Compare Travelers vs. Foremost Insurance

x

Which Company Will Save You the Most Money?

Compare Rates From These Top Companies

Compare Rates

Foremost and Travelers are two top companies in the world of insurance. Foremost was founded in 1952, and Travelers was founded in 1864. While Foremost offers a broad range of insurance products and driver discounts, Travelers offers excellent GAP coverage and flexible payment plans. Additionally, Travelers is rated #3 in top auto insurers for 2016. However, Travelers’ customer service is subpar and its website resources are mediocre, while Foremost has a slow claims process. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  Travelers Foremost
Best If Travelers
  • You need flexible payment plans or GAP coverage
Foremost
  • You want a variety of coverage options
Worst If Travelers
  • You value customer satisfaction or a strong website
Foremost
  • You want a fast claims and pay-out process

Special Car Insurance Discounts

Travelers Foremost
Travelers

Travelers IntelliDrive Program
If you are a low-mileage driver, you can save money on your auto insurance policy with IntelliDrive. Once you sign up, you receive a small device that you plug in under your car’s dashboard. For about 60 to 90 days (two to three months), you drive around with the IntelliDrive device in place, and then return it to Travelers. From there, the company assesses your mileage discounts and gives you any rewards you are eligible for receiving.

Hybrid/Electric Vehicle Discount
Owning a hybrid or electric car helps save energy and thus helps the environment. If you happen to drive one of these vehicle types, you can save up to 10 percent on your auto insurance with Travelers. It’s the company’s way of rewarding customers who decide to have a positive impact on the environment by owning a hybrid or electric car.

Foremost

Standard Car Insurance Discounts

Bundling Coverage Discounts Travelers Foremost
Multi-Car
Home and Car
Car and Life
Vehicle Type and Safety Features Travelers Foremost
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Anti-Theft
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History Travelers Foremost
Accident Free/Good Driver
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships Travelers Foremost
Affinity Group
College Graduate
Good Student
Resident Student
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances Travelers Foremost
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts Travelers Foremost
Married
Paid in Full
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

Travelers Car Insurance Foremost Car Insurance
2016 34 65
2015 46 98
2014 29 87
2013 165 97

U.S. Auto Insurance Shopping Study (2016)

Travelers Car Insurance Foremost Car Insurance
Overall Purchase Experience Above average Average
Policy Offerings Average Average
Pricing Above average Average
Local Agent Average Average
Call Center Representative Above average --
Insurer Website -- Below average

U.S. Auto Insurance Claims Satisfaction Study (2015)

Travelers Car Insurance Foremost Car Insurance
Overall Satisfaction Average Average
First Notice of Loss Average Average
Service Interaction Average Above average
Appraisal Average Average
Repair Process Average Average
Rental Car Experience Below average Average
Settlement Average Average

Financial Strength Ratings

Travelers Car Insurance Foremost Car Insurance
A.M. Best A++ A
Moody's Aa2 --
S&P's AA A+

Mobile Apps

Travelers Foremost
Travelers

Travelers Mobile is the insurance company’s basic website consolidated onto a mobile-friendly platform. Access right from your mobile phone your insurance policy details, information on current claims you’ve filed, and pay your insurance premiums. You can download the app here

Foremost

Roadside Assistance

Travelers Foremost
Travelers

Travelers Roadside Assistance

Travelers Roadside Assistance if offered at two levels of coverage ranging from basic to premium.

Basic Roadside Assistance

Services covered

  • Towing up to 15 miles
  • Battery service
  • Fuel delivery
  • Tire change
  • Lockout assistance

Premier Roadside Assistance

Covers all services in the basic package and:

  • Trip Interruption Coverage

If your stranded and need rental car service Travelers will reimburse you for $200 a day for meals and lodging if you break down over 100 miles from home.

  • Personal Property coverage

Up to $500 limit for items damaged or stolen in the breakdown or incident.

Contact Phone Number

Travelers’ Roadside Assistance is available by calling 1 (877) 252-4633. Its website is here.

Foremost

Foremost Towing and Roadside Service Coverage

With the additional Towing and Roadside coverage will get you roadside service on covered vehicles, but could be subject to a maximum policy limit.

Foremost offers towing and other roadside services to its customers. It also will cover any roadside costs for you subject to a maximum limit on your auto policy.

Services Covered

  • Towing
  • Battery service
  • Tire change
  • Gas delivery

Contact Phone Number

You can call Foremost 24-Hour Roadside Assistance at 1 (800) 554-6678.