Allied and Travelers are both top companies in the world of insurance. Allied was founded in 1929, and Travelers was founded in 1864. Travelers is ranked the #3 auto insurer for 2016 and offers excellent GAP coverage as well as flexible payment plans. Meanwhile, Allied has a fast pay-out process, low auto premiums, and friendly agents.
However, Allied’s customer service received subpar ratings and its online payment system is quite complicated; on the flip side, Travelers has a limited selection of driver discounts and lacks important online tools. Both companies have adequate financial strength and J.D. Power ratings.
So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
Best If |
Allied
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Travelers
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Worst If |
Allied
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Travelers
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Allied
Allied ExtraBundling your home and auto insurance policies can grant you access to Allied Extra. It’s completely free and also another way to help you save money on your insurance policies. Features of Allied Extra include:
Allied RewardsAllied Rewards has even more discounts for your auto insurance, such as:
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Travelers
Travelers IntelliDrive ProgramIf you are a low-mileage driver, you can save money on your auto insurance policy with IntelliDrive. Once you sign up, you receive a small device that you plug in under your car’s dashboard. For about 60 to 90 days, you drive with the IntelliDrive device, and then return it to Travelers. From there, the company assesses your mileage discounts and gives you any rewards you are eligible for receiving. Hybrid/Electric Vehicle DiscountOwning a hybrid or electric car helps save energy and help the environment. If you drive one of these vehicles, you can save up to 10 percent on your auto insurance with Travelers. It’s how the company rewards customers who decide to have a positive impact on the environment by owning one. |
Bundling Coverage Discounts | Allied | Travelers |
---|---|---|
Multi-Car | ||
Home and Car | ||
Car and Life | ||
Vehicle Type and Safety Features | Allied | Travelers |
Alternative Fuel | ||
Electronic Stability Control (ESC) | ||
Anti-Lock Brake | ||
Anti-Theft | ||
Passive Restraint | ||
New Car | ||
Economy Car | ||
Utility Vehicle | ||
Farm or Ranch Vehicle | ||
Driving Record and Insurance History | Allied | Travelers |
Accident Free/Good Driver | ||
Prior Insurance | ||
Long Term Policy Holder | ||
Defensive Driving Course | ||
Student, Professional, and Club Memberships | Allied | Travelers |
Affinity Group | ||
College Graduate | ||
Good Student | ||
Resident Student | ||
Organization or Club Membership | ||
Farm Bureau Member | ||
Military | ||
Special Circumstances | Allied | Travelers |
Telematics Device | ||
Low Mileage | ||
Short Commute | ||
Days Per Week Driven | ||
Other Discounts | Allied | Travelers |
Married | ||
Paid in Full | ||
Advance Renewal | ||
Electronic Funds Transfer | ||
Senior Driver | ||
55 and Retired |
Allied Auto Insurance | Travelers Auto Insurance | |
---|---|---|
2016 | 4 | 34 |
2015 | 4 | 46 |
2014 | 3 | 29 |
2013 | 1 | 165 |
Allied Auto Insurance | Travelers Auto Insurance | |
---|---|---|
Overall Purchase Experience | Above average | Above average |
Policy Offerings | Average | Average |
Pricing | Average | Above average |
Local Agent | Above average | Average |
Call Center Representative | -- | Above average |
Insurer Website | Average | -- |
Allied Auto Insurance | Travelers Auto Insurance | |
---|---|---|
Overall Satisfaction | Average | |
First Notice of Loss | Average | |
Service Interaction | Average | |
Appraisal | Average | |
Repair Process | Average | |
Rental Car Experience | Below average | |
Settlement | Average |
Allied Auto Insurance | Travelers Auto Insurance | |
---|---|---|
A.M. Best | A+ | A++ |
Moody's | A2 | Aa2 |
S&P's | AA | AA |
Allied
The Allied Mobile AppThe Allied Mobile App lets you access all the details of your insurance policy from your mobile device. You can use it to file or view claims, pay your premiums, connect with your agent, and contact roadside assistance. Download the Allied Mobile app for your smartphone. |
Travelers
Travelers Mobile is the insurance company’s basic website consolidated onto a mobile-friendly platform. Access right from your mobile phone your insurance policy details, information on current claims you’ve filed, and pay your insurance premiums. You can download the Travelers Mobile app here. |
Allied
Allied Rewards – Roadside AssistanceAllied Insurance will be there for you not only online but also out on the road. Roadside assistance, gets you emergency help like towing, lockout assistance, and jump starts so you’re never left behind. Allied Roadside Assistance covers everyone insured on your policy, regardless if the car in trouble isn't listed on the policy. Allied offers a Basic and Plus roadside package that both include Cross Country Perks. These give drivers discounts on dining, entertainment, pets, travel and more. Plus coverage comes with trip interruption coverage. It kicks in when you're more than 100 miles from home. You get an allowance for a rental car, lodging and food. Roadside Assistance- Basic(costs about $10 per 6 month policy period)
Roadside Assistance – Plus(costs about $20 per 6 month policy period)
Contact Phone Number Call the Allied Roadside Assistance hotline: 800-282-1446 |
Travelers
Travelers Roadside AssistanceTravelers Roadside Assistance if offered at two levels of coverage ranging from basic to premium. Basic Roadside AssistanceServices covered
Premier Roadside AssistanceCovers all services in the basic package and:
If you're stranded and need a rental car Travelers will reimburse you for $200 a day. But only if you break down over 100 miles from home.
Up to $500 limit for items damaged or stolen in the breakdown or incident. Contact Phone NumberTravelers’ Roadside Assistance is available by calling 1 (877) 252-4633. Its website is here. |