Homeowners Insurance Rate Factors

If your homeowners policy excludes or limits coverage for your dog's breed, it's time to shop for a dog-friendly insurance company.

Homeowners insurance covers some natural disasters, but not all. Find out when your insurance can step in to cover you after a natural disaster.

If you filed a home insurance claim and weren't happy with your insurance company's decision, you can hire a lawyer to try to improve your settlement.

Trampolines are not automatically covered by home insurance. Check your policy before you install one in your yard.

Water can do significant damage to your home quickly. Learn here when home insurance does and does not cover it.

Older homes have a higher risk for an insurance claim. This can raise your insurance rates. We can help find the right policy.

Your credit can affect your home insurance rates. Learn how to keep your credit score high and home insurance rates low.

After you file a claim, you might not feel satisfied with the result. A public adjuster can help you negotiate a better settlement.

If you mortgage your home and file a home insurance claim, the money may not go directly to you from your insurer.

ISO ratings measure a community's fire preparedness in the case of emergency, which can affect your home insurance rates.

We can help you learn what to do if your homeowners insurance policy is cancelled or not renewed by your provider.

Flood zones play a big role in deciding your flood insurance cost. Here's how to learn your zone and estimate your rates

Home insurance rates are based on a variety of factors. Find out what they are, and how you can save.

Alarm systems can earn you a discount on your homeowners insurance, but the upfront cost may outweigh the benefits.

If you are unable to get homeowners insurance for a high-risk home, follow these steps to find the coverage you need.

Filing a home insurance claim isn't always the best course of action. This article can help with the decision.

Home insurance usually covers pools, but coverage differs between above-ground and in-ground pools. We'll explain here.

If your insurance company refuses to pay for damage to your home, here's how to make it honor its contractual duties.

Our homes are more ‘connected’ than ever before, but what does that really mean for you, your wallet, and your home insurance? Read on to find out.

Home insurers pay a lot of attention to your roof. Learn here what they look at and how to reduce your insurance costs.

Home insurance usually covers your stuff from theft and burglary. Learn about theft coverage, exclusions and filing a claim.

Knowing what to do when you have to file a home insurance claim can make a difference in how successful the claim is.