Nick VinZant

Nick VinZant

Senior PR Specialist

Nick VinZant is a Senior Research Analyst and Insurance Expert at QuoteWizard. A former journalist, Nick spent years covering the insurance, business, technology and transportation industries. He is a graduate of Kansas State University.

Articles By Nick

States with the Most Seasonal Depression

Lemon Law Information

Do you think your car is a lemon? Federal and state lemon laws are in place to protect consumers that purchased defective, unsafe vehicles

Best and Worst Driving Cities in Georgia

QuoteWizard used driver data to find out which cities in Georgia have the best or the worst drivers. Does your city make the list?

America’s Drunkest Driving Cities

What cities have the highest rate of DUI drivers? QuoteWizard analyzed over a million data points to find out.

What You Need to Know About the New Changes to Medicare Part D

Since its enactment in 2003 as a result of the Medicare Modernization Act, Medicare Part D has gone through continuous changes. This year has been no exception.

Tracking Down Billions in Unpaid Death Benefits

How a tiny, no-name auditing firm turned the life insurance industry upside down—and shook out its pockets

U.S. Birth Rates in Steady Decline. Here's Where and Why.

The pandemic caused economic uncertainty and insecurity which changed women’s plans of birthing children. Which states saw the largest birth decreases over the last five years.

Self-Driving Cars Will Make Owning a Car Unnecessary

Relying solely on ridesharing to get around doesn't currently make financial sense. But the advancement of autonomous driving technology could make owning a car unnecessary.

Open Enrollment: Which States Benefit Most

Health insurance open enrollment is available for those who are uninsured or would like to switch health plans. Which states are to benefit most from the special enrollment extension?

Comprehensive Insurance Guide for Seniors

Insurance – especially health – is vital for every senior. But there's a lot to consider. What kind of plan do you need? How much coverage should you have? We'll tell you everything seniors need to know about every kind of insurance.

Back to School: Insurance for College Students

Your insurance options change as you grow up and head off to school. Make sure you have adequate health, auto, and home or renters insurance.

Why Some Parents Are Against Vaccination

Our team of analysts looked at the latest information on vaccine hesitancy to find the main reasons why parents don’t want to vaccinate their children.

Which States Have The Best Homelessness Assistance Programs

The state of homelessness is an ongoing issue; each year tens of millions of Americans are at risk or endangered of being left without basic needs and safety. Which states have the best access, programs and affordable housing.

Unaffordable Housing: Housing Costs Race Ahead of Income

Housing prices are rising fast. Income is not. Our analysts looked at a decade’s worth of housing and income reports to find the least affordable states - places where housing costs are racing ahead of income.

The Safest States for Summer Travel

Looking for the best vacation spot? Our analysts go beyond the travel deals to make sure that cheap vacation doesn't turn into an all-inclusive nightmare. We look at everything from driving dangers and crime rates to health statistics to find the safest states to travel to on your next vacation.

The Riskiest States for Holiday Travel

Holiday travel in 2021 will look very different than it did in 2020. More people are expected to travel, coronavirus cases are rising, a new variant is spreading and while more people are getting vaccinated everyday, the Centers for Disease Control (CDC) recently issued new guidance for both children’s vaccines and booster shots.

The Rising Fear of Eviction or Foreclosure

High housing costs, a potential end to a moratorium on evictions and prolonged unemployment have many Americans worried about keeping a roof over their heads. We found that nationwide, nearly 28% of people (1 in 4) who are behind on payments are worried they will face foreclosure or eviction in the next two months.

The Best and Worst Drivers by State 2021

QuoteWizard paired two million data points with state fatality info to determine the best and worst driving states in the nation — and to help settle a few rivalries, too. We also provided an indication of how all 50 states rank in 2021.

The Best and Worst Drivers by City

Ever think to yourself, “My city has the worst drivers in the world”? Your fellow drivers that drive too fast or too slow. Drivers who cut you off or camp out in the left lane.

