State and City Car Insurance Guide

Use our state and city guide to learn about the car insurance requirements and laws unique to your state, city, or hometown.

United States Map

Insurance requirements, rates, and risks can vary dramatically from one city or state to the next. These differences are not necessarily obvious or intuitive. For instance, Florida only requires drivers to carry $20,000 worth of bodily injury liability coverage on their car insurance policies. But Maine requires $100,000 worth of bodily injury liability coverage.

The vehicle theft rate in Detroit in 2012 was a whopping 1,626 vehicle thefts per 100,000 residents. But in Los Angeles, it was a much lower 392 per 100,000 residents. Iowa has the 3rd lowest average car insurance rates of any state in America, but neighboring Wisconsin has the 7th highest.

Do you would like to learn more about insurance in your city or state? Or are you relocating and want to learn about car insurance where you’re moving? Either way, we’ve got you covered.

Just click on the state you live in, or will be living, in to see insurance info for that state. We’ve added city-specific insurance information for many of the major cities in each state.

State Guides

The information that we’ve compiled for states includes:

  • Legally Required Insurance Coverage
  • Average Car Insurance Rates
  • SR-22 Requirements
  • Distracted Driving Laws
  • DUI/DWI information
  • Child Restraint Laws
  • Driver’s License Requirements
  • Seat Belt Laws
  • Fuel Taxes
  • Traffic Fatalities
  • Statewide Crash Statistics
  • Vehicle Thefts
  • Most Stolen Vehicles
  • Car Insurance Carrier Market Share
  • State Insurance Commissioner Contact Information
City Guides

For cities, we include information about:

  • Driver Safety Rankings
  • Road Conditions
  • Traffic Congestion
  • Weather and its Impact on Driving
  • Traffic Citations
  • Vehicle Theft Rates
  • Vehicular Fatalities LLC has made every effort to ensure that the information on this site is correct, but we cannot guarantee that it is free of inaccuracies, errors, or omissions. All content and services provided on or through this site are provided "as is" and "as available" for use. LLC makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.