Car Insurance Fundamentals
Learn the fundamentals of car insurance including the difference between liability, collision, and comprehensive coverages, personal injury protection (PIP), medical coverage, and more
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Liability Car Insurance - What Is It and How Much Do You Need?What you don't know about auto liability coverage could hurt you (and your wallet). Learn how to choose the right liability car insurance for your needs.
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Car Insurance Coverage Basics: Explanations and DefinitionsLearning about auto insurance basics can help you choose the right car insurance coverage for you and your family.
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Why Minimum Liability Car Insurance is Not EnoughYour state's legal liability car insurance minimums aren't likely to offer you, your loved ones, or the other drivers on the road much protection.
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What Is Gap Insurance? How Does Gap Insurance Work?If you’re planning to buy or lease a new vehicle, it may be smart to spend a few extra dollars to add gap coverage to your car insurance policy.
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Borrowed car in accident. Whose insurance pays?What happens if someone borrows your car and gets into an accident? Find out if you're covered by your auto insurance when you loan your car to a friend or family member.
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What is an SR-22 Insurance Policy?What is an SR-22? Who needs it? Where do you get it? How much does it cost? Learn all you need to know about SR-22 insurance here.
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No Car, But Still Drive? Get Non-Owner Car InsuranceNon-owner car insurance is for people who don't own a car but may need to borrow or rent a car, or are legally required to maintain coverage.
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10 Common Car Insurance TermsIf you want to pay the lowest rates and have the right amount and types of auto insurance coverage, you need to know these commonly used words.
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What if Car Insurance Costs More Than I can Afford?Almost every state requires drivers to carry auto insurance. Here are suggestions on how to lower premiums and find room in your budget if you can't afford car insurance.
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Classic, Collector and Exotic Car InsuranceAll you need to know about obtaining insurance for antique cars, classic cars, collector cars, custom cars, exotic cars, luxury cars, and kit cars.
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Uninsured & Underinsured Motorist CoverageWhat happens if someone hits you and they don't have have enough insurance, or any insurance? Learn how to protect yourself from uninsured and underinsured motorists.
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What's an Umbrella Policy and Do I need One?Some people need more liability coverage than a typical car insurance policy can provide. For these people, an umbrella insurance policy can be very useful.
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Personal Injury ProtectionPersonal injury protection is perhaps the most misunderstood and unfairly ignored type of car insurance coverage. Read on to learn why it’s so important.
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Rideshare Insurance for Lyft and Uber DriversAre you a Lyft or Uber driver, or do you plan on becoming one? Here’s what you need to know to make sure you have the required rideshare insurance to protect yourself and your car.
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12 Car Insurance Myths DebunkedWe debunk 12 common car insurance myths about auto policies, coverage, discounts, and the many factors used to determine your insurance rates.
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What is Medical Payments Car Insurance Coverage?MedPay covers some of your medical bills and funeral costs if you’re in a car accident, even if you have health insurance.
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Rental Car Insurance CoverageAvoid paying for unnecessary rental car insurance while also making sure you’re covered. Find out what car insurance coverage you need to stay protected and avoid what you don’t.
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Does My Car Insurance Cover Me in Canada and Mexico?Depending on where you live, Canada or Mexico could be closer than neighboring states. This proximity makes them ideal locations for a road trip, but do you need more car insurance before hitting the road?
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Top Summer Insurance ConsiderationsCan't wait to break out your pool, boat, or trampoline this summer? Before you do, consider getting extra insurance to protect yourself from potential damages.
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Should You Get Roadside Assistance Coverage From Your Insurance Company?Did you know your insurance company may offer roadside assistance for as little as $10 a year? Read on to find out what the best option is for you.
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What Is Accident Forgiveness and Is It worth It?Insurers reward safe drivers with low premiums. And they punish people who’ve gotten into accidents by giving them higher rates. Accident forgiveness can help with the second situation.
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Bare Minimum Car Insurance Coverage Requirements by StateFind out if your car insurance policy meets your state's minimum liability coverage requirements. We have the minimum car insurance requirement for each state.
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What is Full Coverage Car Insurance?Learn what full coverage car insurance is, where to get it, how much it costs, and whether or not you need it.
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What is No-Fault Car Insurance and how does it work?Learn more about no-fault car insurance including which states have it, what it covers, and how it restricts the right to sue.
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Collision Car Insurance Coverage BasicsHave questions about collision coverage? From what it is and how it works, to how much coverage you need, we’ve got the answers.
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What Is Comprehensive Car Insurance and What Does It Cover?Here’s what you need to know about comprehensive car insurance coverage, which protects you if your car is damaged by something other than a collision.