Stay or Go: America’s New Travel Habits

Our team of analysts at QuoteWizard looked at mobility numbers from the Bureau of Transportation Statistics and the University of Maryland. We found that states that have a higher percentage of people staying home frequently have a lower number of coronavirus cases per capita.

States with the Worst Road Infrastructure

QuoteWizard analyzed road infrastructure data to see which states ranked overall for worst road infrastructure.

States with the Most Medical Debt and Rising Health Care Costs

Recent trends in health care costs, health care coverage, medical debt and household income have contributed to growing disparities between different income groups in the United States.

States With The Highest Seat Belt Use

Our team of analysts found that seat belt use has increased by as much as 17% in some states over the last decade. However, we also found that seat belt use is declining in some states. This decline is concerning because nearly half of all traffic fatalities involve someone who wasn’t wearing a seat belt.

States With the Highest Rate of Skin Cancer

Ranking all 50 states on the rate of new melanoma cases. The states with the highest rate of skin cancer will surprise you.

States Where Marriage and Divorce are Declining

QuoteWizard looked at marriage and divorce rates over a 10 year period to see which states people are getting married and divorced at the highest rate.

States Least Prepared for Hospital Capacity

We analyzed Kaiser Family Foundation data on hospital beds and physicians per capita in each state to determine which states are least prepared for hospital capacity.

Rent Availability and Cost by State

Americans are moving, and it’s changing the price of rent nationwide. Our team of analysts found that this reshuffling has dramatically changed the number of available apartments in almost every state, creating a significant issue of supply and demand that has reversed long-standing trends in the price of rent.

Pothole Damage Costs US Drivers $3 Billion a Year

Potholes affect millions of Americans annually. Here’s why they’re so widespread and how you can protect yourself from them.

Pandemic Fuels Rise in Mental Health Prescriptions

The number of Americans prescribed mental health medication has gone up almost 7% since the beginning of the COVID-19 pandemic. This increase means that nearly 65 million people (1 in 5) are now taking prescription medication to help them cope with stress, anxiety or depression.

Pandemic Anxiety and Depression

The number of people dealing with anxiety and depression in each state has changed significantly over the last two years. Our team of analysts found that anxiety and depression levels increased during the first year of the pandemic, decreased dramatically in 2021 and are now rising again.

Most Dangerous States for Motorcycle Riders

Which states are the most dangerous for motorcycle riders? We ranked each state to find where it's most dangerous to ride your motorcycle

Most Dangerous Roads In America

We analyzed driver behaviors in each state to see which states have the most dangerous roads.

Loss of Opportunity: Women and COVID-19

With fewer jobs, unequal access to healthcare and more exposure to COVID-19 on the frontlines, our data suggests that women - especially women of color - have disproportionately borne a greater share of the pandemic’s toll.

Inflation's Impact on Each State

Changing economic conditions are making it more difficult for people to afford household expenses. Our team of analysts found that the number of people who said they were having a “very difficult” time paying for their usual household expenses has increased by 33% since June.

How the Child Tax Credit Is Being Spent

Signed into law as part of the American Rescue Plan Act, the expanded child tax credit increased the tax credits. Our team of analysts discovered how people in each state spent the expanded credit.

How Debt in Each State Changed During the Pandemic

Despite record unemployment and financially uncertain times, America’s struggle with debt showed signs of improving during the first year of the pandemic. Our team of analysts found that credit card scores improved, more people got caught up on their student loans and the number of people in debt collection has declined over the last year.

Fraud Crimes Fueled by COVID-19 Pandemic

In every state, in almost every category, fraud is on the rise — and it’s costing people billions of dollars. Our team of analysts found that since the beginning of the COVID-19 pandemic, fraud reports have increased by more than 30%, ultimately costing Americans more than $2.3 billion dollars in 2020.

Does Home Insurance Cover Firework Injuries and Damage?

