Basic auto insurance doesn’t cover car theft unless you have comprehensive car insurance. Even then, you have to make sure you're taking the right steps and after your car has been stolen.
Car Insurance Rate Factors
Find out about the many factors used by insurers to determine your car insurance rate including car accidents, tickets, where you live, marital status, the type of car you drive, your occupation, and more.
The average cost of car insurance for a 20-year-old driver is $86 per month for a minimum liability policy. Here's how to get cheap coverage at age 20.
If you have a bad driving record, you'll pay between 26% to 75% more for car insurance. We'll help you get cheaper rates.
People with a clean driving history will see their car insurance rates drop considerably around age 25. Find out how your rates compare.
Our research shows the average monthly cost of minimum car insurance is $87, while a full-coverage policy costs $178, on average.
Car insurance for teens is expensive. Here's what it costs, plus why it costs so much and how you can lower your rates.
Citations and tickets are essentially the same thing, and getting a ticket can hurt your insurance rates.
There are millions of drivers on the road without insurance coverage. Here's what to do if someone without car insurance hits your vehicle.
How much does your car insurance go up after an accident, and how long does that increase last? Find out here.
Car insurance for 18-year-old drivers is expensive. Here’s how much it costs, how to get cheap car insurance at 18 and more.
Teen car insurance is expensive, but you could save money on coverage if you get it from the right company.
Car insurance companies can and do deny claims. Find out how to prevent it from happening to you, and what you can do if your claim is rejected.
Telematics devices are used by auto insurers to evaluate and reward good driving habits. Here's what you need to know.
Using your cell phone isn't the only activity that's dangerous when you're behind the wheel. Learn about others, and why they're so distracting—and even deadly.
The winter months present unique hazards. It's important to be prepared for the worst, and to know how to mitigate the dangers of snowy and icy roads.
These simple steps can make it hard for car thieves to drive off in your car, and make it easier to recover if stolen
The legal issues surrounding marijuana laws, driving, and car insurance are enough to leave you dazed and confused.
What happens if a car accident injures your passengers? Who pays the hefty medical and hospital bills? The answer may surprise you.
Speeding tickets usually stay on your record for three years. Here’s why, plus how long tickets affect your insurance and more.
Are you a seasoned driver or did you just get your license? Are you considered a youngster or elder? Find out how your age impacts your car insurance prices.
Your car insurance company can drop you by either refusing to renew or canceling your policy. Find out what to do in this situation.
Wondering why your car insurance went up? Here are the most common reasons for auto insurance premium increases.
Some insurance companies include your job and education as factors in determining your car insurance rates. Is your auto insurance company one of them?
If you've been in a car accident, you may need to file an auto insurance claim. This article can help make it simple.
Car accidents can be stressful — not to mention dangerous and costly. Here are eight things you should do after a car crash.
Many people love riding around in their cars with their pets. But what happens if you get into a car accident and your pet is injured? Are pets covered by your auto insurance in any way? Read on to find out.
Motorists talking on cell phones drive as badly as if they were drunk. Find out why you should put the cell phone away and focus on the road when driving.
Learn why states offer graduated driver’s licenses, what they (usually) consist of, and how they lower the teen accident rate.
Find out how college students and their parents can keep car insurance premiums low.
Your state and zip code tell car insurance companies a lot about drivers in your neighborhood. Find out whether your location increases or decreases your auto insurance rates
Want cheap car insurance as an older driver? Get coverage and discounts from the best insurance companies for seniors.
Finding cheap car insurance as a young adult is tough. Here’s why, plus which companies are best for drivers under 25.
Tickets and traffic violations can add points to your driving record. Here's what that means and what to do about it.
Auto insurance fraud is dangerous. It can inflate your premium, and if found guilty of it, there are criminal penalties.
Here’s everything you could need or want to know about the many factors that affect car insurance rates.
Find out how long you can stay on your parents’ car insurance policy, and how to save money when you get your own.
Wondering why your car insurance is so expensive? Here are some reasons — plus what you can do to lower your rates.
If you’re a high-risk driver, you’ll need non-standard auto insurance. Find out what this means for you.
Different cars have different insurance costs. Find out how your car make and model affects your auto insurance rates.
New drivers often see higher car insurance rates due to inexperience behind the wheel. We can help you find cheap rates.
Do you have multiple accidents or tickets on your record? Here’s how to get cheap car insurance as a high-risk driver.
Car insurance for 17-year-olds is expensive. Fortunately, there are ways to shave hundreds of dollars off your premium.
Nineteen-year-olds pay some of the highest auto insurance rates. We have suggestions to help cut costs.
Men and women tend to pay different premiums for car insurance. We can help you understand why and get your best rate.
To get cheap liability-only car insurance, make sure you compare quotes from GEICO, Erie and Auto-Owners.
If someone broke into your vehicle, your insurance company should pay for damages to your car if you have comprehensive coverage.
Sometimes filing a claim with your car insurance company isn't in your best interest. Here's when you shouldn't file a claim and why.
If you have the right kind of auto insurance, it should cover car damage caused by hitting a deer or other animal.
Here’s what it means when an insurance company declares your car a total loss, what you can do about it and more.
Challenging a traffic ticket isn't always the best option. We explain when you should fight and when you should just pay.
Find out when, why and how tickets from speeding or red light cameras impact your car insurance rates and driving record.
If your car is hit by a tree, your comprehensive insurance should cover it. But it could depend on where the tree is located.
Windshield damage can be caused by anything from a rock to a break-in. Here's what to do if your glass chips or shatters and how to file a claim.
Auto insurance may cover damage due to flood if you have comprehensive coverage. Fortunately, it's pretty affordable.
If your car insurance lapses, you can face fines, higher rates and difficulty getting coverage in the future.
Learn why you should fight traffic tickets, as well as the best strategies for keeping speeding and other moving violations off your driving record.
Attorneys are expensive, but a DUI can cost you even more. So, is a DUI lawyer a good investment? Our research says yes, it is.
Learn about how much a DUI affects insurance rates, how long a DUI affects insurance rates and more.
Serious penalties, like losing your license and seeing your car insurance rates skyrocket, often follow DUI convictions.
A DUI or DWI usually stays on your driving record for five to 10 years and your insurance record for three to five years.
While getting a parking ticket won’t directly hurt your auto insurance rates, not paying it can lead to trouble for you.
If you have bad credit, you'll likely face higher than average car insurance rates. Find out how much higher, and why.
Insuring a salvage title car or a car with a rebuilt title can be tricky. Here’s why, plus how these branded titles affect insurance and more.