Compare AIG vs. Foremost Insurance

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AIG and Foremost are just a couple of the top companies in insurance world. AIG was founded in 1919, while Foremost only founded 64 years ago in 1952. Though Foremost is newer, it has quite the array of coverage options, while AIG is quick at following up. One thing AIG could improve on is their customer service, while Foremost tends to have higher premiums.

Yet and still, both companies have A+ ratings from the Better Business Bureau. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  AIG Foremost
Best If AIG
  • You want a wide selection of insurance products
Foremost
  • You want a variety of coverage options
Worst If AIG
  • You want to establish close, strong relationships with your insurance agent--the company is so big that forming connections can be difficult
Foremost
  • You want a fast claims and pay-out process

Special Car Insurance Discounts

AIG Foremost
AIG

AIG provides roadside services such as gas, oil, tire, or battery replacement. It also covers labor expenses and delivery costs up to a certain amount. 

Foremost

Standard Car Insurance Discounts

Bundling Coverage Discounts AIG Foremost
Multi-Car
Home and Car
Car and Life
Vehicle Type and Safety Features AIG Foremost
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Anti-Theft
Passive Restraint
New Car
Economy Car
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History AIG Foremost
Accident Free/Good Driver
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships AIG Foremost
Affinity Group
College Graduate
Good Student
Resident Student
Organization or Club Membership
Farm Bureau Member
Military
Special Circumstances AIG Foremost
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts AIG Foremost
Married
Paid in Full
Advance Renewal
Electronic Funds Transfer
Senior Driver
55 and Retired

Consumer Complaint Data

AIG Insurance Foremost Car Insurance
2016 11 65
2015 29 98
2014 22 87
2013 17 97

U.S. Auto Insurance Shopping Study (2016)

AIG Insurance Foremost Car Insurance
Overall Purchase Experience Average
Policy Offerings Average
Pricing Average
Local Agent Average
Call Center Representative --
Insurer Website Below average

U.S. Auto Insurance Claims Satisfaction Study (2015)

AIG Insurance Foremost Car Insurance
Overall Satisfaction Average
First Notice of Loss Average
Service Interaction Above average
Appraisal Average
Repair Process Average
Rental Car Experience Average
Settlement Average

Financial Strength Ratings

AIG Insurance Foremost Car Insurance
A.M. Best A- A
Moody's A1 --
S&P's A+ A+

Mobile Apps

AIG Foremost
AIG Foremost

Roadside Assistance

AIG Foremost
AIG Foremost

Foremost Towing and Roadside Service Coverage

With the additional Towing and Roadside coverage will get you roadside service on covered vehicles, but could be subject to a maximum policy limit.

Foremost offers towing and other roadside services to its customers. It also will cover any roadside costs for you subject to a maximum limit on your auto policy.

Services Covered

  • Towing
  • Battery service
  • Tire change
  • Gas delivery

Contact Phone Number

You can call Foremost 24-Hour Roadside Assistance at 1 (800) 554-6678.