Compare Allied vs. Farmers Insurance

Allied and Farmers are two of some of the biggest names in the insurance industry. Allied was founded in 1929, and Farmers was founded in 1928. While Allied is liked for its affordable rates and reliable claims service, Farmers is popular for its extensive policy and coverage options and great customer service.

However, Allied’s customer service is subpar, and its online payment system appears to be difficult to navigate. Still, both companies match quite equally for financial strength, J.D. Power ratings, and overall customer satisfaction.

So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  Allied Farmers
Best If Allied
  • You want practical and affordable insurance rates
Farmers
  • You want a lot of coverage and vehicle discounts, or if you are accident-prone
Worst If Allied
  • You’re looking for good customer service and as easy online payment system
Farmers
  • You want slick online tools to manage your policy

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Comparing quotes is the best way to get the lowest rates from top insurers like Allied and Farmers. QuoteWizard is an independent company that helps you find the right policy at the best rate.

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Special Car Insurance Discounts

Allied Farmers
Allied

Allied Extra

Bundling your home and auto insurance policies can grant you access to Allied Extra. It’s completely free and also another way to help you save money on your insurance policies. Features of Allied Extra include:

  • A single deductible
    • If both your home and auto are affected, this feature lets you pay just one deductible for a claim
  • Bonus emergency lockout coverage
    • If you find yourself locked out of your car, Allied Extra provides this coverage for locksmith charges
  • Bonus airbag replacement
    • Allied will pay for new airbags if yours deploy accidentally
  • Bonus accidental death benefit
    • You’ll be paid up to $10,000 in the event that you get into a fatal car accident with your insured vehicle

Allied Rewards

Allied Rewards has even more discounts for your auto insurance, such as:

  • Forgiveness
    • If you have a good driving history, Allied won't penalize for a small accident. Allied Rewards provides accident forgiveness for safe drivers.
  • Good-As-New
    • This coverage will help you pay off your loan and get a new car if your car gets totaled. To receive money to pay for a brand new vehicle, your totaled car must be three years old or younger.
  • Roadside Assistance
    • Allied Insurance will be there for you not only online but also out on the road. Roadside assistance can help with emergency towing, lockout assistance, and jump starts so you’re never left behind.
  • Deductible savings rewards
    • You can get a significant deductible just by driving safely and being a loyal Allied customer. You don’t have to pay your deductible if your car is totaled with the Total Loss Deductible Waiver .
Farmers

Farmers Inner Circle is an exclusive hub for Farmers customers. It has tips and resources for saving money on insurance and how to keep your rates low.

Standard Car Insurance Discounts

Bundling Coverage Discounts Allied Farmers
Multi-Car
Home and Car
Car and Life
Vehicle Type and Safety Features Allied Farmers
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Anti-Theft
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History Allied Farmers
Accident Free/Good Driver
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships Allied Farmers
Affinity Group
College Graduate
Good Student
Resident Student
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances Allied Farmers
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts Allied Farmers
Married
Paid in Full
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

Allied Auto Insurance Farmers Auto Insurance
2016 4 167
2015 4 262
2014 3 237
2013 1 300

U.S. Auto Insurance Shopping Study (2016)

Allied Auto Insurance Farmers Auto Insurance
Overall Purchase Experience Above average Average
Policy Offerings Average Average
Pricing Average Average
Local Agent Above average Average
Call Center Representative -- --
Insurer Website Average Below average

U.S. Auto Insurance Claims Satisfaction Study (2015)

Allied Auto Insurance Farmers Auto Insurance
Overall Satisfaction Average
First Notice of Loss Average
Service Interaction Above average
Appraisal Average
Repair Process Average
Rental Car Experience Average
Settlement Average

Financial Strength Ratings

Allied Auto Insurance Farmers Auto Insurance
A.M. Best A+ A
Moody's A2 Aa3
S&P's AA A+

Mobile Apps

Allied Farmers
Allied

The Allied Mobile App lets you access all the details of your insurance policy from your mobile device. You can use it to file or view claims, pay your premiums, connect with your agent, and contact roadside assistance. To download the app for your smartphone, click here

Farmers

The Farmers Insurance Mobile App helps customers manage their insurance on the go. You can instantly view ID cards, connect with your agent, and pay your monthly premiums in one place. The app also lets you:

  • View the details of your coverage policy
  • Get updates from a message center
  • Have instant access with a “Keep Me Logged In” feature

Download it here.

Roadside Assistance

Allied Farmers
Allied

Allied Rewards – Roadside Assistance

Allied Insurance will be there for you not only online but also out on the road. Roadside assistance, gets you emergency help like towing, lockout assistance, and jump starts so you’re never left behind.

Allied Roadside Assistance covers everyone insured on your policy, regardless if the car in trouble isn't listed on the policy. Allied offers a Basic and Plus roadside package that both include Cross Country Perks. These give drivers discounts on dining, entertainment, pets, travel and more.

Plus coverage comes with trip interruption coverage. It kicks in when you're more than 100 miles from home. You get an allowance for a rental car, lodging and food.

Roadside Assistance- Basic

(costs about $10 per 6 month policy period)

  • Towing up to 15 miles
  • Gas delivery
  • Lockout service
  • Jump starts
  • Flat tires
  • Cross Country Perks

Roadside Assistance – Plus

(costs about $20 per 6 month policy period)

  • Towing up to 100 miles
  • Trip interruption coverage
  • Turn-by-turn directions
  • Pre-trip map routing
  • Gas delivery
  • Lockout service
  • Jump starts
  • Cross Country Perks

Contact Phone Number

Call the Allied Roadside Assistance hotline: 800-282-1446

Farmers

Farmers Towing & Roadside Assistance

Covers roadside services up to $150

Services covered:

  • Emergency towing
  • Dead battery
  • Tire change
  • Lockout
  • Winching
  • Emergency roadside connect – to access police, fire, and medical assistance

Farmers Towing & Roadside Assistance works with over 20,000 road services shops. If you use a service that's out of Farmers network, you'll have to file a claim for up to $150.

Farmers’ Roadside Emergency Safety Contact Number

Call 1 (800) 435 -7764 or click here. This service help you with an emergency tow, jump start, flat tire, lockout assistance, winching, and ambulance services.