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Car Insurance LimitsCar insurance coverage limits aren’t a fun topic to read about. But you need to understand them if you want to know whether you’re properly insured.
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What Is a Car Insurance Deductible?Your deductible is how much you pay out of pocket before your car insurance will cover your car’s damages. Find out how deductibles work and how to choose yours.
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How to Cancel a Car Insurance PolicyAre you thinking of canceling your car insurance policy? Here’s how to do it, how much it costs, and when to avoid it.
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What to Do If You're Denied Car InsuranceAlmost all states require you have car insurance before you hit the road. Here are some common reasons why you might be denied coverage.
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Car Insurance for SnowbirdsWhether migrating to a Florida beach or the Arizona desert, snowbirds need to comply with insurance laws in the state where they’re spending the winter.
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Car Insurance and Moving to a New StateNot updating your car insurance when you move to a new state can cost you.
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What is Subrogation for Car Insurance Accident Claims?If you’ve been in a car accident, you may know all about subrogation. If you haven’t, here’s what you need to know about the subrogation process.
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Is Auto Insurance Tax Deductible?When you’re filing taxes, it’s natural to try to deduct as many expenses as possible. Does car insurance qualify?
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What Happens if You’re Caught Driving Without Insurance?If you’re caught driving without car insurance, expect legal punishment. Most states penalize you in one or more ways.
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Car Insurance and Vehicle RegistrationRegistering a car requires a lot of paperwork. And in most cases, you can’t register a car if you don’t have insurance.
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Personal Injury Protection (PIP) in New JerseyPersonal Injury Protection (PIP) is mandatory according to New Jersey law. Find out more about “no-fault insurance” in this article.
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What Happens if You’re in a Car Accident with No Insurance?Whether or not you cause it, you could face fines, license or registration suspension, jail time, lawsuits, and more if you get in an accident without car insurance.
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Negotiating the Value of Your Car with an Auto Insurance Company After an AccidentIf the compensation you’re offered after an accident isn’t fair, you need to negotiate with your insurer. Preparing for the negotiation can get you the payout you want.
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What Is an Insurance BinderAn insurance binder offers proof of insurance while you wait for your policy to be approved. Find out more about insurance binders in this article.
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Temporary or Short-Term Car InsuranceBuying a temporary car insurance policy is an easy way to have auto insurance coverage for a short period of time.
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What Is a Loss Payee?If you take out a loan to buy a home or car, you’ve got to list the lender as a loss payee on your insurance policy. Here’s how you do that plus some other important info on loss payees.
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Does Insurance Cover Ambulance Rides?
Ambulance rides are expensive. Insurance often covers them, but not always—and not always fully.
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What are Car Insurance Scores?If you want to get the best car insurance rate, you need a good car insurance score. Here’s what that means and how you can raise your score.
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What is an Insurance Underwriter?Insurance underwriters decide how much you pay for coverage, how much coverage you get for that price, and more.
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What is a Car Insurance Declaration Page?The declaration page tells you everything you need to know about an insurance policy.
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Adding a Driver to Your Car InsuranceHere’s all you should know about adding a driver to your insurance policy – how you add them, how much it costs, and more.
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Buying a Car Without InsuranceYou can buy a car without insurance, but you may not be able to drive it home. Here’s how to buy a car with no insurance.
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How to Get a Car with No CreditIf you don’t have a credit history, you can still get a car. Find out how to buy, lease, loan, or finance a car with no credit score.
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Reimbursement for a Rental Car Through an Insurance ClaimDepending on who was at fault, there are several possibilities for who pays for a rental car after an accident.
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Car Insurance for Driving in MexicoWhat you need to know about car insurance to drive in Mexico. Read about the laws and costs for Mexican car insurance.
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How Long After a Car Accident Can You File an Insurance Claim?Your insurance company might say you need to file a claim within 24 hours of a car accident, but you have more time than that.
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Car Insurance Policy NumberA car insurance policy number ties your coverage to an insurer. Here’s what it means, what it’s used for, and how to find it.
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What is MAIF Insurance?The Maryland Auto Insurance Fund aims to provide high-risk drivers with auto insurance. Find out more about MAIF in this article.
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What is the Texas Automobile Insurance Plan Association (TAIPA)?High-risk drivers in Texas can use the Texas Automobile Insurance Plan Association (TAIPA) to get state minimum insurance coverage.
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SR-22 Insurance in IllinoisYou may need SR-22 insurance in Illinois after you’re convicted of a serious driving offense. Find out how to get it.
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SR-22 Insurance in TennesseeYou may need SR-22 insurance in Tennessee after your driver’s license is suspended. Here’s where you can get it, how much it’ll cost you, and more.