Hosting a Fourth of July barbecue this year? Think twice before you set up a fireworks display, or even hand out sparklers.

COVID-19 Vaccine Hesitancy by State

Side effects, government mistrust, necessity: There are many reasons why millions of Americans have chosen not to get the COVID-19 vaccine. Our team of analysts looked at the latest data on vaccine hesitancy to find the main reasons why people aren’t getting vaccinated.

Best States for Mental Health Care

QuoteWizard analyzed mental health care data from Mental Health America to determine which states provide the best mental health care.

A Year At Risk: Race, Ethnicity and COVID-19

People of color have disproportionately borne a greater share of the pandemic’s toll. As a proportion of the population, people of color have a higher rate of COVID-19 cases and deaths per 100k people, lower vaccination rates, higher rate of frontline and essential workers, less ability to work from home, and a higher rate of unemployment.

A Growing Crisis: Drug Overdose Deaths in America

Our team of analysts found that drug overdose deaths have risen by nearly 50% in the last year. Nationwide, 103,664 people died of an overdose in 2021, compared to 68,757 in 2019 and 99,973 in 2020.

Best and Worst Driving Cities in Wyoming

QuoteWizard used driver data to find out which cities in Wyoming have the best or the worst drivers. Does your city make the list?

Worst States for Speedy Drivers

For the lead footed drivers out there, some states are more forgiving and others can be more costly. See which states are best and which are worst for speedy drivers.

Best and Worst Driving Cities in Wisconsin

QuoteWizard used driver data to find out which cities in Wisconsin have the best or the worst drivers. Does your city make the list?

Willingness to Get COVID-19 Vaccine Among Adults

To help predict the adoption of a COVID-19 vaccine we looked at public opinion of a vaccine and current vaccination rates.

Where do New Jersey’s Distracted Drivers Live?

Distracted driving is a serious problem across America. What parts of New Jersey have the highest rate of distracted drivers?

Nevada's Most Distracted Drivers

Distracted driving is a serious problem across America. What parts of Nevada have the highest rate of distracted drivers?

Best and Worst Driving Cities in Virginia

QuoteWizard used driver data to find out which cities in Virginia have the best or the worst drivers. Does your city make the list?

Virginia Driver Report

How do Virginia drivers grade out? We here at QuoteWizard evaluated Virginia drivers on millions of data points to see how good or bad drivers really are.

Best and Worst Driving Cities in Utah

QuoteWizard used driver data to find out which cities in Utah have the best or the worst drivers. Does your city make the list?

Uninsured Rates by State, Where it Changed The Most

The COVID-19 pandemic has left many unemployed and uninsured. See which states have been most impacted.

Uninsured Rates Among Essential Workers

Essential workers are facing greater risk in their work environments due to lack of health insurance and increased exposure to COVID-19

U.S. Mobility trends during COVID lockdowns | QuoteWizard

Americans mobility outside of the home has seen a significant decline since the coronavirus. See which states mobility has been most affected by the Coronavirus.

Top 10 Most Popular Cars Driven by Millennials

With 71 Million estimated Millennials in America today, they’re closing in on becoming America’s largest generation. Millennials are the trend setters in industries like technology, but the auto

The Risk of Pool Related Injuries for Homeowners

Summer months present a greater risk for pool related injuries and homeowners are liable for their guest swimmers.

The Most Gas Guzzling States

Which states consume the most gas? QuoteWizard analyzed FHA data on gas consumption to find which states are the biggest gas guzzlers.

The Booziest Brunching States

QuoteWizard looked at drunk driving car crashes during brunch hours to see which states had the highest rate of drunk drivers during the day.

Texas Driver Report

How do Texas drivers grade out? We here at QuoteWizard evaluated Texas drivers on millions of data points to see how good or bad drivers really are.

Best and Worst Driving Cities in Tennessee's

QuoteWizard used driver data to find out which cities in Tennessee have the best or the worst drivers. Does your city make the list?

