Homeowners Insurance Rate Factors
Everything you need to know about homeowners insurance rate factors and tips for filing claims including dog breeds, natural disasters, and more
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Flood Zone Insurance: How Location Affects Your RatesFlood zones play a big role in deciding your flood insurance cost. Here's how to learn your zone and estimate your rates
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Filing a Home Insurance Claim After a RobberyMost homeowners insurance policies will come to your aid if someone breaks into your house and damages or steals your stuff. Here are the steps you have to take to make that happen.
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Tips For Handling Home Insurance ClaimsFor most people, insurance is something they purchase but hope to never use. Sadly, we're not all so lucky. Storms come, accidents happen, and fires start.
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What Does a Public Insurance Claims Adjuster Do?After you file a claim, you might not feel satisfied with the result. A public adjuster can help you negotiate a better settlement.
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When Not To File a Homeowners Insurance ClaimYou pay for homeowners insurance to protect yourself if something happens to your property. But there are times when you’d be better off paying for repairs out of your own pocket, rather than filing a claim.
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What Water Damage Does Home Insurance Cover?Water can do significant damage to your home quickly. Learn here when home insurance does and does not cover it.
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Why is Homeowners Insurance So Expensive?Homeowners insurance rates across the country are rising fast. Find out why, and what you can do to avoid a higher home insurance premium.
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Homeowners Insurance for Older HomesDo you own, or are you thinking of purchasing an older home? If so, read on to learn what you need to know about homeowners insurance and older homes.
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What If I Can't Get Home Insurance?
Some homeowners have difficulty getting insurance through no fault of their own. Here's what you can do to get the coverage you need.
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Credit Scores and Homeowners Insurance RatesYour credit can affect your home insurance rates. Learn how to keep your credit score high and home insurance rates low.
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Home Insurance Discount for Security Systems: What to Know Before BuyingAlarm systems can earn you a discount on your homeowners insurance, but the upfront cost may outweigh the benefits.
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Homeowners Insurance With A Swimming PoolYou can add your pool to your home insurance policy, but coverage varies greatly for in-ground and above-ground pools.
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9 Homeowners Insurance Rate FactorsYour home is probably your most valuable asset, but that doesn't mean you have to pay an arm and a leg to protect it from harm. Learn about the variables impacting homeowners insurance rates and how you can reduce your home insurance costs.
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Exotic Pets and Homeowners InsuranceThere are major insurance implications for homeowners who want to keep exotic pets. Find out what you need to know before your unusual pet causes you major insurance headaches.
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How ISO Fire Ratings Affect Your Home InsuranceISO ratings measure a community's fire preparedness in the case of emergency, which can affect your home insurance rates.
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Homeowners Insurance Cancelled or Not Renewed
Learn what to do if your homeowners insurance policy is cancelled or not renewed by your insurer. We'll also show you how to avoid having your home insurance coverage dropped in the first place.
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Home Insurance Coverage for TrampolinesHome insurers see trampolines as an insurance risk. If you own one, you may face challenges when insuring your house.
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What to do if Your Homeowners Insurance Claim is DeniedHome insurance companies deny claims for a variety of reasons. But homeowners have a few different options for recourse.
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Dog Breeds That Affect Homeowners Insurance CoverageYour family dog can be a factor in whether you can get homeowners insurance. Find out if your dog is an insurance liability.
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How Your Roof Impacts Your Homeowners InsuranceYour roof is a vital factor in the cost of your homeowners insurance. Properly installing and maintaining a roof with the right materials can keep your policy price reasonable.
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Smart-Home Technology and Homeowners InsuranceOur homes are more ‘connected’ than ever before, but what does that really mean for you, your wallet, and your home insurance? Read on to find out.
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How Your Location Affects Home Insurance RatesWhere you live, including your home's zip code, is a defining factor when it comes to how much you pay for homeowners insurance.
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Climate Change and Homeowners InsuranceLearn how climate change is impacting homeowners insurance in the U.S., how it’s likely to continue impacting it in the future, and how insurers are preparing for it (or not).
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When to Hire a Lawyer to Improve Your Home Insurance Claim SettlementIf you filed a homeowners insurance claim and weren't satisfied with your insurance company's decisions, you can fight back. You have several options, including hiring a lawyer to improve your settlement.
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Why Is My Mortgage Company Withholding My Home Insurance Claim Settlement Money?In some cases, mortgage lenders withhold homeowners insurance claim funds to ensure the money is used to repair or replace a damaged or destroyed home.
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Homeowners Insurance and Common Natural DisastersEvery region of the USA has natural disasters. Learn how homeowners insurance protects you from severe weather and catastrophic events