If you have a bad driving record, you'll pay between 26% to 75% more for car insurance. We'll help you get cheaper rates.
Car Insurance Rate Factors
Find out about the many factors used by insurers to determine your car insurance rate including car accidents, tickets, where you live, marital status, the type of car you drive, your occupation, and more.
A DUI or DWI usually stays on your driving record for five to 10 years and your insurance record for three to five years.
Car insurance companies use your state and ZIP code to calculate your rates. We'll help you understand the process.
Our research shows the average monthly cost of minimum car insurance is $87, while a full-coverage policy costs $178, on average.
A car accident usually affects your insurance rates for three years. Here are steps you can take to save before then.
Several factors such as your age, vehicle and where you live determine your car insurance rate. We'll help explain.
Speeding tickets usually stay on your record for three to five years. Here's how your insurance rates are affected.
People with a clean driving history will see their car insurance rates drop considerably around age 25. Find out how your rates compare.
Attorneys are expensive, but a DUI can cost you even more. So, is a DUI lawyer a good investment? Our research says yes, it is.
New drivers often see higher car insurance rates due to inexperience behind the wheel. We can help you find cheap rates.
Car insurance for 18-year-olds is expensive. Here’s how much it costs, how to get cheap car insurance at 18 and more.
Basic auto insurance doesn’t cover car theft unless you have comprehensive car insurance. Even then, you have to make sure you're taking the right steps and after your car has been stolen.
Find out how long you can stay on your parents’ car insurance policy, and how to save money when you get your own.
Soft fraud and hard fraud are the two common types of car insurance fraud. We'll explain the difference between the two.
Serious penalties, like losing your license and seeing your car insurance rates skyrocket, often follow DUI convictions.
Wondering what to do after a car accident? Our nine steps include staying put, taking photos and exchanging information.
If your car is hit by a tree, your comprehensive insurance should cover it. But it could depend on where the tree is located.
Auto theft is a rampant problem. Here's how to prevent your car from being stolen, and protect your finances if it is.
Men and women tend to pay different premiums for car insurance. We can help you understand why and get your best rate.
The average cost of car insurance for a 20-year-old driver is $86 per month for a minimum liability policy. Here's how to get cheap coverage at age 20.
Car insurance for 17-year-olds is expensive. Fortunately, there are ways to shave hundreds of dollars off your premium.
Nineteen-year-olds pay some of the highest auto insurance rates. We have suggestions to help cut costs.
Car insurance for teens is expensive. Here's what it costs, plus why it costs so much and how you can lower your rates.
Different cars have different insurance costs. Find out how your car make and model affects your auto insurance rates.
Auto insurance may cover damage due to flood if you have comprehensive coverage. Fortunately, it's pretty affordable.
If your car insurance is cancelled or not renewed, you'll need to get a new policy quickly. We'll help you get covered.
Are you a seasoned driver or did you just get your license? Are you considered a youngster or elder? Find out how your age impacts your car insurance prices.
A car insurance claim can get you back to normal. Here's what to know before you contact the insurance company.
You can have a high car insurance rate for many reasons, such as your driving record and the age of your vehicle.
Seniors pay an average $962 for auto insurance per year. Here's where you can find the best company.
Getting insurance for a salvage title car or a car with a rebuilt title can be tricky. Here’s why, plus how to do it.
Cars with rebuilt titles can save you money. But they can also be risky. Here's what you need to know before you buy one.
There are millions of drivers on the road without insurance coverage. Here's what to do if someone without car insurance hits your vehicle.
Car insurance rates go up an average of $138 a month after a DUI. Learn why, plus the best insurance companies for DUIs.
Wondering why your car insurance went up? Here are the most common reasons for auto insurance premium increases.
Tickets and traffic violations can add points to your driving record. Here's what that means and what to do about it.
While getting a parking ticket won’t directly hurt your auto insurance rates, not paying it can lead to trouble for you.
Citations and tickets are essentially the same thing, and getting a ticket can hurt your insurance rates.
Teen car insurance is expensive, but you could save money on coverage if you get it from the right company.
Car insurance companies can and do deny claims. Find out how to prevent it from happening to you, and what you can do if your claim is rejected.
Telematics devices are used by auto insurers to evaluate and reward good driving habits. Here's what you need to know.
Find out how college students and their parents can keep car insurance premiums low.
Finding cheap car insurance as a young adult is tough. Here’s why, plus which companies are best for drivers under 25.
If you’re a high-risk driver, you’ll need non-standard auto insurance. Find out what this means for you.
Do you have multiple accidents or tickets on your record? Here’s how to get cheap car insurance as a high-risk driver.
To get cheap liability-only car insurance, make sure you compare quotes from GEICO, Erie and Auto-Owners.
If someone broke into your vehicle, your insurance company should pay for damages to your car if you have comprehensive coverage.
Sometimes filing a claim with your car insurance company isn't in your best interest. Here's when you shouldn't file a claim and why.
If you have the right kind of auto insurance, it should cover car damage caused by hitting a deer or other animal.
Here’s what it means when an insurance company declares your car a total loss, what you can do about it and more.
Challenging a traffic ticket isn't always the best option. We explain when you should fight and when you should just pay.
Find out when, why and how tickets from speeding or red light cameras impact your car insurance rates and driving record.
Windshield damage can be caused by anything from a rock to a break-in. Here's what to do if your glass chips or shatters and how to file a claim.
If your car insurance lapses, you can face fines, higher rates and difficulty getting coverage in the future.
Learn why you should fight traffic tickets, as well as the best strategies for keeping speeding and other moving violations off your driving record.