Compare AIG vs. Nationwide Insurance

x

Which Company Will Save You the Most Money?

Compare Rates From These Top Companies

Compare Rates

AIG and Nationwide are both big names in the insurance world. AIG was founded in 1919, and Nationwide was founded in 1925. AIG is liked for its wide selection of insurance products and fast follow-up, while Nationwide is liked for its low premiums, good customer service, and claims processing services.

However, AIG consumers have voiced their experiences with AIG being unpleasant, and Nationwide’s lack of an online chat feature hurts its ratings. Still, Nationwide is ranked the #2 auto insurer, and AIG is still quite successful and serves 98% of the Fortune 500.

So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  AIG Nationwide
Best If AIG
  • You want a wide selection of insurance products
Nationwide
  • You want a fast and fair claims process
Worst If AIG
  • You want to establish close, strong relationships with your insurance agent--the company is so big that forming connections can be difficult
Nationwide
  • You want strong online or mobile services

Special Car Insurance Discounts

AIG Nationwide
AIG

AIG provides roadside services such as gas, oil, tire, or battery replacement. It also covers labor expenses and delivery costs up to a certain amount. 

Nationwide

Paperless Documents
Nationwide has a unique discount that saves customers money and saves the company (and the planet) paper. Going paperless simply means transferring all the mail, bills, or documents you’d otherwise receive in the mail over to e-mail. It’s a convenient way to save paper and keep better track of your important insurance documents. Read more about this discount here.

Standard Car Insurance Discounts

Bundling Coverage Discounts AIG Nationwide
Multi-Car
Home and Car
Car and Life
Vehicle Type and Safety Features AIG Nationwide
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Anti-Theft
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History AIG Nationwide
Accident Free/Good Driver
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships AIG Nationwide
Affinity Group
College Graduate
Good Student
Resident Student
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances AIG Nationwide
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts AIG Nationwide
Married
Paid in Full
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

AIG Insurance Nationwide Car Insurance
2016 11 53
2015 29 112
2014 22 90
2013 17 134

U.S. Auto Insurance Shopping Study (2016)

AIG Insurance Nationwide Car Insurance
Overall Purchase Experience Average
Policy Offerings Average
Pricing Average
Local Agent Average
Call Center Representative Average
Insurer Website Average

U.S. Auto Insurance Claims Satisfaction Study (2015)

AIG Insurance Nationwide Car Insurance
Overall Satisfaction Above average
First Notice of Loss Above average
Service Interaction Above average
Appraisal Above average
Repair Process Above average
Rental Car Experience Average
Settlement Average

Financial Strength Ratings

AIG Insurance Nationwide Car Insurance
A.M. Best A- A+
Moody's A1 A1
S&P's A+ A+

Mobile Apps

AIG Nationwide
AIG Nationwide

The Nationwide Mobile App allows you to pay your bills, file or view a claim, get in touch with your agent, and much more all with a single touch. To download the app, click here.

Nationwide Mobile Banking App can be downloaded to your web browser or your mobile phone. The app grants you access to your Nationwide bank accounts and lets you stay on top of your insurance related finances. From the comfort of your home or convenience of your phone you can deposit checks or pay insurance bills. For more information and to download the Mobile Banking App, click here.

Roadside Assistance

AIG Nationwide
AIG Nationwide

Nationwide Roadside Assistance

Nationwide Roadside Assistance offers two levels of coverage that apply to everyone on your policy, regardless of who's car you might be in.

Nationwide Roadside Assistance Basic

Services covered:

  • Towing up to 15 miles
  • Winching
  • Gas delivery
  • Battery service
  • Lockout service up to $100
  • Tire replacement

Nationwide Roadside Assistance Plus

Covers all the services of the basic plan plus:

  • Towing up to 100 miles
  • Trip interruption coverage that will reimburse the cost

Contact Phone Number

Nationwide’s Roadside Emergency Service is available by calling 1 (800) 421-3535. Its roadside service website is here. This service can help if: you’re locked out, you need a jumpstart, you get a flat tire, you need gas delivered, or if need a tow.