States with the Most Physically Active People

We looked at which states were most physically active and paired data during COVID-19 stay-at-home orders to see how it impacted active states.

States with the Most Distracted Drivers

Texting and driving has become a deadly habit with the advent of cell phones. Find out which states are most distracted behind the wheel

States with the Largest Decline in Teen Birth Rate

Nationally, teen birth rates have seen a steady decline over the last five years — a trend that started in the early 90s and continues today. Our team of analysts at QuoteWizard reviewed Centers for Disease Control and Prevention (CDC) data on teen birth rates to identify the trends between 2014 and 2018.

States with the Largest COVID-19 Reimbursements Costs

Which states have spent the most on COVID-19 testing and treatment?

States with the Highest Rates of Depression

Our analysis of depression rates across America found a direct link to access to mental healthcare and increases or decreases of depression rates.

States with the Highest Rate of Vapers

Which states have the highest rate of vapers? We ranked all 50 states based on crude prevalence of e-cigarette among residents.

States With The Highest Rate Of Seniors With Underlying Health Conditions

We analyzed CDC data on the most common high risk health conditions among seniors in each state to find where at-risk seniors are move vulnerable.

States with the Highest Rate of Natural Disasters

We analyzed FEMA natural disaster data to see which states have seen the largest increase in natural disasters over a period of the last 40 years.

States with the Highest Hospital Expenses

We analyzed hospital expense data to find which states have seen the largest increases in expenses over the last decade.

States With the Biggest Increases in Diabetes Rates

QuoteWizard compared the prevalence of people with diabetes to compare the number of diabetics in each state from 2011 - 2021.

States With the Biggest Decrease in Child Car Fatalities

Connecticut, Illinois and Wisconsin had the largest decreases in child motor fatalities.Nationally, child motor fatalities decreased by an average of 52% since 1994.The national average

States with the Best Medicaid Benefit Programs

QuoteWizard analyzed cost and funding data in each state to see which states provide the best Medicaid benefits.

States with the Best Access to Healthcare

Do you have the best access to healthcare in your state? See where your state ranks.

States with biggest improvement in uninsured rates

Since 2010 every state has seen an improvement in uninsured people. But which states have seen the biggest improvement?

States with Biggest Decrease in Drunk Driving Fatality Rates

QuoteWizard compared NHTSA data from 2000 to 2017 to find which states had the largest decrease in drunk driving fatalities.

States Where Millennials Are Most At Risk of COVID-19

Underlying health conditions like chronic lung and cardiovascular disease puts people at higher risk of severe COVID-19 symptoms. We analyzed which states have the highest rate of millennials with underlying health conditions.

Best and Worst Driving Cities in South Carolina

QuoteWizard used driver data to find out which cities in South Carolina have the best or the worst drivers. Does your city make the list?

Smoking on the Decline as Vaping Increases

As people quote smoking and pick up vaping we wanted to see which states are seeing the highest rate of smoking to vaping transition.

Smoking associated with high risk of COVID-19

New research finds that smoking is among the leading risk factor for young adults, putting 1 in 3 at risk of serious illness from COIVD-19

Safest Driving Cities in Colorado

The harsh winter conditions in the Rocky Mountains of Colorado make road conditions among the most dangerous in the country. Overall, Colorado tends to be pretty seasoned drivers in the snow, and

Public Health and Natural Disaster Preparedness by State

When disaster strikes and public health is at risk how prepared is your state to handle the situation? We here at QuoteWizard evaluated each states on preparedness.

Popular Cities for Millennial Homeowners

The millennial generation is often seen as the generation that will never own a home. However, many millennial's are making it work. Find out which cities are most popular for millennial homeowners.

Pennsylvania’s Best and Worst Driving Cities

The fifth most populated state in the country, Pennsylvania logged 101.1 billion car miles in 2017. All those miles create a ton of risk for drivers in the Pennsylvania roads.

Best and Worst Driving Cities in Oregon

QuoteWizard used driver data to find out which cities in Oregon have the best or the worst drivers. Does your city make the list?

