How to Bundle Your Auto and Renters Insurance
A simple way to save money on your car and renters insurance is to bundle them together. Here's how to do it.How Your Credit Score Impacts Renters Insurance
If you’re looking to rent an apartment or home, you may be required to get renters insurance. What is and isn't covered? How does your credit score affect getting a policy? How do you get a good premium if you have bad credit? This article means to help you answer many of the questions involved.What Is an Interested Party in Renters Insurance?
Adding your landlord as an interested party on your renters insurance helps keep them in the loop about your policy.Renters Insurance and Bed Bugs
A bed bug problem can be a nightmare for renters. Unfortunately, renters insurance rarely covers pest infestations.How to Get Renters Insurance Fast
If you need to get renters insurance quickly, it's easy. This article will tell you how you can get renters insurance now.Do I Need to Get Renters Insurance?
Renters insurance is not required by law. However, landlords may still require that you get it as part of a lease.How to File a Renters Insurance Claim
Filing a renters insurance claim is simple if you get it right the first time. Learn here how to file one quickly.Renters Insurance for Unmarried Couples
It may seem like getting renters insurance with a significant other is practical, but the cons outweigh the pros.Renters Insurance: How it Works
Shopping for renters insurance, but unclear on how it works? We’ll take you step by step so you get the right coverage.Does Renters Insurance Cover Apartment Ceiling Leaks?
Renters insurance usually covers your belongings in the event of a ceiling leak. However, it won't cover all water damage.Renters Insurance for Seniors
If you're a senior and renting a living space, renters insurance is invaluable. We'll discuss how it works for you.College Students and Renters Insurance
If you're a college student living in a dorm or apartment, renters insurance can help cover you against unforeseen accidents.Renters Liability Insurance for Pet Owners
Your renters insurance covers injuries and damage your pets cause to others, but it may not be enough.Renters Insurance and Additional Living Expense Coverage
If you have to relocate while your rental unit is repaired, it can cost you a lot of money. Learn here how ALE can help.Does Renters Insurance Cover Flooding?
Your renters insurance policy does not cover damage caused by flooding. We can help you get the flood coverage you need.Renters Insurance and Self-Storage Units
If you're renting a storage unit, you'll want to know what insurance for its contents is available. We can help.What Renters Insurance Covers
Are you a tenant and looking to get renters insurance? This guide will help you learn what’s covered in your rental.Homeowners Insurance Coverage for Swimming Pools
Home insurance usually covers pools, but coverage differs between above-ground and in-ground pools. We'll explain here.Does Home Insurance Cover Theft?
Home insurance usually covers your stuff from theft and burglary. Learn about theft coverage, exclusions and filing a claim.How Your Roof Affects Your Insurance Rates
Home insurers pay a lot of attention to your roof. Learn here what they look at and how to reduce your insurance costs.What Does a Public Insurance Claims Adjuster Do?
After you file a claim, you might not feel satisfied with the result. A public adjuster can help you negotiate a better settlement.Credit Scores and Homeowners Insurance Rates
Your credit can affect your home insurance rates. Learn how to keep your credit score high and home insurance rates low.Homeowners Insurance for Older Homes
Older homes have a higher risk for an insurance claim. This can raise your insurance rates. We can help find the right policy.When Not to File a Home Insurance Claim
Filing a home insurance claim isn't always the best course of action. This article can help with the decision.Home Insurance Cost Factors: How Your Rate is Decided
Home insurance rates are based on a variety of factors. Find out what they are, and how you can save.Alabama's Best Mobile Home Insurance
Alabama has the fifth-largest number of mobile homes in the U.S. If you're one of those owners, we can help you find the best policy.Is Roof Replacement Covered by Home Insurance?
Home insurance covers many dangers to your roof. This will depend on your roof’s age, condition and material quality.How Much is Flood Insurance in Houston?
Flood insurance in Houston costs an average of $678 a month. We will explain flood insurance and how to buy it.Getting Insurance for Older Mobile Homes
Older mobile homes can be more difficult to insure than manufactured homes. Read on to learn the difference between the two.Flood insurance in Louisiana
Flood insurance in Louisiana costs an average of $63 a month. We can help you understand what it costs and covers.Best Mobile Home Insurance in Texas
Need the best insurance for your mobile home in Texas? Here are the insurers and coverage you’ll want to know about.How Much Is Flood Insurance in Texas?
