AIG Auto Insurance

Looking for information about AIG Auto Insurance? We've got you covered.
This profile will tell you all you need to know about American International Group Car Insurance (AIG). You’ll learn which states the company serves and where the company fits in terms of financial strength. We also provide insights into how consumers view the company. And you'll learn about the many discounts it offers. Finally, we’ll walk you through how AIG handles its claims process. Then you should have everything you need to get an AIG auto insurance quote.

Best If

  • You want a wide selection of insurance products

Worst If

  • You want a close, strong relationship with your insurance agent. The company is so big that forming bonds can be difficult

By The Numbers

  • Ranked the #1 commercial insurer in the US and Canada
  • Serves 98 percent of the Fortune 500, 96 percent of the Fortune 1000, and 90 percent of the Fortune Global 500
  • 90 million clients in more than 100 countries worldwide
  • Nearly 65,000 employees as of 2014

What Does a Policy Cost?

Comparing quotes is the best way to get the lowest rates from top insurers like AIG Auto Insurance. QuoteWizard is an independent company that helps you find the right policy at the best rate.

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Consumer Reviews

  • Expertinsurancereviews.com
    • Gave AIG an overall rating of 3 out of 5 stars
    • Wrote that AIG has a low complaint volumes because of its various policy types and products, which is beneficial to a large company
    • Highlighted areas of improvement which are customer service and claims being settled untimely and improperly
  • ConsumerAffairs.com
    • Based on 11 ratings and 95 reviews, AIG received 2 out of 5 stars
    • Some consumers praised AIG for its fast follow-up and pay-out system, while other criticized it based on negative customer service experiences
  • Better Business Bureau
    • Gave AIG an A+ rating, though it is not BBB accredited
    • AIG's length of time in business and ability to respond to a high volume of complaints contributed to its high score

Consumer Satisfaction and Financial Strength Ratings

Consumer Complaint Data

Year
Total Complaints
Percent Change
2016
11
-62%
2015
29
2014
22
+29%
2013
17
--
Source: National Association of Insurance Commissioners

U.S. Auto Insurance Shopping Study (2016)

Overall Purchase Experience
Policy Offerings
Pricing
Local Agent
Call Center Representativ
Insurer Website

U.S. Auto Insurance Claims Satisfaction Study (2015)

Overall Satisfaction
First Notice of Loss
Service Interaction
Appraisal
Repair Process
Rental Car Experience
Settlement
Source: J.D. Power

Financial Ratings

A-
A.M. Best
Excellent rating; fourth-highest possible
A1
Moody's
Excellent rating; strong capacity to meet financial commitments; third-highest possible
A+
S&P's
Highest rating; strong capacity to meet financial commitments

Market Share

As of 2015, AIG’s market share is 3.23 percent, ranking it the 9th largest in the nation. In the last year, they’ve written $18.98 billion in Property and Casualty premiums. 

Typical Discounts

AIG provides roadside services such as gas, oil, tire, or battery replacement. It also covers labor expenses and delivery costs up to a certain amount. 

History

Ironically enough, the story of how AIG came to be what it is today all began in China. In 1919, American Cornelius Vander Starr decided to start a general insurance agency in Shanghai. The agency was called American Asiatic Underwriters (AAU), and it expanded across China and eventually across the world.

In 1923, Nelle Vander Starr joined the Shanghai company and later became its first female executive. Three years later, the first US office named American International Underwriters (AIU) opened in New York City. By the end of the 1930s, the company’s headquarters had moved there from Shanghai. Almost 30 years and many new international office locations later, AIG became a publicly traded stock in 1969.

Today, AIG is a major insurance enterprise that assists many countries and its peoples when disaster strikes. AIG has provided aid for Hurricane Katrina victims as well as for Japanese communities affected by the earthquake-tsunami disaster in 2011.

Claims Process

File a claim with AIG here.

AIG Private Client Group (Homeowners, Auto, Collections, Yacht):
Contact your independent insurance advisor – or for immediate assistance, contact us:
T (888) 760-9195
F (866) 868-1472

For US-based clients who are traveling abroad: +1 (302) 482-6000

Contact Information

Claims Site
Customer Service Site

Mailing Address:
AIG Commercial Insurance Group
175 Water St.
New York, NY 10038

Customer Service Number: (888) 517-9797