Which Company Will Save You the Most Money?
Compare Rates From These Top Companies
Esurance and Allied are two top insurance companies with their respective auto policies and discounts. Esurance was founded in 1999, and Allied was founded in 1929. Though Allied’s discount selection isn’t as broad as Esurance’s, its Allied Rewards program offers additional benefits like accident forgiveness, roadside assistance, and deductible savings.
Esurance offers multiple discounts as well as a strong online platform. However, Esurance doesn’t have a fantastic roadside service program, and Allied lacks strong customer service reviews. Both share high financial strength and J.D. Power ratings.
So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
There are a few discounts unique to Esurance that stand out. We’ll provide you with more information on these discounts below.
Fast 5 Discount gives you 5 percent off of your first-term premium for auto insurance. All you have to do to get this discount is start a quote online at esurance.com.
Paid-in-Full Discount saves you 10 percent off your premium if you choose to pay the full amount as opposed to in monthly increments.
Switch & Save Discount saves you up to 5 percent off your premium and is available for the first two policy terms. You can obtain this discount simply by switching to Esurance from your current insurance company.
Emergency Road Assistance Discount is available when you buy emergency road assistance from a different provider, such as AAA. This discount can save you up to 5 percent on your premium.
Pac-12 Discount is only available to those who have attended or are an alum of the Pac-12 schools. Find out more about this unique discount here.
Bundling your home and auto insurance policies can grant you access to Allied Extra. It’s completely free and also another way to help you save money on your insurance policies. Features of Allied Extra include:
Allied Rewards provides you with even more discounts for your auto insurance, such as:
|Bundling Coverage Discounts||Esurance||Allied|
|Home and Car|
|Car and Life|
|Vehicle Type and Safety Features||Esurance||Allied|
|Electronic Stability Control (ESC)|
|Farm or Ranch Vehicle|
|Driving Record and Insurance History||Esurance||Allied|
|Accident Free/Good Driver|
|Long Term Policy Holder|
|Defensive Driving Course|
|Student, Professional, and Club Memberships||Esurance||Allied|
|Organization or Club Membership|
|Farm Bureau Member|
|Days Per Week Driven|
|Paid in Full|
|Electronic Funds Transfer|
|55 and Retired|
|Overall Purchase Experience||Average||Above average|
|Local Agent||Average||Above average|
|Call Center Representative||--||--|
|Insurer Website||Among the best||Average|
|Overall Satisfaction||Below average|
|First Notice of Loss||Below average|
|Service Interaction||Below average|
|Repair Process||Below average|
|Rental Car Experience||Below average|
The Esurance Mobile app lets you take care of your insurance anytime and anywhere. View your insurance ID cards, track the status of any claims you made, file a claim, and pay your premiums directly from your mobile device. Esurance Mobile makes managing your insurance fast, smart, and easy. To download the app for iPhone or Android, click here.
The Allied Mobile App lets you access all the details of your insurance policy from your mobile device. You can use it to file or view claims, pay your premiums, connect with your agent, and contact roadside assistance. To download the app for your smartphone, click here.
Esurance Emergency Road Service coverage
Esurance offers free roadside assistance 24/7. The company pays up to $75 per incident toward:
Roadside assistance is free if you select comprehensive and collision coverage for a vehicle on your insurance policy.
Emergency Road Service offers free rescue tracker that uses your smartphone to give the service provider your exact location and give you updates on their ETA.
Emergency Road Service is only eligible for Esurance covered vehicles.
Roadside Assistance Phone: 1 (888) 374-6472
Allied Rewards – Roadside Assistance
Allied Insurance will be there for you not only online but also out on the road. With roadside assistance, you can receive emergency help such as towing, lockout assistance, and jump starts so you’re never left behind.
Allied Roadside Assistance covers everyone insured on your policy, regardless if the car in trouble isn't listed on the policy. Allied offers a Basic and Plus roadside package that both include Cross Country Perks, giving drivers discounts on dining, entertainment, pets, travel and more.
Plus coverage comes with trip interruption coverage that kicks in when you're more than 100 miles from home and gives you an allowance for a rental car, lodging and food.
Roadside Assistance- Basic
(costs about $10 per 6 month policy period)
Roadside Assistance – Plus
(costs about $20 per 6 month policy period)
Contact Phone Number
Call the Allied Roadside Assistance hotline: 800-282-1446