The average cost of flood insurance in Texas is $180 a month for building and contents coverage, depending on your flood zone.Home Insurance for Military Members and Veterans
Are you a current or retired member of the Armed Forces? Learn here how to find home insurance that works best for you.The Best Home Warranty Companies
Home appliance insurance covers some blind spots home insurance doesn’t. We’ll help you find the right home warranty.Recoverable Depreciation and Home Insurance
Depreciation can take a chunk out of a home insurance claim. Learn here how recoverable depreciation can work for you.Home Insurance and Act of God Clause
What’s an act of God, and does insurance cover it? This article helps clarify what it means and whether it’s covered.Home Insurance Coverage for Septic Tanks
A septic tank backup can cause expensive damage to your home. Learn here which sewage issues are and aren’t covered.Florida Wind Insurance
Florida windstorm insurance protects your home from heavy wind damage caused by hurricanes and other storms.The Eight Types of Homeowners Insurance
The type of home insurance you need will depend on the type of home you have and your budget. We'll help sort them out.What Are the Best Mobile Home Insurance Companies?
Finding the right mobile home insurance can be difficult. We've found the best mobile home companies for you to consider.Do I Need an Inspection to Get Homeowners Insurance?
An inspection isn’t always necessary before insuring a home. This guide can teach you when you do and don’t need one.Getting the Best Condo Insurance
Condo owners need different insurance than owners of a house. We'll help you understand how to get the best policy.FAIR Plan Insurance Policies
If you’re struggling to insure a high-risk home, a FAIR plan may help. Here’s how a FAIR plan works.What Does Home Repair Insurance Cover?
Home repair insurance covers systems and appliances for reasons home insurance excludes. We'll explain more here.Vacant and Unoccupied Homeowners Insurance
A house left vacant for extended periods is a high insurance risk. We'll explain how to insure a vacant or unoccupied home.Getting the Best Flood Insurance
If flooding is a risk to your home, you need the right flood insurance. Learn here what flood policy is best for you.The Difference Between NFIP and Private Flood Insurance
NFIP and private flood insurance offer different cost and coverage options. Read on to learn which is best for you.Does My Homeowners Insurance Cover Pit Bulls?
If you own a pit bull, it could mean some home insurance challenges for you. We'll help you find the coverage you need.How Do You Insure Jewelry?
Home insurance has a low coverage limit for jewelry. Learn what your best insurance options are to cover your bling.Insurance for Mine Subsidence
If you live in an area with a history of mining operations, mine subsidence can be a threat. Keep reading to find out what mine subsidence means for your home insurance needs.Does Homeowners Insurance Cover Basement Flooding?
When your basement floods, what your homeowners insurance covers depends on what caused the water damage.Your CLUE Report: What It Is and How It Works
A CLUE report provides vital history of a home's insurance claims that is valuable to both homeowners and insurers.Condo vs. Co-op Insurance: What's the Difference?
Condos and co-ops have different insurance needs than houses. Getting the right insurance means knowing the difference.Home Insurance vs. Home Warranty
Home insurance and home warranties cover different parts of your home. Find out what they do and whether you need them.The Best Home Insurance Companies
Our study of the best homeowners insurance companies can help you find the right coverage for you at an affordable price.Best Home Insurance for Senior Citizens
Seniors have special needs for their home insurance. This guide will help you understand how to get your best coverage.How Much Home Insurance Do I Need?
Home insurance covers one of the biggest investments you’ll ever have. We’ll help you find the right amount of coverage.Landlord Insurance Policies
Learn why homeowners can’t rely on a standard home insurance policy to protect their property.What Does My Home Insurance Not Cover?
There are some problems that home insurance doesn’t cover. We can help you learn what isn’t covered and why.First-Time Home Buyers Insurance Guide
First-time home buyer looking for home insurance? We can help you learn what it does, how much coverage you need and what it costs.Are You Being Overcharged for Home Insurance?
There are many reasons you might be paying too much for homeowners insurance. We can help you cut your insurance costs.How to Lower Your Homeowners Insurance Rates
Homeowners insurance can be a costly investment. There are steps you can take, however, that may help your budget.How Does Homeowners Insurance Cover Fire?
Standard home insurance covers fire damage, but less so if you’re in a high fire risk area. This may limit your coverage.Is Home Insurance Required?
There’s no law that says you need home insurance, but your mortgage provider will probably require you to get coverage.Your Homeowners Insurance Declaration Page Guide
Your home insurance declaration page is a valuable tool that has many uses. Learn here how to navigate it to your benefit.What Does Home Appliance Insurance Cover?
Homeowners insurance typically doesn't cover the wear and tear of your appliances. Find out how home appliance insurance can cover them.Does Home Insurance Cover AC Units?
Homeowners insurance covers your home’s air conditioner in many, but not all, situations. Read on to see if your damaged AC is covered by insurance.Does Home Insurance Cover Hail Damage?
