Different cars have different insurance costs. Find out how the make and model of your car affects your auto insurance rates.
Car Insurance Rate Factors
Find out about the many factors used by insurers to determine your car insurance rate including car accidents, tickets, where you live, marital status, the type of car you drive, your occupation, and more.
Car insurance for teens is expensive. Here's what it costs, plus why it costs so much and how you can lower your rates.
Find out how college students and their parents can keep car insurance premiums low.
In most states, a DUI or DWI stays on your driving record for five to 10 years.
Find out the difference between a citation and a ticket, how they impact insurance, and whether they go on your record.
Learn why states offer graduated driver’s licenses, what they (usually) consist of, and how they lower the teen accident rate.
If you have several tickets or accidents on your driving record, find out what car insurance options are available to you.
A tree falling on and damaging your vehicle can raise a lot questions and cause a lot of stress. Here’s what you should do if it ever happens to you.
Here’s why your car insurance is so high and what you can do to lower your rates.
Insuring a salvage title car or a car with a rebuilt title can be tricky. Here’s why, plus how these branded titles affect insurance and more.
Learn about how much a DUI affects insurance rates, how long a DUI affects insurance rates and more.
Find out how long you can stay on your parents’ car insurance policy, and how to save money when you get your own.
Tickets and traffic violations can add points to your driving record, but what does that mean exactly? Learn how points can impact your car insurance rates.
Learn the common reasons why car insurance claims are denied. And find out how to prevent it from happening to you. We also tell you what to do if your claim is rejected.
If the cost to repair your car is close to its value, the insurance company may deem it to be a total loss. Here's what you need to know to make the best out of a totaled car.
Here’s everything you could need or want to know about the many factors that affect car insurance rates.
Serious penalties, like losing your license and seeing your car insurance rates skyrocket, often follow DUI convictions.
Motorists talking on cell phones drive as badly as if they were drunk. Find out why you should put the cell phone away and focus on the road when driving.
Many people love riding around in their cars with their pets. But what happens if you get into a car accident and your pet is injured? Are pets covered by your auto insurance in any way? Read on to find out.
Car accidents can be stressful — not to mention dangerous and costly. Here are eight things you should do after a car crash.
If you've been in a car accident, you may need to file an auto insurance claim. This article can help make it simple.
Our research shows the average cost of minimum car insurance is $641 a year in the U.S. Full coverage costs $1,255 a year, on average.
Attorneys are expensive, but a DUI can cost you even more. So, is a DUI lawyer a good investment? Our research says yes, it is.
After a car accident, many drivers suffer from rising insurance rates. Whether or not and how long your insurance costs go up depends on several factors.
Some insurance companies include your job and education as factors in determining your car insurance rates. Is your auto insurance company one of them?
Sometimes it makes more sense to challenge a traffic ticket. Sometimes it makes more sense to just pay the fine. Here are some examples of both situations.
Your car insurance company can drop you by either refusing to renew or canceling your policy. Find out what to do in this situation.
Are you a high-risk driver with a terrible driving record? Don’t despair, many auto insurance companies offer cheap car insurance to high-risk drivers!
Windshield damage can be caused by anything from a rock to a break-in. Find out what to do if your glass chips, and when and how to file an insurance claim.
If your car insurance lapses, you may face fines, higher rates, or policy refusal when you buy coverage again.
Teen car insurance is expensive, but you could save money on coverage if you get it from the right company.
Sometimes filing a claim with your car insurance company isn’t in your best interest. This is especially true when you're involved in a minor fender bender. Read on to find when it makes sense to file a claim and when it doesn't.
Getting a ticket from a speed or red light camera will cost you. In many states, these photo tickets won’t be added to your driving record. But will they cause your car insurance rates to go up?
Car insurance for 18-year-old drivers is expensive. Find out how much it costs, and how to get lower rates.
Are you a seasoned driver or did you just get your license? Are you considered a youngster or elder? Find out how your age impacts your car insurance prices.
Here's what you need to know about finding cheap car insurance as a 20-year-old.
Buying insurance as a new driver can be confusing and expensive. Here’s how to get the right policy at the right price.
This article covers everything you need to know about auto insurance for seniors, including car insurance rates and how to reduce risk on the road.
Car insurance rates usually go down as you age. They also go down as you gain driving experience or do any of these other things.
Learn why you should fight traffic tickets, as well as the best strategies for keeping speeding and other moving violations off your driving record.
Speeding tickets usually stay on your record for three years. Here’s why, plus how long tickets affect your insurance and more.
What happens if a car accident injures your passengers? Who pays the hefty medical and hospital bills? The answer may surprise you.
Wondering why your car insurance went up? Here are the most common reasons for auto insurance premium increases.
Does gender impact your car insurance rates? Historically, women pay less for car insurance than men. But that could be changing...
If you have bad credit, you'll likely face higher than average car insurance rates. Find out how much higher, and why.
Car insurance usually pays to repair the expensive damage caused by flooding, but only if you carry comprehensive coverage.
Millions of Americans hit animals every year while driving, and it can cause serious damage to a car. Does insurance cover those damages?
Your state and zip code tell car insurance companies a lot about drivers in your neighborhood. Find out whether your location increases or decreases your auto insurance rates
Car insurance fraud is more common than you may think. It costs the insurance industry billions of dollars a year. Learn more about insurance fraud and what to do if you’re the victim of auto insurance fraud.
The legal issues surrounding marijuana laws, driving, and car insurance are enough to leave you dazed and confused.
More and more companies are offering 'usage-based insurance' or 'pay as you drive' programs. Read on to learn how this works, as well as what it could mean for your rates.
There may not be a direct connection between parking tickets and car insurance rates; however, if you don’t pay your parking fines, the ultimate cost may be much higher.
There are millions of drivers on the road without insurance coverage. Here's what to do if someone who doesn’t have car insurance hits your vehicle and damages it or injures you.
Car break-ins are the most common crime in America. Learn what your insurance will and will not cover if someone breaks into your car.
Someone steals a vehicle every 46 seconds in the US. Here are the steps you should take if yours goes missing. Also, here is what your auto insurance will and won’t cover.
These simple steps can make it hard for car thieves to drive off in your car, and make it easier to recover if stolen
The winter months present unique hazards. It's important to be prepared for the worst, and to know how to mitigate the dangers of snowy and icy roads.
Using your cell phone isn't the only activity that's dangerous when you're behind the wheel. Learn about others, and why they're so distracting—and even deadly.