On average your neighbors pay $104 a month.See Your Rates
Passaic may not be well known outside of New Jersey, but it should be. At one point in time, this small-ish city was known as "The Birthplace of Television"—and if Americans love anything, it’s sitting in front of the TV.
It earned that nickname, by the way, because it was home to DeForest Radio Corporation. DeForest was the first TV station to transmit to the home and broadcast a feature film.
We hope television isn’t the only thing Passaic residents are watching. They should keep an eye on their car insurance rates too. After all, insurance policies tend to be pricey in New Jersey.
How much is car insurance in Passaic, NJ? As many Passaic residents will tell you, rates here are higher than they are in many other US cities. If that surprises you, consider that New Jersey is the most expensive state in America for car insurance. The average cost of auto insurance in New Jersey is $1,265.69 per year. The national average price is $889.01.
Prices vary depending on your driving record and the number of points on your driver's license, limits, coverage, and the number of claims filed in your zip code.
|Total Cost Per Year||$1,265.69|
|Price Per Month||$104.72|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in average New Jersey insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, New Jersey car insurance rates increased from $1,186 in 2011 to $1,263 in 2015, a jump of $79, or 6.70 percent.
QuoteWizard can help you get a good policy at a great price. We do this by connecting consumers with national insurance companies and local agents so they can compare rates. Shopping around can save you up to 40 percent on your premium.
Last year, many people used QuoteWizard to compare auto insurance quotes in Passaic, NJ from multiple companies to find the cheapest rates.
This is our list of the most common car insurance companies reported by QuoteWizard users living in Passaic, New Jersey last year. Only 16 of those users did not have insurance when they requested a quote.
This is our list of the most common car makes and models owned by Passaic, NJ drivers requesting quotes through QuoteWizard last year.
Passaic, New Jersey has a minimum coverage requirement known as the 15/30/5 rule. This means each policy must include at least the following three components:
Driving conditions like weather and traffic congestion are factors that can influence your insurance rates.
Much like the rest of New Jersey, Passaic has a warm, humid climate. That means no real dry season and long, hot summers. It also means a lot of sun. In fact, Passaic residents see about 206 days of full or partial sunshine in an average year. They also see around 123 days with measurable precipitation annually. Most of that precipitation is rain, as the city receives an average of 48 inches of it each year. Snow is common with a typical year seeing about 25 inches of it.
According to TRIPNET, 37 percent of New Jersey's major roads are in poor condition. These pothole-filled roads cost drivers $6.9 billion annually—or $632 per person—in extra vehicle operating costs.
Moving violations such as failure to stop, drunk driving, speeding tickets, and accidents can add points to your driver's license. You could end up with a bad driving record and need to purchase expensive high-risk auto insurance.
The Municipal Courts of New Jersey website allows you to pay traffic tickets online and explains how to contest them.
Passaic Municipal Court resolved 51,334 traffic cases in 2015. That’s an 8 percent increase from the 47,686 traffic cases resolved in 2014. Traffic cases include DWIs, moving violations, and parking violations.
The Passaic Municipal Court resolved 322 DWI cases in 2015. This is a 34 percent increase from the 240 cases resolved in 2014.
A DWI conviction may require you to obtain an SR-22 form. Request a quote and we'll will connect you with local agents from top companies that specialize in Passaic DWI insurance.
Passaic County reported 18,037 car accidents in 2017.
Passaic County reported 18 traffic fatalities in 2017.
Passaic reported 129 motor vehicle thefts in 2016. That’s a theft rate of 1.81 per 1,000 residents, which is well under the national average of 2.37 per 1,000 people. Why does that matter? Vehicle thefts can have a big effect on what you pay for car insurance.
If you want to find cheape car insurance, discounts are one of the best ways to lower your insurance rates. Below are only some of the car insurance discounts available to drivers in Passaic, NJ.
QuoteWizard.com LLC has made every effort to ensure that the information on this site is correct, but we cannot guarantee that it is free of inaccuracies, errors, or omissions. All content and services provided on or through this site are provided "as is" and "as available" for use. QuoteWizard.com LLC makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.