Hail can cause significant damage to your home. Find out how homeowners insurance covers you after a hailstorm.Home Insurance and Termite Damage
Termites can cause costly damage to your home. Learn here when your home insurance covers it and how to prevent it.Is Home Insurance Included in My Mortgage Payment?
Part of your monthly mortgage payment may go toward your homeowners insurance. Read on to find out how it works.Loss of Use Coverage: What Is It and What Does It Cover?
If you have to relocate while your home is repaired, loss of use helps with the costs. We'll explain how it works.Homeowners Insurance and Wildfire Coverage
Home insurance usually covers wildfire damage, but there are exceptions and limits. This article can help clear the air.Does Home Insurance Cover Theft From My Car?
Homeowners insurance covers the replacement of personal items stolen from your car. We'll explain how it works.Hurricane Insurance: How to Cover Your House
Proper hurricane insurance coverage requires a few different policies. Learn how to protect your house from a hurricane.Home Insurance and Home-Based Businesses
Having a home business brings insurance needs that home insurance may not cover. Learn here about your options.What is Earthquake Insurance?
If you live in an earthquake zone, home insurance won't cover the damage. We'll explain how earthquake insurance helps.What Happens if My Insurance Company Goes Bankrupt?
If your insurance company goes bankrupt, you will still be covered while you find a new insurer. We can explain further.Identity Theft Insurance Basics: How to Get It, What It Does
If you have the misfortune of having your identity stolen, identity theft insurance can assist you in paying to fix it.Understanding What Flood Insurance Covers
In the event of a flood, home insurance won’t cover your damages. Learn here how flood insurance picks up the slack.Home Insurance, Renovations and Remodeling
Renovating or remodeling your home affects your home insurance rates. Read on to learn how a fix-up changes your premium.Home Builders Insurance: The Basics
Building or renovating a home? This guide covers the types of insurance you or your contractor need for your protection.Actual Cash Value vs. Replacement Cost
Actual cash value and replacement cost home insurance policies pay out very differently. That difference can save you money.Liability Car Insurance Cost in 2023
The average cost for liability car insurance is $180 a month. Your final rate depends on many factors that we'll explain.How to Get Cheap Full-Coverage Insurance
The cheapest car insurance companies for full coverage: USAA, $228 a month; State Farm, $266; and American Family, $294.Will My Car Insurance Rates Go Down at 25?
When you turn 25, you could see a considerable decrease in your auto insurance rates. Here’s how to make it happen.Do I Need Insurance to Rent a Car?
You don't need your own insurance to rent a car, but it's a good idea to have it. We'll go over your options.When to Drop Full Coverage on a Car
It might not be worthwhile to hold on to full coverage insurance. We'll help you figure out if you should drop it.The Myth of Auto Insurance for a Red Car
There is a rumor that red cars have higher insurance costs than cars of another color. But that's not actually the case.What is Non-Owner SR-22 Insurance?
Non-owner SR-22 insurance is available if you need to file an SR-22 but don't own a car. We'll explain how it works.The Risks of Fake Car Insurance
Whether you have a fake auto insurance card on purpose or by accident, it can lead to legal and financial problems.What Do I Do if My Car Is Broken Into?
Comprehensive insurance covers damage and renters or home insurance covers stolen items after a break-in. We'll explain.Can I Insure a Car That Isn't in My Name?
If you are trying to get auto insurance for a car you don't own, it's possible but it can be difficult. We can help.Hitting a Parked Car and Auto Insurance
If you hit a parked car or yours gets hit, there are steps to take to make sure you reduce problems for yourself.Best Car Insurance Discounts (2022)
Car insurance companies offer different discounts to stay competitive. We'll help you find the ones best for you.Car Insurance Discounts for Retired and Senior Drivers
At age 65, your car insurance rates start to increase. Fortunately, you can qualify for senior car insurance discounts.The Cost of Car Insurance for 19-Year-Olds in 2022
Nineteen-year-olds pay some of the highest auto insurance rates. We have suggestions to help cut costs.Best & Cheapest Car Insurance for Drivers Under 25
Drivers under 25 pay more for car insurance than older drivers. We can help you find the best coverage for your money.Cheapest Liability Car Insurance (2023)
Cheapest companies for liability car insurance: USAA, at $102 a month; State Farm, $136; American Family, $151.Average Cost of Car Insurance (2023)
Minimum-coverage car insurance in the U.S. averages $170 per month. Compare quotes from several companies to get your best rate.At What Age Do Car Insurance Premiums Go Down?
