Can’t afford auto insurance? Here’s how to lower your premiums and also keep the coverage your state requires.
Car Insurance Fundamentals
Learn the fundamentals of car insurance including the difference between liability, collision, and comprehensive coverages, personal injury protection (PIP), medical coverage, and more
Our August 2023 study found that Concord and American Family are among the cheapest options for car insurance for drivers with poor credit.
Ohio drivers find the cheapest quotes for SR-22 insurance with Progressive, which charges an average $136 a month.
If you're a New Jersey driver, you'll need personal injury protection. We'll explain what this type of car insurance covers and how it works.
Rideshare drivers aren't covered under standard car insurance. We'll explain the rideshare insurance you need.
To get your best car insurance rate, you need a good insurance score. Here’s what that means and how to raise your score.
A reputable car insurance company won't sell a policy without a deposit. However, you can get it with a low down payment.
Comprehensive car insurance covers damage to your vehicle from nearly any cause other than a collision. Here’s when and why you should get it.
Bodily injury insurance helps cover damages and injuries to others if you cause a collision. We break it down here.
Does your state require no-fault insurance? Find out here what it does and how it works.
Car insurance deductibles are the amounts you pay for certain types of incidents. Here's a look at how they work and how to choose them.
You may need to file an SR-22 after a serious driving infraction. This can increase your car insurance rates.
Your car insurance company is your go-to after someone hits your vehicle. We can help you understand the process.
In this article, we explain what subrogation means, how subrogation works, how long subrogation takes and more.
Liability insurance is required by law in most states. Full coverage provides more protection. Here's why the differences between them matter.
You are required to carry proof of insurance when driving. We'll explain what it is, how it works and where to get it.
Classic, vintage and antique cars need different car insurance than your day-to-day ride. Read on to learn the difference.
Although car insurance is not offered for temporary needs, these alternatives to full-term policies can save you money.
Non-owner car insurance is there for drivers who don't own a car but still need auto insurance coverage.
Umbrella insurance helps cover your liability costs for damages that go past your policy limits. We'll explain how it works.
Need coverage now? Same-day car insurance is available through many providers. We'll help you find the best policy.
If your car is totaled or stolen, gap insurance covers the cost difference between what you owe and what it's worth.
Most states require car insurance to drive legally. Here are the coverages you need and how much you should get.
You'll need insurance if you rent a car. We'll explain the differences between your car insurance and rental car insurance.
Understanding how the different types of car insurance work is essential to making sure you get the right coverage.
PIP insurance covers injuries to you and your passengers in a car accident, regardless of fault. Here's how it works.
Auto insurance coverage depends on your specific policy, and can help you recover physically and financially after an accident.
Learn about what third-party liability insurance covers, like bodily injury and property damage.
The Maryland Auto Insurance Fund helps drivers who cannot otherwise get car insurance. We'll explain how it works.
Car insurance rates go up 42% after an accident, on average, though how much yours go up depends on several factors.
Car insurance covers hail damage if your policy has comprehensive coverage. Should you file a claim for it? Find out here.
Your car's value will often decrease after an accident. Learn how to recoup costs with a diminished value claim.
American auto insurance does not cover you in Mexico. Here's how to get Mexican insurance, and how much it costs.
Adding someone else to your car insurance is a pretty simple process. We'll explain how it works and how to do it.
You are able to purchase a car insurance policy with a driver learner's permit, but there can be some conditions.
What happens if someone borrows your car and gets into an accident? The short answer is your car insurance pays.
Driving without car insurance is dangerous at best and illegal at worst. Learn here what the perils and consequences may be.
What is CPI and how does it work? This article covers lender-placed and forced auto insurance.
High-risk drivers in Texas can use the Texas Automobile Insurance Plan Association (TAIPA) to get state minimum insurance coverage.
An insurance binder provides temporary proof of insurance until an actual insurance policy is in hand.
Your policy number is the unique thumbprint for your car insurance policy. We explain what it does and why you need it.
If you’re looking for low income car insurance, government programs, discounts and less coverage can help drive your car insurance premiums down.
Your declaration page summarizes the key points of your auto insurance policy. Keep it in an easy-to-find place.
You may need SR-22 insurance in Tennessee after your driver’s license is suspended. Here’s where you can get it, how much it’ll cost you, and more.
If you want to understand car insurance quotes and pay the lowest rates for auto coverage, get to know these words.
Accident forgiveness can help keep your rates low after a car accident. Here's who qualifies for it and what you need to know.
Uninsured/underinsured motorist coverage pays for medical and repair bills resulting from an accident with an insufficiently insured driver.
Depending on who was at fault, there are several possibilities for who pays for a rental car after an accident.
Medical payments coverage reimburses you for medical bills and funeral costs after a car accident.
Not happy with your auto insurer's offer after filing a claim? There are steps you can take to get a better payout.
A car insurance company can deny you coverage for getting into accidents, having a DUI on your record and more. Car insurance companies can also cancel or not renew your policy for similar reasons.
The time limit to file a claim depends on your insurer and the state you live in. The quicker you file it, the better.
Find out which car insurance companies are the largest in the market (and why it matters).
Pay-per-mile car insurance is a policy that can help you save money if you don’t drive much.
The details you need to get your first car insurance policy, including how to shop and the questions you'll be asked.
Getting into a car accident without insurance can be extremely expensive. Brace yourself for what you need to know.
Stacking your car insurance can be an easy way to bump up your protection from the uninsured and underinsured.
If your car gets keyed, it's considered vandalism and is covered by comprehensive insurance. We'll explain how it works.
An insurance underwriter figures out if you're eligible for coverage and what you will pay for it. We'll explain the job to you.
It's usually better to add your child to your car insurance than it is for them to get their own policy. Here's why.
Collision insurance is optional auto coverage that pays to fix your car. Here's how it works and when you should get it.
You will not be able to drive a car you buy off the lot without auto insurance, but we can help you get covered.
In most states, you need insurance to register a car. Here are more reasons to insure your car before you register it.
You need to get a new car insurance policy when you move to a new state. Here are tips to streamline the process.
Hit-and-runs aren't covered by liability insurance, but there are other forms of coverage that help. We'll go over them.
Ambulance rides are expensive. Insurance often covers them, but not always—and not always fully.
Most states require drivers to carry auto insurance. A policy has many parts that we can help you understand.
An entity with a financial stake in your vehicle will usually require you to list it as a loss payee on your car insurance.
The top things to know about canceling your car insurance to switch carriers, move or sell your car, or any other reason.
Listing yourself as an excluded driver is one way to get car insurance without a license. See if you qualify.
A basic car insurance policy comes with liability coverage and satisfies minimum legal insurance requirements.
Mechanical breakdown insurance covers mechanical failures unrelated to a car accident or wear and tear.
You can write off your car insurance premium and deductible in certain situations. Here’s when and how you can do it.