Car Insurance Rate Factors
Find out about the many factors used by insurers to determine your car insurance rate including car accidents, tickets, where you live, marital status, the type of car you drive, your occupation, and more.
Car Insurance for Drivers With Tickets or Accidents
Find cheap car insurance for high risk drivers with accidents, speeding tickets, or traffic violations on their driving record by comparing quotes online.
How to Fight Traffic Tickets
Learn why you should fight traffic tickets, as well as the best strategies for keeping speeding and other moving violations off your driving record.
How Driver's License "Points" Affect Your Car Insurance Rates
Tickets and traffic violations can add points to your driving record, but what does that mean exactly? Learn how points can impact your car insurance rates.
Telematics Devices and Car Insurance Rates
More and more companies are offering 'usage-based insurance' or 'pay as you drive' programs. Read on to learn how this works, as well as what it could mean for your rates.
Where You Live Affects Car Insurance Rates
Your state and zip code tell car insurance companies a lot about drivers in your neighborhood. Find out whether your location increases or decreases your auto insurance rates
Your Job Can Affect How Much You Pay for Car Insurance
Some insurance companies include your job and education as factors in determining your car insurance rates. Is your auto insurance company one of them?
Credit Scores and Car Insurance Rates
Most insurance companies use consumers’ credit history as a factor in determining car insurance rates. Find out why and how it could be affecting your insurance premiums.
Parking Tickets and Car Insurance Rates
There may not be a direct connection between parking tickets and car insurance rates; however, if you don’t pay your parking fines, the ultimate cost may be much higher.
When to Fight a Traffic Ticket
Sometimes it makes more sense to challenge a traffic ticket. Sometimes it makes more sense to just pay the fine. Here are some examples of both situations.
Car Insurance Premium Rate Factors
Minimum liability auto insurance is something you’re legally required to have. Find out what factors could influence the cost of your coverage, along with ways to potentially reduce your rates.
How Your Car Affects Your Auto Insurance Rates
Find out why some cars are more expensive to insure than others and what you should look for in a car to keep your auto insurance rates low.
Why Did My Auto Insurance Company Raise My Car Insurance Rate?
Wondering why your car insurance company raised your rates? It may have more to do with your carrier’s profit margin than your driving record.
Driving Habits that Result in Tickets and Higher Insurance Rates
Learn how some of the most minor, as well as some of the most serious, moving violations can impact what you pay for car insurance.