Foremost Auto Insurance

Get affordable car insurance quotes from top companies like Foremost Auto Insurance

Looking to learn about Foremost Insurance? We’ve got you covered. Keep reading to find out about Foremost's pros and cons, discounts, customer reviews, and how they stack up against other insurers. Plus, we can help you compare car insurance quotes from top carriers like Foremost Insurance.

Best If

  • You want a variety of coverage options

Worst If

  • You want a fast claims and pay-out process

By The Numbers

  • Foremost offers insurance in all 50 states and Washington, D.C.
  • Has 38,000 agents across the country


    • Many customers expressed their happiness with Foremost’s customer service and with the wide variety of insurance products
    • Some consumers complained about the company’s high premiums
    • Gave Foremost 3 out of 5 stars
    • Raved about the company's wide variety of insurance products and discounts
    • Liked the detail and extensiveness of the claims process
    • Disliked the high premiums that result from the company being a high-risk insurer
  • Better Business Bureau
    • Gave Foremost an A+ rating, but it's not BBB accredited
    • The company's length of time in business as well as its small volume of complaints for such a large business added to its score

What Does a Policy Cost?

Comparing quotes is the best way to get the lowest rates from top insurers like Foremost Auto Insurance. QuoteWizard is an independent company that helps you find the right policy at your best rate.

Consumer Satisfaction and Financial Strength Ratings

Consumer Complaint Data
Year Total Complaints Percent Change
2016 65 -34%
2015 98
2014 87 -10%
2013 97 --
Source: National Association of Insurance Commissioners

J.D. Power ratings by region (out of 1000)

  • California: 793 — slightly below average
  • Central: 819 — slightly below average
  • Florida: N/A
  • Mid-Atlantic: N/A
  • New England: N/A
  • New York: N/A
  • North Central: 812 — slightly above average
  • Northwest: 828 — above average
  • Southeast: N/A
  • Southwest: 797 — below average
  • Texas: 811 — below average
U.S. Auto Insurance Shopping Study (2019)
Overall Purchase Experience Average
Policy Offerings Average
Pricing Average
Local Agent Average
Call Center Representative --
Insurer Website Below average
U.S. Auto Insurance Claims Satisfaction Study (2018)
Overall Satisfaction Average
First Notice of Loss Average
Service Interaction Above average
Appraisal Average
Repair Process Average
Rental Car Experience Average
Settlement Average
Source: J.D. Power

Financial Ratings


A.M. Best

Excellent rating; third-highest possible






Strong; third-highest possible rating

Market Share

Foremost Insurance is affiliated with Farmers Insurance Group. As of 2015, Farmers Insurance’s market share is 3.3 percent. That makes it the 8th largest in the nation, having written $19.1 billion in Property and Casualty premiums.

Roadside Assistance

Foremost Towing and Roadside Service Coverage

The extra Towing and Roadside coverage will get you roadside service on covered vehicles. But you could be subject to a maximum policy limit.

Foremost offers towing and other roadside services to its customers. It also will cover any roadside costs for you subject to a maximum limit on your auto policy.

Services Covered

  • Towing
  • Battery service
  • Tire change
  • Gas delivery

Contact Phone Number

Call Foremost 24-Hour Roadside Assistance at 1 (800) 554-6678.


Foremost Insurance Company was founded in 1952 by two investors named Edward J. Frey and Edward L. Stoddard. Their goal was to build a company to provide insurance to people living in mobile homes. With the birth of Foremost, construction standards for mobile homes improved. And banks started lending for mobile home purchases. In the 1960s, Foremost became the first company to create a travel trailer policy. This helped many Americans who liked to travel often and needed coverage.

Foremost expanded in the 1970s when it added boats, motorcycles, minibikes, snowmobiles, and ATVs. They pride themselves on having easy-to-read policies that are simple and to the point for clients. In 2000, Foremost was bought by the Farmers Insurance Group.

Today, Foremost provides consumers in 43 states with exceptional auto insurance service. Another unique trait of Foremost is its HelpPoint Claim Services. This service gives aid to customers within hours of a natural disaster.

Claims Process

With Foremost, you can report claims either on line, through your local agent, or by phone.

File a claim with Foremost.

After filing your claim, a claims rep will be assigned to you to look into and assess the damages. After an estimate is drafted, the steps to get your vehicle repaired and claim settled will be taken.

Contact Information

Claims Site
Customer Service Site

Mailing Address:
P.O. Box 2487
Grand Rapids, MI 49501-2487

Customer Service Phone Number: 1 (888) 888-0080