Best and Worst Driving Cities in Oklahoma

QuoteWizard used driver data to find out which cities in Oklahoma have the best or the worst drivers. Does your city make the list?

Ohio Driver Report

How do Ohio drivers grade out? We here at QuoteWizard evaluated Ohio drivers on millions of data points to see how good or bad drivers really are.

Best and Worst Driving Cities in North Carolina's

QuoteWizard used driver data to find out which cities in North Carolina have the best or the worst drivers. Does your city make the list?

North Carolina Driver Report

How do North Carolina drivers grade out? We here at QuoteWizard evaluated North Carolina drivers on millions of data points to see how good or bad drivers really are.

Best and Worst Driving Cities in New York

QuoteWizard used driver data to find out which cities in New York have the best or the worst drivers. Does your city make the list?

Best and Worst Driving Cities in New Mexico

QuoteWizard used driver data to find out which cities in New Mexico have the best or the worst drivers. Does your city make the list?

Best and Worst Driving Cities in Nebraska

QuoteWizard used driver data to find out which cities in Nebraska have the best or the worst drivers. Does your city make the list?

Most Heart-Healthy States

QuoteWizard analyzed CDC heart health factors to find which states are the most heart healthy.

Most Dangerous States for Pedestrians

Which states are most dangerous for pedestrians. We analyzed NHTSA pedestrian fatality data to find where pedestrians are at the most risk.

Most Dangerous Sports for Students

QuoteWizard analyzed sports injury data among high school and college age people to see which sports were most common for injuries in that age group.

Most Dangerous Months to Drive

Ever wonder what months are the most dangerous to be on the road? We compared fatality rates of each month of the year to find out which months are most dangerous.

Most Accident-Prone Cars

QuoteWizard analyzed insurance quote data to find which cars on the road are most prone to accidents.

Best and Worst Driving Cities in Montana

QuoteWizard used driver data to find out which cities in Montana have the best or the worst drivers. Does your city make the list?

Missouri Driver Report

How do Missouri drivers grade out? We here at QuoteWizard evaluated Missouri drivers on millions of data points to see how good or bad drivers really are.

Minnesota Driver Report

How do Minnesota drivers grade out? We here at QuoteWizard evaluated Minnesota drivers on millions of data points to see how good or bad drivers really are.

Best and Worst Driving Cities in Minnesota

QuoteWizard used driver data to find out which cities in Minnesota have the best or the worst drivers. Does your city make the list

Best and Worst Driving Cities in Kansas

QuoteWizard used driver data to find out which cities in Kansas have the best or the worst drivers. Does your city make the list?

Best and Worst Driving Cities in Indiana

QuoteWizard used driver data to find out which cities in Indiana have the best or the worst drivers. Does your city make the list?

Illinois Driver Report

How well do Illinois drivers grade out? We put together key driving factors to see how good, or bad Illinois drivers really are.

Best and Worst Driving Cities in Illinois

QuoteWizard used driver data to find out which cities in Illinois have the best or the worst drivers. Does your city make the list?

Best and Worst Driving Cities in Idaho

QuoteWizard used driver data to find out which cities in Idaho have the best or the worst drivers. Does your city make the list?

How the Environment Has Influenced COVID-19

How has air pollution in states affected the rate of COVID-19 cases? QuoteWizard analysis finds a connection between high polluting states and COVID-19 death rates.

Healthcare Spending Declines During Pandemic

With so many people avoiding regular medical visits, hospitals and healthcare facilities saw significant decline in spending and record debt.

Health Policy Action During the Pandemic

Which states have stepped up and brought the most health policy action to their people during the pandemic?

Health Insurers Earn Record Profits During Pandemic

The COVID-19 pandemic has left millions ill with the virus and millions of Americans unemployed. Yet, health insurance companies are recording record profits.

