Vital details about flood insurance in New Jersey, including how much it costs, what it does and where to get it.
Homeowners Insurance Fundamentals
Learn the fundamentals of homeowners insurance including deductibles, coverage limits, riders, flood insurance, and more.
If you have the misfortune of having your identity stolen, identity theft insurance can assist you in paying to fix it.
Home insurance usually covers wildfire damage, but there are exceptions and limits. This article can help clear the air.
The average cost of home insurance is $1,754 per year, according to our study of all 50 states.
Your deductible affects how much your home insurance costs. Here’s what you need to know to pick the right deductible.
Canceling your homeowners insurance is not difficult, but doing it wrong can be costly. Here's how to avoid mistakes.
A large part of Texas is high-risk territory for windstorms. Many Texas mortgage lenders require homeowners to have windstorm insurance.
Insurance riders can help protect your most valuable items. Here’s when to add one to your home insurance policy.
Your house’s foundation is covered by home insurance, but there are exclusions. Find out what types of foundation damage home insurance covers.
Home insurance covers a lot of plumbing damage, but only if it’s sudden and accidental — and it is not without limits.
Vacation, second, or rental homes have different insurance risks and requirements than a primary, owner-occupied house.
Homeowners insurance typically covers most types of wind damage, but there are exclusions.
Flood insurance is required on some homes and optional for others. Here is key info to help you decide if you need it.
If your insurance company goes bankrupt, you will still be covered while you find a new insurer. We can explain further.
Tsunamis aren’t common, but when they do happen, they usually cause a lot of damage. Here’s how you can protect yourself, your home, and your car.
An accurate estimate of your home's replacement cost is key to getting the right amount of homeowners insurance.
If you use your home as an Airbnb rental, homeowners insurance doesn't provide enough coverage. Here are more options.
Homeowners insurance doesn’t cover landslides, but another type of insurance may protect your home from landslides.
Proper hurricane insurance coverage requires a few different policies. Learn how to protect your house from a hurricane.
When buying a house through a mortgage lender, part of your monthly payment to them covers your home’s taxes and homeowners insurance.
Hail can cause significant damage to your home. Find out how homeowners insurance covers you after a hailstorm.
Homeowners insurance covers your home’s air conditioner in many, but not all, situations. Read on to see if your damaged AC is covered by insurance.
Actual cash value and replacement cost home insurance policies pay out very differently. That difference can save you money.
Homeowners insurance typically doesn't cover the wear and tear of your appliances. Find out how home appliance insurance can cover them.
All dogs can bite, regardless of breed and temperament. Here's what dog owners should know about the coverage home insurance provides.
If you find yourself unable to remain in your home after a disaster, loss of use coverage can help pay your additional expenses.
Home insurance doesn’t cover earthquake damage. Read on to find out what earthquake insurance is and if you need it.
Condos require very specific homeowners insurance. Learn how it works, what coverage you need and how much it costs.
Homeowners insurance is not tax deductible if you only use your house as a residence. But if you have a home office or business, you can get tax breaks.
A home inventory makes it easier to file homeowners insurance claims and can help you find gaps in your coverage.
Personal property insurance covers your belongings from theft, fire, and many other threats. Learn here what's covered.
Home insurance is often limited in what mold damage it covers. Learn here what coverage home insurance provides for mold.
If your car is broken into, does your home insurance cover it? Learn here how personal property coverage helps you.
Remodeling can affect your home insurance rates. Find out which home improvements will cost or save you money.
Your home insurance declaration page is a valuable tool that has many uses. Learn here how to navigate it to your benefit.
Having a home business brings insurance needs that home insurance may not cover. Learn here about your options.
There’s no law that says you need home insurance, but your mortgage provider will probably require you to get coverage.
Hazard insurance covers the structure of your home, and mortgage lenders often require it as a condition of your home loan.
In the event of a flood, home insurance won’t cover your damages. Learn here how flood insurance picks up the slack.
Standard home insurance covers fire damage, but less so if you’re in a high fire risk area. This may limit your coverage.
Mobile home insurance protects your investment, but it can be tough to get coverage for older homes. Here are the basics.
Knowing how your home insurance covers you is as important as what it covers. We can help you understand how it works.
Building or renovating a home? This guide covers the types of insurance you or your contractor need for your protection.
Personal liability insurance is part of homeowners insurance and can cover property damage and bodily injury if you are found responsible.
Homeowners insurance protects you, your home and your family. Coverage can help you recover if the things important to you are damaged.
Termites can cause costly damage to your home. Learn here when your home insurance covers it and how to prevent it.
Based on our research, condo insurance costs $488 a year on average, but rates vary depending on your location and coverage amount.
Moving to a new home is a hassle as it is. We can help you learn about what to do with your old home insurance policy.
Home insurance covers tree damage and removal under certain conditions. We can help you learn the specifics.