Compare AIG vs. Titan Insurance

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Which Company Will Save You the Most Money?

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Titan and AIG are both top companies in the world of insurance. Titan was founded in 1926, and AIG was founded in 1919. AIG is rated the #1 commercial insurer in the U.S. and Canada, and offers a wide selection of auto insurance products.

Meanwhile, Titan carries a broad selection of discounts and flexible payment plans, and is liked for its friendly customer service. However, Titan is known to raise people’s rates and is disliked for only receiving claims by phone call, while AIG is disliked for its untimely claims process and unreliable customer service.

So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  AIG Titan
Best If AIG
  • You want a wide selection of insurance products
Titan
  • You want a lot of discounts and flexible payment plans
Worst If AIG
  • You want to establish close, strong relationships with your insurance agent--the company is so big that forming connections can be difficult
Titan
  • You want to file a claim online (you can only file claims by phone with Titan)

Special Car Insurance Discounts

AIG Titan
AIG

AIG provides roadside services such as gas, oil, tire, or battery replacement. It also covers labor expenses and delivery costs up to a certain amount. 

Titan

Association Membership is a discount that is granted to customers who are active members of any club specifically recognized by Titan.

The Advance Quote Discount is given to those who get insurance quotes eight or more days before their current policy expires.

The Farm Use Discount helps save money when you add agricultural vehicles in your possession to your auto insurance policy.

Travelink Discount applies only to collision coverage and a vehicle that is individually owned by an employee whose employer is participating in an approved traffic mitigation program. Annual recertification is required.

EFT Discount saves you money when you opt to pay your monthly insurance premium electronically. Less paper wasted, more money saved!

Standard Car Insurance Discounts

Bundling Coverage Discounts AIG Titan
Multi-Car
Home and Car
Car and Life
Vehicle Type and Safety Features AIG Titan
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Anti-Theft
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History AIG Titan
Accident Free/Good Driver
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships AIG Titan
Affinity Group
College Graduate
Good Student
Resident Student
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances AIG Titan
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts AIG Titan
Married
Paid in Full
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

AIG Insurance Titan Insurance
2016 11 1
2015 29 4
2014 22 4
2013 17 1

U.S. Auto Insurance Shopping Study (2016)

AIG Insurance Titan Insurance
Overall Purchase Experience Average
Policy Offerings Average
Pricing Average
Local Agent Average
Call Center Representative Average
Insurer Website Average

U.S. Auto Insurance Claims Satisfaction Study (2015)

AIG Insurance Titan Insurance
Overall Satisfaction Above average
First Notice of Loss Above average
Service Interaction Above average
Appraisal Above average
Repair Process Above average
Rental Car Experience Average
Settlement Average

Financial Strength Ratings

AIG Insurance Titan Insurance
A.M. Best A- A+
Moody's A1 --
S&P's A+ --

Mobile Apps

AIG Titan
AIG Titan

Titan Mobile allows you to find a local insurance agent, view your policy, pay premiums, and even get instant help with a claim. To download the app for iPhone or Android, click here

Roadside Assistance

AIG Titan
AIG Titan

Titan Emergency Roadside Assistance

Adding roadside coverage to your auto policy can greatly benefit you out on the road. Titan works with a network of nationwide roadside service providers to give you 24/7 coverage in the event of a breakdown. Roadside Assistance is purchased as an addition to your existing insurance policy with Titan.

Roadside assistance services include:

  • Towing
  • Tire change
  • Battery jump start
  • Gas delivery
  • Lock-out service
  • Vehicle extrication -(winching)