Expert Homeowners Insurance Advice

Expert advice about buying a homeowners insurance policy including what's covered, discounts, and when you're being overcharged

How Much is Flood Insurance in Louisiana?

Flood insurance in Louisiana costs an average of $62 a month. We can help you understand what it costs and covers.

Cheapest Homeowners Insurance Companies

Getting affordable coverage for your home can give you peace of mind without breaking the bank.

mobile home in texas

Best Mobile Home Insurance in Texas

Need insurance for a mobile or manufactured home in Texas? Start shopping with quotes from Foremost, State Farm and American Modern.

flooding in texas

How Much Is Flood Insurance in Texas?

The average cost of flood insurance in Texas through the National Flood Insurance Program (NFIP) is $704 per year.

florida condos

Best Condo HO-6 Insurance in Florida

Cypress has the cheapest condo insurance in Florida. Homeowners Choice, Kin and Citizens are also good options.

How Much Is Flood Insurance in Florida?

The average cost of flood insurance in Florida is $716 a year, which is $135 less than the national average. Find out how much you can save when comparing quotes.

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How Much Is Flood Insurance? Averages by State and Flood Zone

The average cost of flood insurance through the NFIP is $851 per year, but the amount you pay depends on your location.

california home flood

How Much Is Flood Insurance in California?

If you live in California, floods are a major threat. Learn here how flood insurance can help and if you need it.

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Best Home Insurance Companies

Our study of the best homeowners insurance companies can help you find the right coverage for you at an affordable price.

Getting Insurance for an Older Mobile Home

If you have a mobile home built before 1976, getting it insured can be difficult. This guide can help you get your older mobile home covered.

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What is Landlord Insurance?

Learn why homeowners can’t rely on a standard home insurance policy to protect their property.

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Florida Mobile Home Insurance Basics

Are you trying to figure out insurance for a mobile home in Florida? We'll explain what it does and how to get it.

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Best Home Insurance for Military Members and Veterans

USAA and Armed Forces Insurance serve military home insurance customers with low rates and quality service. Progressive has the cheapest rates.

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Nine Common Homeowners Insurance Mistakes to Avoid

Not having the right homeowners insurance can be costly. Here’s how to avoid the most common insurance mistakes homeowners make.

young couple in front of first house

First-Time Homebuyers Guide to Insurance

If you’re buying a home for the first time, here’s everything you need to know about getting homeowners insurance.

Furniture floating on standing water

Does Homeowners Insurance Cover Basement Flooding?

Homeowners insurance only covers basement floods under certain circumstances. Additional insurance options are available for extra protection.

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How to Lower Your Homeowners Insurance Rates

Homeowners insurance can be a costly investment. There are steps you can take, however, that may help your budget.

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Best Home Insurance for Senior Citizens

Seniors have special needs for their home insurance. This guide will help you understand how to get your best coverage.

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Best Insurance Companies for Mobile Homes

Finding the right mobile home insurance can be difficult. Here's a look at the best insurance companies for mobile and manufactured homes.

Where Do I Get Flood Insurance?

If you're looking for flood insurance, we can help you learn more about what different flood insurance companies offer.

Heavy windstorm and rain in Florida

Florida Windstorm Insurance

If you're a Florida homeowner, you may need separate windstorm insurance. We'll explain how it works.

Louisiana’s Best Mobile Home Insurance

Looking to get insurance for your mobile or manufactured home in Louisiana? We'll explain what you need for the best coverage.

home insurance policy

The Eight Types of Homeowners Insurance

Homeowners insurance varies by home types and coverage levels. Here’s how to find the right type of policy for you.

Pit bull terrier

Does My Homeowners Insurance Cover Pit Bulls?

If you own a pit bull, it could mean some home insurance challenges for you. We'll help you find the coverage you need.

Understanding Short-Term Renters Insurance

Standard home insurance doesn’t provide much coverage for short-term rentals. Here's how you can protect your property.

Best Mobile Home Insurance in California

Discover key details about the best mobile home insurance companies in California and how to get the cheapest rate.

Alabama's Best Mobile Home Insurance

Alabama has the fifth-largest number of mobile homes in the U.S. If you're one of those owners, we can help you find the best policy.

