Basic auto insurance doesn’t cover car theft unless you have comprehensive car insurance. Even then, you have to make sure you're taking the right steps and after your car has been stolen.
Car Insurance Rate Factors
Find out about the many factors used by insurers to determine your car insurance rate including car accidents, tickets, where you live, marital status, the type of car you drive, your occupation, and more.
Car insurance for young drivers can get expensive. Here's a look at how much it costs and what you can do to save money.
Car insurance for 18-year-olds is expensive. We'll help you find the best, cheapest rates as a new driver.
A DUI or DWI usually stays on your driving record for five to 10 years and your insurance record for three to five years.
Car insurance rates go up an average of $124 a month after a DUI. Learn why, plus the best insurance companies for DUIs.
The average cost of car insurance is $81 per month if you buy minimum coverage. Compare quotes from several companies to get your best rate.
There are millions of drivers on the road without insurance coverage. Here's what to do if someone without car insurance hits your vehicle.
A car accident usually affects your insurance rates for three years. Here are steps you can take to save before then.
Speeding tickets usually stay on your record for three to five years. Here's how your insurance rates are affected.
Cars with rebuilt titles can save you money. But they can also be risky. Here's what you need to know before you buy one.
Find out when, why and how tickets from speeding or red light cameras impact your car insurance rates and driving record.
Auto-Owners and Erie have the best rates for seniors. State Farm is the cheapest large company, and American Family leads in customer service.
For most drivers, State Farm has the cheapest liability-only car insurance at $70 per month.
People with a clean driving history will see their car insurance rates drop considerably around age 25. Find out how your rates compare.
The average cost of car insurance for a 20-year-old driver is $86 per month for a minimum liability policy. Here's how to get cheap coverage at age 20.
Auto insurance costs more for those with no prior driving experience, but these tips can help new drivers save money.
If you have a bad driving record, American Family, State Farm and USAA have the cheapest car insurance rates. Compare quotes from several companies to get your best price.
Men and women tend to pay different premiums for car insurance. We can help you understand why and get your best rate.
Nineteen-year-olds pay some of the highest auto insurance rates. We have suggestions to help cut costs.
Getting car insurance for a vehicle with a salvage or rebuilt title can be tricky, but not impossible. Here’s how to do it.
Car insurance for 17-year-olds is expensive. Fortunately, there are ways to shave hundreds of dollars off your rate.
If you have a few dings on your record, non-standard car insurance can put you on the path to lower future rates.
Wondering what to do after a car accident? Our nine steps include staying put, taking photos and exchanging information.
Find out how college students and their parents can keep car insurance premiums low.
Wondering why your car insurance went up? Here are the most common reasons for auto insurance premium increases.
Drivers under 25 pay more for car insurance than older drivers. We can help you find the best coverage for your money.
Whether or not passengers are covered by your car insurance policy depends on what state you live in and what type of coverage you have.
Learn why states offer graduated driver’s licenses, what they (usually) consist of, and how they lower the teen accident rate.
Sometimes filing a claim with your car insurance company isn't in your best interest. Here's when you shouldn't file a claim and why.
Citations and tickets are essentially the same thing, and getting a ticket can hurt your insurance rates.
If someone broke into your vehicle, your insurance company should pay for damages to your car if you have comprehensive coverage.
Soft fraud and hard fraud are the two common types of car insurance fraud. We'll explain the difference between the two.
Different cars have different insurance costs. Find out how your car make and model affects your auto insurance rates.
If your car insurance lapses, you can face fines, higher rates and difficulty getting coverage in the future.
Attorneys are expensive, but a DUI can cost you even more. So, is a DUI lawyer a good investment? Our research says yes, it is.
A car insurance claim can get you back to normal. Here's what to know before you contact the insurance company.
Do you have multiple accidents or tickets on your record? Here’s how to get cheap car insurance as a high-risk driver.
Telematics devices are used by auto insurers to evaluate and reward good driving habits. Here's what you need to know.
Find out how long you can stay on your parents’ car insurance policy, and how to save money when you get your own.
Challenging a traffic ticket isn't always the best option. We explain when you should fight and when you should just pay.
Car insurance companies can and do deny claims. Find out how to prevent it from happening to you, and what you can do if your claim is rejected.
Windshield damage can be caused by anything from a rock to a break-in. Here's what to do if your glass chips or shatters and how to file a claim.
Are you a seasoned driver or did you just get your license? Are you considered a youngster or elder? Find out how your age impacts your car insurance prices.
Auto insurance may cover damage due to flood if you have comprehensive coverage. Fortunately, it's pretty affordable.
Serious penalties, like losing your license and seeing your car insurance rates skyrocket, often follow DUI convictions.
Car insurance companies use your state and ZIP code to calculate your rates. We'll help you understand the process.
Several factors such as your age, vehicle and where you live determine your car insurance rate. We'll help explain.
If your car is hit by a tree, your comprehensive insurance should cover it. But it could depend on where the tree is located.
Auto theft is a rampant problem. Here's how to prevent your car from being stolen, and protect your finances if it is.
If your car insurance is cancelled or not renewed, you'll need to get a new policy quickly. We'll help you get covered.
You can have a high car insurance rate for many reasons, such as your driving record and the age of your vehicle.
Tickets and traffic violations can add points to your driving record. Here's what that means and what to do about it.
While getting a parking ticket won’t directly hurt your auto insurance rates, not paying it can lead to trouble for you.
If you have the right kind of auto insurance, it should cover car damage caused by hitting a deer or other animal.
Here’s what it means when an insurance company declares your car a total loss, what you can do about it and more.