Cheapest Car Insurance Quotes in Corpus Christi, Texas (2022)

State Farm has the cheapest car insurance in Corpus Christi for most drivers at $192 a month for full coverage.

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State Farm and GEICO provide the cheapest auto insurance quotes in Corpus Christi for most drivers. State Farm’s average monthly rates for minimum and full coverage are the city’s cheapest at $115 and $192, respectively.

State Farm also offers the city’s cheapest rates for senior drivers. GEICO offers the cheapest car insurance rates in Corpus Christi for teens and for adults with a DUI on their records.

If you’re a current or former member of the military, or you’re a close family member of one, you might get even cheaper car insurance in Corpus Christi from USAA.

In this article

Who has the cheapest car insurance in Corpus Christi, Texas?

State Farm has the cheapest car insurance in Corpus Christi for drivers who want minimum-coverage policies at an average rate of $115 a month.

Allstate also offers affordable minimum coverage to these drivers, with an average rate of $116 a month.

Cheapest car insurance in Corpus Christi for minimum coverage
Company Monthly rate
State Farm $115
Allstate $116
GEICO $128
USAA $58
Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary.

Corpus Christi drivers with ties to the military may find their best car insurance rates in the city from USAA, which offers minimum-coverage policies for $58 a month, on average. Only drivers with a military association can buy insurance from USAA, though.

State Farm is the best company in Corpus Christi for cheap full-coverage car insurance, too, with an average rate of $192 a month.

GEICO is a good alternate choice here thanks to its average rate of $205 a month for full-coverage policies.

Cheapest car insurance in Corpus Christi for full coverage
Company Monthly rate
State Farm $192
GEICO $205
Allstate $253
USAA $112
Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary.

USAA’s average rates are even cheaper at $112 a month for those who are eligible.

Full-coverage car insurance includes collision and comprehensive coverages as well as liability coverage. QuoteWizard recommends full coverage to drivers who have newer or expensive vehicles. You may need to buy it if you finance or lease your vehicle.

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Cheapest car insurance in Corpus Christi by driving record

Corpus Christi drivers with incidents on their records will find the cheapest car insurance quotes from GEICO and State Farm, based on our research.

GEICO has the cheapest car insurance rates for most Corpus Christi drivers with a DUI at $356 a month. State Farm is an affordable choice, too, thanks to its average rate of $357 a month.

Cheapest car insurance after a DUI
Company Monthly rate
GEICO $356
State Farm $357
Allstate $380
USAA $169
Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary.

State Farm offers the cheapest rates to drivers in Corpus Christi who want full-coverage car insurance after an accident. Its average monthly rate in this situation is $273.

Cheapest car insurance after an accident
Company Monthly rate
State Farm $273
GEICO $315
Allstate $391
USAA $174
Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary.

If you’re a Corpus Christi driver and you have a speeding ticket on your record, your best bet for cheap auto insurance is State Farm at $245 a month, on average. GEICO’s average rate for drivers with tickets is nearly as cheap at $250 a month.

Cheapest car insurance with a speeding ticket
Company Monthly rate
State Farm $245
GEICO $250
Allstate $253
USAA $126
Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary.

USAA is sure to be your best and cheapest car insurance option in Corpus Christi if you have a DUI, accident or speeding ticket on your record and you have a military background. For example, drivers with a DUI pay $169 a month for a full-coverage policy from USAA. That’s less than half of what GEICO charges the same drivers.

Where can I get cheap car insurance in Corpus Christi for teen drivers?

Teens in Corpus Christi will get the cheapest car insurance from GEICO, which offers minimum coverage for $251 a month, on average, and full coverage for $432 a month.

Cheapest car insurance for teens (minimum coverage)
Company Monthly rate
GEICO $251
Allstate $331
State Farm $407
USAA $110
Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary.

USAA offers Corpus Christi teen drivers even cheaper rates of $110 a month for minimum coverage and $211 a month for full coverage. You must be a member of the military of a relative of one to qualify for this coverage, though.

Cheapest car insurance for teens (full coverage)
Company Monthly rate
GEICO $432
State Farm $682
Allstate $778
USAA $211
Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary.

Teens pay the highest car insurance rates of any age group, mainly because they’re involved in more accidents than are older drivers.

To save money on car insurance as a teen driver, get added to a parent’s policy if you can. If you can’t, look for discounts aimed at good students or anyone who has completed a driver education course. And no matter what, compare car insurance quotes from several companies before you settle on the best one for you.

Find cheap car insurance in Corpus Christi no matter your age

Where can I get cheap car insurance in Corpus Christi for senior drivers?

State Farm is the best car insurance company in Corpus Christi for senior drivers who want cheap minimum- or full-coverage policies. State Farm charges $109 a month for minimum-coverage car insurance in this case and $179 a month for full coverage.

Cheapest car insurance for seniors (minimum coverage)
Company Monthly rate
State Farm $109
Allstate $111
GEICO $128
USAA $55
Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary.

Get and compare quotes from Allstate, too, if you want to buy minimum-coverage car insurance as a Corpus Christi senior. Allstate’s average rate here is $111 a month, just two dollars more than State Farm’s.

Cheapest car insurance for seniors (full coverage)
Company Monthly rate
State Farm $179
GEICO $196
Allstate $213
USAA $101
Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary.

GEICO is a good second option for the city’s seniors who want full-coverage car insurance, as its average monthly rate is $196.

Once again, Corpus Christi seniors who are or have been part of the military, or are related to someone who has, should give serious consideration to USAA. USAA’s average rates for minimum and full coverage are nearly half what State Farm charges the same drivers.

What is the average cost of car insurance in Corpus Christi?

The average cost of auto insurance in Corpus Christi is $104 a month for adult drivers with clean records who want minimum coverage.

These same Corpus Christi drivers who want full-coverage car insurance pay an average of $191 a month.

Both of these average rates are slightly cheaper than the Texas state average costs of car insurance. The state average rate for minimum coverage is $109 a month, while full coverage costs $204 a month, on average.

What are Corpus Christi’s car insurance requirements?

Texas requires drivers to have car insurance policies that include at least 30/60/25 liability coverage. This means all policies must have, at a minimum:

  • $30,000 per person and $60,000 per accident of bodily injury liability coverage
  • $25,000 per accident of property damage liability coverage

State law also requires all drivers to carry the same amounts of uninsured motorist coverage, though you can reject this when you go to buy a policy.

Methodology

We obtained non-binding quotes from Quadrant Information Services for a typical driver in every Corpus Christi ZIP code to find the cheapest car insurance companies and rates. Unless otherwise noted, the driver is a 35-year-old male with a clean driving record. He owns a 2012 Honda Accord LX and drives an average 13,500 miles a year.

The teen driver in this article is 18 years old but otherwise fits the same profile as the 35-year-old driver above. The same is true of our senior driver, who is 60.

Minimum-coverage car insurance rates highlighted on this page are based on a policy that meets Texas’ minimum liability requirements. Full-coverage rates are based on a policy with the following limits and deductibles:

  • $100,000 bodily injury liability coverage per person
  • $300,000 bodily injury liability coverage per accident
  • $100,000 property damage liability coverage
  • $500 deductibles for both collision and comprehensive coverage

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