Row of condo buildings

Getting the Best Condo Insurance

Condo owners need different insurance than owners of a house. We'll help you understand how to get the best policy.

Is Sewer Line Repair Covered by Insurance?

Standard home insurance for sewer messes is extremely limited, but a couple of inexpensive riders can fill the gaps.

young couple holding keys to first home

Shopping For Home Insurance 101

Whether you move to a larger or smaller house, relocate to a new area, or are just unsatisfied with your current premium, you’ll likely need to review your homeowners insurance coverage.

Empty room in a vacant home

Vacant and Unoccupied Homeowners Insurance

A house left vacant for extended periods is a high insurance risk. We'll explain how to insure a vacant or unoccupied home.

Living room flooding

The Difference Between NFIP and Private Flood Insurance

NFIP and private flood insurance offer different cost and coverage options. Read on to learn which is best for you.

Tornadoes storm near country homes

FAIR Plan Insurance Policies

If you’re struggling to insure a high-risk home, a FAIR plan may help. Here’s how a FAIR plan works.

Man asking "how much coverage do I need?"

How Much Home Insurance Do I Need?

Home insurance covers one of the biggest investments you’ll ever have. We’ll help you find the right amount of coverage.

co-op apartment

Condo vs. Co-op Insurance: What's the Difference?

Condos and co-ops have different insurance needs than houses. Getting the right insurance means knowing the difference.

inspecting a house

Do I Need an Inspection to Get Homeowners Insurance?

An inspection isn’t always necessary before insuring a home. This guide can teach you when you do and don’t need one.

How Much is Flood Insurance in Houston?

Flood insurance in Houston costs an average of $678 a month. We will explain flood insurance and how to buy it.

Water damage on internal wall

What Does Home Repair Insurance Cover?

Home repair insurance covers systems and appliances for reasons home insurance excludes. We'll explain more here.

Man holding pot under leak

Does Homeowners Insurance Cover Roof Leaks?

Whether your home insurance will cover your leak depends on how the leak was caused. Read on to see if your home insurer will repair or replace your roof after a leak.

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Are You Being Overcharged for Home Insurance?

There are many reasons you might be paying too much for homeowners insurance. We can help you cut your insurance costs.

Sinkhole on lawn

Sinkhole Insurance Coverage

Homeowners insurance does not automatically cover sinkholes. Here's how to protect against this hidden threat.

home appliances covered

The Best Home Warranty Companies

Home appliance insurance covers some blind spots home insurance doesn’t. We’ll help you find the right home warranty.

Abandoned mine

Insurance for Mine Subsidence

If you live in an area with a history of mining operations, mine subsidence can be a threat. Keep reading to find out what mine subsidence means for your home insurance needs.

flooded home

Home Insurance and Act of God Clause

What’s an act of God, and does insurance cover it? This article helps clarify what it means and whether it’s covered.

septic tank under home

Home Insurance Coverage for Septic Tanks

A septic tank backup can cause expensive damage to your home. Learn here which sewage issues are and aren’t covered.

blue home

Recoverable Depreciation and Home Insurance

Depreciation can take a chunk out of a home insurance claim. Learn here how recoverable depreciation can work for you.

homeowners insurance vs home warranty

Home Insurance vs. Home Warranty

Home insurance and home warranties cover different parts of your home. Find out what they do and whether you need them.

Insured jewelry

How Do You Insure Jewelry?

Home insurance has a low coverage limit for jewelry. Learn what your best insurance options are to cover your bling.

Mortgage Insurance vs. Homeowners Insurance: How They're Different

Homeowners insurance protects you and your home, while mortgage insurance protects lenders from borrower default.

CLUE Reports

Your CLUE Report: What It Is and How It Works

A CLUE report provides vital history of a home's insurance claims that is valuable to both homeowners and insurers.

Row of homes in flooded streets

Getting the Best Flood Insurance

If flooding is a risk to your home, you need the right flood insurance. Learn here what flood policy is best for you.

mold damage in home

What Does My Home Insurance Not Cover?

There are some problems that home insurance doesn’t cover. We can help you learn what isn’t covered and why.

Is Roof Replacement Covered by Home Insurance?

Home insurance covers many dangers to your roof. This will depend on your roof’s age, condition and material quality.