Find out how to buy car insurance for the first time as well as how to get cheap first-time car insurance.
Car Insurance Fundamentals
Learn the fundamentals of car insurance including the difference between liability, collision, and comprehensive coverages, personal injury protection (PIP), medical coverage, and more
Basic auto insurance doesn’t cover car theft. Do you have the right auto insurance coverage if your car gets stolen?
You can get insurance with a learner’s permit. But you may not need a policy if you live with someone who’s insured.
Full-coverage auto insurance helps cover your own damages after an accident, unlike minimum insurance.
Your policy number is the unique thumbprint for your car insurance policy. We explain what it does and why you need it.
No-fault car insurance is mandatory in some states and optional in others. Here’s how it works.
The top things to know about canceling your car insurance to switch carriers, move or sell your car, or any other reason.
Shopping around for quotes with non-standard insurers and usage-based insurance can save bad credit drivers hundreds.
Learn about Bodily Injury auto insurance, including what a BI claim covers and what your policy limits should be.
If you’re looking for low income car insurance, government programs, discounts and less coverage can help drive your car insurance premiums down.
Most companies sell "same day" car insurance, or car insurance that goes into effect as soon as you buy it.
Purchase as much liability coverage as you can afford to cover your assets. Consider an umbrella policy for excess coverage.
Car insurance rates go up 42% after an accident, on average, though how much yours go up depends on several factors.
A car insurance company can deny you coverage for getting into accidents, having a DUI on your record and more. Car insurance companies can also cancel or not renew your policy for similar reasons.
Insurance underwriters decide how much you pay for coverage, how much coverage you get for that price, and more.
Antique and collector vehicles need special auto insurance. Here’s why, plus the best classic car insurance companies.
You won’t get cheap car insurance with no deposit from a reputable company. But you can get it with a low down payment.
You can still buy car insurance without a car. Here’s what non-owner auto insurance covers and where to buy it.
Listing yourself as an excluded driver is one way to get car insurance without a license. See if you qualify.
Many states require a minimum amount of liability coverage. What’s your state’s limit, and is it enough for you?
Drivers caught engaging in risky behavior will be required to have an SR-22 form. It can be expensive, but here's how to find the cheapest option.
High-risk drivers in Texas can use the Texas Automobile Insurance Plan Association (TAIPA) to get state minimum insurance coverage.
Pay-per-mile car insurance is a policy that can help you save money if you don’t drive much.
Gap insurance can cover your auto loan if your car is stolen or totaled. Here's what you need to know about gap insurance.
What you need to know about car insurance to drive in Mexico. Read about the laws and costs for Mexican car insurance.
The Maryland Auto Insurance Fund aims to provide high-risk drivers with auto insurance. Find out more about MAIF in this article.
You can buy a car without insurance, but you may not be able to drive it home. Here’s how to buy a car with no insurance.
You may have to get a new car insurance policy after you move to another state. You have a set amount of time to do it.
Hit and runs are covered by parts of auto insurance policies including collision and UIM coverage, PIP and MedPay.
Uninsured and underinsured motorist coverage protects you if another driver hits you and doesn't have enough or any insurance.
Learn about what third-party liability insurance covers, like bodily injury and property damage.
Depending on who was at fault, there are several possibilities for who pays for a rental car after an accident.
What is CPI and how does it work? This article covers lender-placed and forced auto insurance.
A car’s resale value drops after it’s damaged in an accident. Filing a diminished value claim can make up for that loss.
You may need SR-22 insurance in Tennessee after your driver’s license is suspended. Here’s where you can get it, how much it’ll cost you, and more.
Ambulance rides are expensive. Insurance often covers them, but not always—and not always fully.
If you take out a loan to buy a home or car, you’ve got to list the lender as a loss payee on your insurance policy. Here’s how you do that plus some other important info on loss payees.
MedPay covers some of your medical bills and funeral costs if you’re in a car accident, even if you have health insurance.
If you're injured in a car accident, PIP can help take care of immediate medical expenses and other costs that arise.
If you don't have your own car insurance policy or a credit card, you may need to get rental car insurance.
Accident forgiveness helps keep your rates low after a car accident. Learn here if you qualify and if it's worth it.
Most states and lenders require car insurance. Here’s what you need to know about when you have to have car insurance and why.
The declaration page tells you everything you need to know about an insurance policy.
Most people who own and drive a vehicle need at least some car insurance. Here’s when you need it and how much you need.
If your child drives, they need auto insurance. Does your policy cover them, and is that even the best option?
Can you file a car insurance claim for hail damage? That depends on what coverage you have and if it’s worth your while.
Depending on what state you live in, you’ll likely need auto insurance to register your car.
Auto insurance coverage depends on your specific policy, and can help you recover physically and financially after an accident.
Don’t like the settlement you get after a car accident? Here's how to negotiate a better payout with your insurance company.
Find out what to do if someone keys, scratches or vandalizes your car and if it will raise your auto insurance rates.
Your deductible is how much you must pay out of pocket before your auto insurance pays for damages, but not all claims require a deductible.
To get your best car insurance rate, you need a good insurance score. Here’s what that means and how to raise your score.
Comprehensive auto insurance helps cover unexpected damages that aren’t caused by a car crash.
Liability and full coverage offer two different types of protection. What's the difference, and which one do you need?
Collision insurance covers damage if you hit a car or stationary object. Learn here if you need it.
Most states require drivers to carry auto insurance. A policy has a lot of parts that we can help you understand.
A basic car insurance policy comes with liability coverage and satisfies minimum legal insurance requirements.
There are many types of car insurance. Some are required, while others are optional. Learn how they work and if you need them.
Can you buy temporary car insurance? No, but if you need to drive for only a short period of time, there are many other ways to find coverage for your specific situation.
Mechanical breakdown insurance covers mechanical failures unrelated to a car accident or wear and tear.
Your car insurance company is your go-to after someone hits your vehicle. We can help you understand the process.
The time limit to file a claim depends on your insurer and the state you live in. The quicker you file it, the better.
If you want to understand car insurance quotes and pay the lowest rates for auto coverage, get to know these words.
You can write off your car insurance premium and deductible in certain situations. Here’s when and how you can do it.
In this article, we explain what subrogation means, how subrogation works, how long subrogation takes and more.
New Jersey PIP is no-fault insurance that covers medical expenses and lost wages if you’re injured in a car accident.
An insurance binder provides temporary proof of insurance until an actual insurance policy is in hand.
Find out if you need umbrella insurance, what an umbrella policy covers, how much umbrella coverage costs and more.
You may need SR-22 insurance in Ohio if the state suspends your license. Here’s what it costs and where you can get it.
Here’s all you should know about adding a driver to your insurance policy – how you add them, how much it costs, and more.
Getting into a car crash without auto insurance can lead to financial and legal problems. This article breaks down the consequences.
Most states require drivers to have proof of auto insurance with them. Do you know what you need to carry?
Find out which car insurance companies are the largest in the market (and why it matters).
What is stacked insurance? What is unstacked insurance? Here are the answers – plus how they differ and which is better.
Driving without car insurance is dangerous at best and illegal at worst. Learn here what the perils and consequences may be.
Do you drive for Uber or Lyft? Here's what you absolutely need to know about the recommended rideshare insurance.
Can’t afford auto insurance? Here’s how to lower your premiums and also keep the coverage your state requires.
What happens if someone borrows your car and gets into an accident? The short answer is your car insurance pays.