Homeowners Insurance Rate Factors
Everything you need to know about homeowners insurance rate factors and tips for filing claims including dog breeds, natural disasters, and more
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Homeowners Insurance Rate FactorsYour home is probably your most valuable asset, but that doesn't mean you have to pay an arm and a leg to protect it from harm. Learn about the variables impacting homeowners insurance rates and how you can reduce your home insurance costs.
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When Not To File a Homeowners Insurance ClaimYou pay for homeowners insurance so you can protect yourself if something should happen to your house or property. However, there are times when you’d be better off paying for repairs or replacements out of your own pocket.
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Dog Breeds That Raise Homeowners Insurance RatesShopping for home insurance can be a challenge if you have a dog. It's even harder if your dog's breed is seen as dangerous. This guide will help you get a policy (and affordable rate) regardless.
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Homeowners Insurance for Older HomesDo you own, or are you thinking of purchasing an older home? If so, read on to learn what you need to know about homeowners insurance and older homes.
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Tips For Handling Home Insurance ClaimsFor most people, insurance is something they purchase but hope to never use. Sadly, we're not all so lucky. Storms come, accidents happen, and fires start.
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How to Improve Your Home SecurityReview the security of your home and develop a plan to improve it. There are several easy steps you can take deter potential thieves and protect your belongings.
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Smart-Home Technology and Homeowners InsuranceOur homes are more ‘connected’ than ever before, but what does that really mean for you, your wallet, and your home insurance? Read on to find out.
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Climate Change and Homeowners InsuranceLearn how climate change is impacting homeowners insurance in the U.S., how it’s likely to continue impacting it in the future, and how insurers are preparing for it (or not).
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Additional Insurance Coverage for Trampolines & PoolsTrampolines and swimming pools can be fun. However, that fun comes with a higher price tag for homeowner’s insurance.
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Homeowners Insurance Cancelled or Not Renewed
Learn what to do if your homeowners insurance policy is cancelled or not renewed by your insurer. We'll also show you how to avoid having your home insurance coverage dropped in the first place.
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Homeowners Insurance and Common Natural DisastersEvery region of the USA has natural disasters. Learn how homeowners insurance protects you from severe weather and catastrophic events
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What to do if Your Homeowners Insurance Claim is DeniedHomeowners insurance claim denials are more common than one might think. Here’s a guide for what to do if your insurer denies your claim.
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Exotic Pets and Homeowners InsuranceThere are major insurance implications for homeowners who want to keep exotic pets. Find out what you need to know before your unusual pet causes you major insurance headaches.
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What If I Can't Get Home Insurance?Some homeowners have difficulty getting insurance through no fault of their own. Here's what you can do to get the coverage you need.
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Credit Scores and Homeowners Insurance RatesHaving good credit affects you more than you may think. Most insurers use credit-based scores to determine what you pay for an insurance policy. Find out how they’re used and what to do to improve your score.
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When to Hire a Public Insurance Claim AdjusterAfter filing a claim, you might not feel satisfied with your insurance company's settlement offer. A public insurance adjuster can help you negotiate a better claim result.
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Why Is My Mortgage Company Withholding My Home Insurance Claim Settlement Money?In some cases, mortgage lenders withhold homeowners insurance claim funds to ensure the money is used to repair or replace a damaged or destroyed home.
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How Your Roof Impacts Your Homeowners InsuranceYour roof is a vital factor in the cost of your homeowners insurance. Properly installing and maintaining a roof with the right materials can keep your policy price reasonable.
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Filing a Home Insurance Claim After a RobberyMost homeowners insurance policies will come to your aid if someone breaks into your house and damages or steals your stuff. Here are the steps you have to take to make that happen.
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When to Hire a Lawyer to Improve Your Home Insurance Claim SettlementIf you filed a homeowners insurance claim and weren't satisfied with your insurance company's decisions, you can fight back. You have several options, including hiring a lawyer to improve your settlement.
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Does Homeowners Insurance Cover Water Damage?
Home insurance claims for water damage are extremely common. But there are many different forms of water damage. Whether or not you're covered depends on your policy and the type of water damage.
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Why is Homeowners Insurance So Expensive?Homeowners insurance rates across the country are rising fast. Find out why, and what you can do to avoid a higher home insurance premium.
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How Your Location Affects Home Insurance RatesWhere you live, including your home's zip code, is a defining factor when it comes to how much you pay for homeowners insurance.