Car Insurance Fundamentals
Learn the fundamentals of car insurance including the difference between liability, collision, and comprehensive coverages, personal injury protection (PIP), medical coverage, and more
-
Liability Car Insurance - What Is It and How Much Do You Need?What you don't know about auto liability coverage could hurt you (and your wallet). Learn how to choose the right liability car insurance for your needs.
-
Car Insurance Coverage Basics: Explanations and DefinitionsLearning about auto insurance basics can help you choose the right car insurance coverage for you and your family.
-
Why Minimum Liability Car Insurance is Not EnoughYour state's legal liability car insurance minimums aren't likely to offer you, your loved ones, or the other drivers on the road much protection.
-
What Is GAP Auto Insurance and Is It worth the Money?If you’re planning to buy or lease a new vehicle, it may be smart to spend a few extra dollars to add Gap coverage to your car insurance policy.
-
Borrowed car in accident. Whose insurance pays?What happens if someone borrows your car and gets into an accident? Find out if you're covered by your auto insurance when you loan your car to a friend or family member.
-
SR-22 DUI/DWI Insurance Form FAQWorried about how an SR-22 will impact your car insurance? Read our guide to learn how to minimize the consequences of requesting the SR-22 DUI/DWI insurance form.
-
No Car, But Still Drive? Get Non-Owner Car InsuranceNon-owner car insurance is for people who don't own a car but may need to borrow or rent a car, or are legally required to maintain coverage.
-
10 Common Car Insurance TermsIf you want to pay the lowest rates and have the right amount and types of auto insurance coverage, you need to know these commonly used words.
-
What if Car Insurance Costs More Than I can Afford?Almost every state requires drivers to carry auto insurance. Here are suggestions on how to lower premiums and find room in your budget if you can't afford car insurance.
-
Classic, Collector and Exotic Car InsuranceAll you need to know about obtaining insurance for antique cars, classic cars, collector cars, custom cars, exotic cars, luxury cars, and kit cars.
-
Uninsured & Underinsured Motorist CoverageWhat happens if someone hits you and they don't have have enough insurance, or any insurance? Learn how to protect yourself from uninsured and underinsured motorists.
-
What's an Umbrella Policy and Do I need One?Some people need more liability coverage than a typical car insurance policy can provide. For these people, an umbrella insurance policy can be very useful.
-
Personal Injury ProtectionPersonal injury protection is perhaps the most misunderstood and unfairly ignored type of car insurance coverage. Read on to learn why it’s so important.
-
Rideshare Insurance for Lyft and Uber DriversAre you a Lyft or Uber driver, or do you plan on becoming one? Here’s what you need to know to make sure you have the required rideshare insurance to protect yourself and your car.
-
12 Car Insurance Myths DebunkedWe debunk 12 common car insurance myths about auto policies, coverage, discounts, and the many factors used to determine your insurance rates.
-
What is Medical Payments Car Insurance Coverage?Medical payments coverage could be a critically important part of your auto insurance policy if you or your passengers suffer serious injuries in a car accident.
-
Rental Car Insurance CoverageMany Americans buy unnecessary rental car insurance every year. Find out what car insurance coverage you need to stay protected, and avoid what you don’t.
-
Does My Car Insurance Cover Me in Canada and Mexico?Depending on where you live, Canada or Mexico could be closer than neighboring states. This proximity makes them ideal locations for a road trip, but do you need more car insurance before hitting the road?
-
Top Summer Insurance ConsiderationsCan't wait to break out your pool, boat, or trampoline this summer? Before you do, consider getting extra insurance to protect yourself from potential damages.
-
Should You Get Roadside Assistance Coverage From Your Insurance Company?Did you know your insurance company may offer roadside assistance for as little as $10 a year? Read on to find out what the best option is for you.
-
What Is Accident Forgiveness and Is It worth It?Insurers reward safe drivers with low premiums. And they punish people who’ve gotten into accidents by giving them higher rates. Accident forgiveness can help with the second situation.
-
Bare Minimum Car Insurance Coverage Requirements by StateFind out if your car insurance policy meets your state's minimum liability coverage requirements. We have the minimum car insurance requirement for each state.
-
What is Full Coverage Car Insurance?Learn what full coverage car insurance is, where to get it, how much it costs, and whether or not you need it.
-
What is No-Fault Car Insurance and how does it work?Learn more about no-fault car insurance including which states have it, what it covers, and how it restricts the right to sue.
-
Collision Car Insurance Coverage BasicsHave questions about collision coverage? From what it is and how it works, to how much coverage you need, we’ve got the answers.
-
What Is Comprehensive Car Insurance and What Does It Cover?Here’s what you need to know about comprehensive car insurance coverage, which protects you if your car is damaged by something other than a collision.
-
Car Insurance LimitsCar insurance coverage limits aren’t a fun topic to read about. But you need to understand them if you want to know whether you’re properly insured.
-
How Do Car Insurance Deductibles Work?Car insurance deductibles explained. You'll learn about choosing the right amount. You'll also learn how they work after your car has been damaged in an accident. You'll also find out who pays when the accident is not your fault
-
Canceling Car Insurance in the Middle of a Policy TermThinking about canceling your policy in the middle of a term? We’ve provided a guide on how to do so.
-
What to Do If You're Denied Car InsuranceAlmost all states require you have car insurance before you hit the road. Here are some common reasons why you might be denied coverage.
-
Car Insurance for SnowbirdsWhether migrating to a Florida beach or the Arizona desert, snowbirds need to comply with insurance laws in the state where they’re spending the winter.
-
Car Insurance and Moving to a New StateNot updating your car insurance when you move to a new state can cost you.