Expert Homeowners Insurance Advice
Expert advice about buying a homeowners insurance policy including what's covered, discounts, and when you're being overcharged
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Homeowners Insurance FAQGot questions about home insurance? We have answers. Read on to learn what every homeowner needs to know about protecting their home and belongings.
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Signs You’re Being Overcharged for Homeowners InsuranceFind out if you're being overcharged for homeowners insurance and learn what steps you can take to get the best deal on your policy. No one should pay more for home insurance than they have to
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Shopping For Home Insurance 101Choosing a homeowner's insurance company and policy is a major step for new homeowners. Learn what you should take into consideration before making the big choice.
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Recoverable Depreciation and Home InsuranceDepreciation can take a chunk out of a home insurance claim. Learn here how recoverable depreciation can work for you.
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How Do I Buy Homeowners Insurance?Shopping for homeowners insurance? Learn here exactly what you need to buy for the best home insurance coverage.
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How Much Does Flood Insurance Cost? Averages by State and ZoneHere's what you need to know about the cost of flood insurance in your state or zone, and how to estimate your rates.
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First-Time Home Buyers Insurance GuideFirst-time home buyer looking for home insurance? We can help you learn what it does, how much coverage you need and what it costs.
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Private Flood Insurance: A Good Alternative to NFIP?Private flood insurance can be a great alternative to NFIP policies. Here’s everything you need to know about it.
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Flood Insurance in CaliforniaIf you live in California, floods are a major threat. Learn here how flood insurance can help and if you need it.
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Florida Flood Insurance Cost and Coverage in 2019Here's your complete guide to flood insurance for Florida homeowners: the cost, how to get a quote, and your rate map.
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Florida Mobile Home Insurance BasicsNeeding mobile home insurance in Florida? Learn here about policy limits and costs, as well as where to buy it.
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Home Insurance Coverage for Septic TanksA septic tank backup can cause expensive damage to your home. Learn here which sewage issues are and aren’t covered.
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Home Insurance and Act of God ClauseWhat’s an act of God, and does insurance cover it? This article helps clarify what it means and whether it’s covered.
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Home Insurance for Senior CitizensAre you a senior homeowner? Find out how you can benefit from home insurance and where to find the best deals from top companies
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Florida Windstorm Insurance BasicsOwn a home in Florida? This guide can help you understand windstorm insurance and how to reduce your premium.
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The Best Home Insurance Companies in 2019Here is our study of the best homeowners insurance companies of 2019, including the best for home and auto bundle.
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The Best Mobile Home Insurance CompaniesChoosing the best mobile home insurance company isn't easy. Here are our top four picks to help simplify the decision.
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15 Things Homeowners Insurance Doesn’t CoverYou may think home insurance protects you from any damage to your home, but there are many hazards a standard homeowners policy doesn’t cover. Find out how to best protect your home.
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The Eight Types of Homeowners InsuranceDifferent types of homes require different types of home insurance. You can find out here which one is right for you.
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Do I Need an Inspection to Get Homeowners Insurance?An inspection isn’t always necessary before insuring a home. This guide can teach you when you do and don’t need one.
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Co-op, Condo, and Homeowners Insurance: How are they Different?Co-ops, condos, and houses are all homes, but you don’t insure them with the same insurance policies. This article explains the differences between homeowners, condo, and co-op insurance.
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Best Condo Insurance Companies: How To Choose The Right CoverageThe best condo insurance company for you will supplement your HOA's master policy. Here's how to find the right coverage.
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19 Ways to Save Money on Home Insurance PoliciesWant to to lower your home insurance rates? Here are 19 Ways to Save Money on Home Insurance and lower the cost of your homeowners policy.
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16 Common Homeowners Insurance MistakesFailing to buy the right amounts or kind of homeowners coverage can cost you dearly. Read on to learn how to avoid some common homeowners insurance mistakes.
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FAIR Plan Insurance PoliciesIf you’re struggling to insure a high-risk home, a FAIR plan may help. Here’s how a FAIR plan works.
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Home Repair Insurance BasicsIf your washer goes out from old age, home insurance won’t cover it. Home repair insurance can pick up that slack.
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Landlord Insurance PoliciesLearn why homeowners can’t rely on a standard home insurance policy to protect their property.
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Insurance for Unoccupied and Vacant HomesIf your house isn’t lived in for long periods, it’s a high insurance risk. Unoccupied or vacant home insurance can help.
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Home Insurance vs. Home WarrantyHome insurance and home warranties cover different parts of your home. Find out what they do and whether you need them.
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Getting the Best Flood InsuranceIf flooding is a risk to your home, you need the right flood insurance. Learn here what flood policy is best for you.
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Will My Homeowners Insurance Allow Pit Bulls?Finding a home insurance provider that includes liability coverage for your pit bull can be difficult and expensive.
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How Much Home Insurance Do I Need?Home insurance covers one of the biggest investments you’ll ever have. We’ll help you find the right amount of coverage.
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How Do You Insure Jewelry?Home insurance has a low coverage limit for jewelry. Learn what your best insurance options are to cover your bling.
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Does Home Insurance Cover Basement Flooding?When your basement floods, what your homeowners insurance covers depends on what caused the water damage.
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Insurance for Mine SubsidenceIf you live in an area with a history of mining operations, mine subsidence can be a threat. Keep reading to find out what mine subsidence means for your home insurance needs.
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Sinkhole Insurance CoverageSinkholes pose danger to your home, but home insurance usually doesn’t cover it. Find out how to get sinkhole coverage.
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Home Insurance and Roof LeaksWhether your home insurance will cover your leak depends on how the leak was caused. Read on to see if your home insurer will repair or replace your roof after a leak.
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Is Sewer Line Repair Covered by Insurance?Different sewer line problems are covered by different types of insurance. Find out what insurance you need to cover your sewer.
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What is an Insurance CLUE Report?Whether it’s for a home or auto policy, your CLUE report is a critical part of your insurance rates.
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Homeowners Insurance and the RecessionHave you thought about reducing your homeowner’s coverage because your home is worth less than when you bought the policy? You should resist the temptation.