People with a clean driving history will see their car insurance rates drop considerably around age 25. Find out how your rates compare.Car Insurance Costs for Men vs. Women in 2022
Men and women tend to pay different premiums for car insurance. We can help you understand why and get your best rate.What Are the Different Types of Auto Insurance Fraud?
Soft fraud and hard fraud are the two common types of car insurance fraud. We'll explain the difference between the two.What Happens if I Have a Car Insurance Lapse?
If your car insurance lapses, you can face fines, higher rates and difficulty getting coverage in the future.Does Insurance Cover a Tree Falling on My Car?
If your car is hit by a tree, your comprehensive insurance should cover it. But it could depend on where the tree is located.Does Car Insurance Cover Flood and Water Damage?
Auto insurance may cover damage due to flood if you have comprehensive coverage. Fortunately, it's pretty affordable.Car Insurance After Cancellation
If your car insurance is cancelled or not renewed, you'll need to get a new policy quickly. We'll help you get covered.Why Is Car Insurance Expensive?
You can have a high car insurance rate for many reasons, such as your driving record and the age of your vehicle.Car Insurance Rate Factors
Several factors such as your age, vehicle and where you live determine your car insurance rate. We'll help explain.How Do Parking Tickets Affect Your Car Insurance Rates?
While getting a parking ticket won’t directly hurt your auto insurance rates, not paying it can lead to trouble for you.How Your Location Affects Car Insurance Premiums
Car insurance companies use your state and ZIP code to calculate your rates. We'll help you understand the process.Cheapest Car Insurance for a Bad Driving Record
If you have a bad driving record, American Family, State Farm and USAA have the cheapest car insurance rates. Compare quotes from several companies to get your best price.Whose Insurance Do I Call After My Car Is Hit?
Your car insurance company is your go-to after someone hits your vehicle. We can help you understand the process.Basic Car Insurance: How it Works and What it Covers
A basic car insurance policy comes with liability coverage and satisfies minimum legal insurance requirements.State-Required Minimum Car Insurance
Most states require car insurance to drive legally. Here are the coverages you need and how much you should get.What Is Gap Insurance and How Does it Work?
If your car is totaled or stolen, gap insurance covers the cost difference between what you owe and what it's worth.Getting Cheap SR-22 Car Insurance
You may need to file an SR-22 after a serious driving infraction. This can affect your car insurance rates.What is Bodily Injury Liability Car Insurance Coverage?
Bodily injury insurance helps cover damages and injuries to others if you cause a collision. We break it down here.Does Car Insurance Cover Vandalism if Someone Keyed My Car?
If your car gets keyed, it's considered vandalism and is covered by comprehensive insurance. We'll explain how it works.Do I Need Rental Car Insurance?
You'll need insurance if you rent a car. We'll explain the differences between your car insurance and rental car insurance.Are Hit-and-Runs Covered by Car Insurance?
Hit-and-runs aren't covered by liability insurance, but there are other forms of coverage that help. We'll go over them.Can You Get Car Insurance With a Learner's Permit?
You are able to purchase a car insurance policy with a driver learner's permit, but there can be some conditions.Can You Get Car Insurance Without a License?
Listing yourself as an excluded driver is one way to get car insurance without a license. See if you qualify.What Does My Car Insurance Policy Number Do?
Your policy number is the unique thumbprint for your car insurance policy. We explain what it does and why you need it.Do I Need to Have Auto Insurance When I Buy a Car?
You will not be able to drive a car you buy off the lot without auto insurance, but we can help you get covered.What Do Insurance Underwriters Do?
An insurance underwriter figures out if you're eligible for coverage and what you will pay for it. We'll explain the job to you.Adding a Driver to Your Car Insurance
Adding someone else to your car insurance is a pretty simple process. We'll explain how it works and how to do it.Can You Negotiate Your Settlement After a Car Accident?
Not happy with your auto insurer's offer after filing a claim? There are steps you can take to get a better payout.Maryland Auto Insurance Fund (MAIF)
The Maryland Auto Insurance Fund helps drivers who cannot otherwise get car insurance. We'll explain how it works.Can You Drive Without Insurance?
Driving without car insurance is dangerous at best and illegal at worst. Learn here what the perils and consequences may be.How Does A Car Insurance Deductible Work?
You usually need to pay a deductible before your car insurance pays the rest of your claim. We'll explain how it works.Very Cheap Car Insurance with No Deposit (2022)
A reputable car insurance company won't sell a policy without a deposit. However, you can get it with a low down payment.Where Can I Get Same-Day Car Insurance?
Need coverage now? Same-day car insurance is available through many providers. We'll help you find the best policy.What Are Diminished Value Claims?
Your car's value will often decrease after an accident. Learn how to recoup costs with a diminished value claim.