Health Insurance Rate Increases by State

QuoteWizard analyzed health insurance premium data across the country to see which states are seeing the largest increase in health insurance premiums.

Georgia Driver Report

How well do Georgia drivers grade out? We put together key driving factors to see how good, or bad Georgia drivers really are.

Best and Worst Driving Cities in Florida

QuoteWizard used driver data to find out which cities in Florida have the best or the worst drivers. Does your city make the list?

States With Highest Dog Bite Claims

Dog bite claims are more common and costly than you think. See where your state ranks for most costly dog bite claims.

COVID-19 Vaccine Priority Groups by State

Who will receive the COVID-19 vaccine first? We break down the high-priority groups in each state to see where the vaccine will go first.

COVID-19 Unemployment and the Impact on Uninsured Rates

Unemployment from COVID-19 layoffs will leave millions of Americans without health insurance and it will continue to grow with unemployment.

Best and Worst Driving Cities in Connecticut

QuoteWizard used driver data to find out which cities in Connecticut have the best or the worst drivers. Does your city make the list?

Colorado Driver Report

How well do Colorado drivers grade out? We put together key driving factors to see how good, or bad Colorado drivers really are.

Child Flu Vaccination Rates By State

Estimated decline in child vaccination rates during the coronavirus pandemic cases elevated back-to-school risk.

Best and Worst Driving Cities in Massachusetts

QuoteWizard used driver data to find out which cities in Massachusetts have the best or the worst drivers. Does your city make the list?

Best and Worst Driving Cities in Kentucky

QuoteWizard used driver data to find out which cities in Kentucky have the best or the worst drivers. Does your city make the list?

Best and Worst Drivers in Michigan, and How an Accident Affects Insurance Rates

QuoteWizard used driver data to find out which cities in Michigan have the best or the worst drivers. Does your city make the list?

Arizona Driver Report

How well do Arizona drivers grade out? We put together key driving factors to see how good, or bad Arizona drivers really are.

America's Fittest and Fattest States

What states have the fittest and fattest people? QuoteWizard ranked all 50 states on obesity statistics to find where the fittest and fattest people are.

America's Booziest States

Which states are the heaviest drinkers? QuoteWizard analyzed CDC data to find where America's booziest states are.

Best and Worst Driving Cities in Alabama

QuoteWizard used driver data to find out which cities in Alabama have the best or the worst drivers. Does your city make the list?

Everybody Knows Distracted Driving is Dangerous, but What About Drowsy Driving?

With about 83.6 million Americans driving while sleep-deprived every day, drowsy driving is one of the biggest safety concerns in the US.

When Cars Collide: America’s Most Car Accident-Prone Cities

Using over a million driver data points, QuoteWizard ranked cities with the highest rate of car crashes. How does your city stack up against the rest of the country?

Washington Cities with the Most Distracted Drivers

Distracted driving is a major cause of accidents across the country, and Washington State is no exception. We’ve compiled a list of cities in Washington with the highest rate of distracted driving incidents. Find out if yours made the top 15 list.

Safest Driving Cities in Washington State

We used our own driver-data to determine the top ten safest driving cities in Washington State. Did your hometown make the cut?

Safest Driving Cities in Texas

Does your city know how to drive? QuoteWizard determined which Texas towns have the safest drivers. Find out if your city – or your rival city – made the cut.

Safest Driving Cities in Ohio

We used our own driver-data to determine the top 25 safest driving cities in Ohio. Did your hometown make the cut?

Safest Driving Cities in Arizona

Here at QuoteWizard, we used our own driver-data to determine the top ten safest driving cities in Arizona. Did your hometown make the cut?

Need for Speed: America’s Fastest Driving Cities

Quite a few drivers see the speed limit as more of a guideline than a rule. Which cities put the pedal to the metal more than others? QuoteWizard ranked America’s fastest driving cities.

Most Popular Cars Driven by Washington Drivers

We looked at the 10 most popular cars driven by millennials and baby boomers in Washington State.