Compare Progressive vs. Titan Insurance

Progressive and Titan are two big companies known in insurance today. Progressive is best liked for their discounts and coverage. Titan is preferred because of its discounts and flexible payment plans.

However, Titan only allows customers to file claims over the phone. And Progressive has a habit of overly soliciting. Nonetheless, both of these companies have excellent financial strength ratings.

So which one offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  Progressive Titan
Best If Progressive
  • You want discounts and coverage (even for your pet!) or good-driving rewards
Titan
  • You want many discounts and flexible payment plans
Worst If Progressive
  • You don’t want a lot of solicitations
Titan
  • You want to file a claim online (you can only file claims by phone with Titan)

Compare Insurance Prices

Comparing quotes is the best way to get the lowest rates from top insurers like Progressive and Titan. QuoteWizard is an independent company that helps you find the right policy at the best rate.

Find The Best Rates For Your Policy

Compare Quotes

Special Car Insurance Discounts

Progressive Titan
Progressive

Name Your Price Tool

Progressive’s Name Your Price tool lets you choose the best insurance product for your budget. Finding which policy best fits your budget is done with the Name Your Price tool in three simple steps.

  1. Name your price: Tell Progressive your preferred monthly premium for car insurance.
  2. Review: Progressive will generate a policy that closely aligns with your preferred price. In addition, it will highlight any areas where you may fall short on coverage.
  3. Purchase: When you have a policy, you can buy it and get the savings and the protection you need.

Snapshot with Progressive

Snapshot is a small device that plugs into your car’s ODB-II port. It turns on every time you turn on the engine in your car. Once Snapshot installs, it records your driving habits whenever you’re behind the wheel. It then uses what it learns from your driving to determine if you should be paying less for car insurance. Snapshot is a great way for people to save money. All you have to do is drive smart.

Click here to find out more about Snapshot or buy one.

Titan

Association Membership.

This discount is granted to customers who are active members of any club recognized by Titan.

The Advance Quote Discount.

This is given to those who get insurance quotes eight or more days before their current policy expires.

The Farm Use Discount.

This helps save money when you your add farm vehicles to your auto insurance policy.

Travelink Discount.

This applies only to collision coverage and vehicles owned by employees with employers in approved traffic relief programs. Annual recertification is required.

EFT Discount.

This saves you money when you opt to pay your monthly insurance premium electronically. Less paper wasted, more money saved!

Standard Car Insurance Discounts

Bundling Coverage Discounts Progressive Titan
Multi-Car
Home and Car
Car and Life
Vehicle Type and Safety Features Progressive Titan
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Anti-Theft
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History Progressive Titan
Accident Free/Good Driver
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships Progressive Titan
Affinity Group
College Graduate
Good Student
Resident Student
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances Progressive Titan
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts Progressive Titan
Married
Paid in Full
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

Progressive Auto Insurance Titan Car Insurance
2016 77 1
2015 153 4
2014 102 4
2013 34 1

U.S. Auto Insurance Shopping Study (2016)

Progressive Auto Insurance Titan Car Insurance
Overall Purchase Experience Below average Average
Policy Offerings Average Average
Pricing Below average Average
Local Agent Average Average
Call Center Representative Average Average
Insurer Website Average Average

U.S. Auto Insurance Claims Satisfaction Study (2015)

Progressive Auto Insurance Titan Car Insurance
Overall Satisfaction Average Above average
First Notice of Loss Average Above average
Service Interaction Average Above average
Appraisal Average Above average
Repair Process Below average Above average
Rental Car Experience Average Average
Settlement Average Average

Financial Strength Ratings

Progressive Auto Insurance Titan Car Insurance
A.M. Best A+ A+
Moody's Aa2 --
S&P's AA --

Mobile Apps

Progressive Titan
Progressive

The Progressive App for iPhone or Android stores all your important information regarding your auto insurance policies. The app lets you access your insurance ID cards, policy details, and allows you to make claims or payments. Additionally, The Progressive App connects you with your agent or claims rep, and offers you 24/7 roadside assistance. Download the Progressive app here.

Titan

Titan Mobile

This app lets you find an agent, view your policy, pay premiums, and get instant help with a claim.

Download the app for iPhone or Android

Roadside Assistance

Progressive Titan
Progressive

Progressive Emergency Roadside Assistance

Progressive Emergency Roadside Assistance is for drivers who have non-accident car trouble.

Roadside Services Covered

  • Towing within 15 miles or the nearest repair shop
  • Winching
  • Battery or Jump Start
  • Gas delivery
  • Locksmith service
  • Tire change
  • On scene labor

Note: the number of roadside events covered in a six-month period cannot exceed your policy limit.

Contact Phone Number

Progressive’s Roadside Assistance is available by calling 1 (800) 776-2778. Click here to visit Progressive's Roadside Assistance website.

Titan

Titan Emergency Roadside Assistance

Adding roadside coverage to your auto policy can greatly benefit you out on the road. Titan works with a network of nationwide roadside service providers to give you 24/7 coverage. Roadside Assistance is an add-on to your existing insurance policy with Titan.

Roadside assistance services include:

  • Towing
  • Tire change
  • Battery jump start
  • Gas delivery
  • Lock-out service
  • Vehicle extrication -(winching)