On average your neighbors pay $104 a month.See Your Rates
With a population of around 87,000, Clifton is New Jersey’s 11th largest city. It’ll likely move up that list in the future, as its population has steadily increased over the last 15 years and shows no signs of stopping.
Of course, more people in the city means more people on the roads. And that, in turn, means more traffic congestion and accidents—that means more expensive car insurance.
How much is car insurance in Clifton, NJ? Rates in Clifton are well above the national average. New Jersey is the most expensive state in America for car insurance. The average cost of auto insurance in New Jersey is $1,265.69 per year. The national average price is $889.01.
How much you pay for coverage depends on many factors including your driving history, coverage, limits, your car, and the number of claims filed in your zip code.
|Total Cost Per Year||$1,265.69|
|Price Per Month||$104.72|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in average New Jersey insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, New Jersey car insurance rates increased from $1,186 in 2011 to $1,263 in 2015, a jump of $79, or 6.70 percent.
QuoteWizard connects consumers to national insurance companies and local agents so you can weigh your options and save up to 40 percent on your insurance bill.
Last year, many people used QuoteWizard to get an auto insurance quotes comparison in Clifton, NJ from multiple companies to find the lowest rates.
This is our list of the most common car insurance companies reported by QuoteWizard users living in Clifton, New Jersey last year. Of these users, 19 did not have insurance when they requested a quote.
This is our list of the most common car makes and models owned by Clifton, NJ drivers requesting quotes through QuoteWizard last year.
Clifton, New Jersey has a minimum coverage requirement known as the 15/30/5 rule. This means each policy must include at least the following three components:
Driving conditions like weather and traffic congestion are factors that can influence your insurance rates.
A driving condition that can have a major impact on car insurance rates is the weather. Speaking of which, Clifton sees around 121 days of precipitation in an average year. When it comes to specific precipitation, the city receives about 31 inches of snow annually. Thankfully, for Clifton residents, they have many sunny and warm days as well. In fact, the city experiences an average of 205 days a year of full or partial sunshine.
According to TRIPNET, 37 percent of New Jersey's major roads are in poor condition. These pothole-filled roads cost motorists $6.9 billion annually in extra vehicle operating costs. That’s $632 per motorist.
Moving violations including speeding tickets, accidents, and drunk driving can add points to your driver's license and give you a bad driving record. If this happens, your insurer will label you a bad driver and force you to purchase high-risk auto insurance.
The Clifton Municipal Court website provides important court information and allows residents to pay traffic tickets through NJMCDIRECT.
The Clifton Municipal Court resolved 28,716 traffic cases in 2015. That’s 18 percent less than the 35,000 cases resolved in 2014.
The Clifton Municipal Court filed 382 DWI cases in 2015. That’s 10 percent less than the 346 cases filed in 2014.
A DWI conviction may require you to obtain an SR-22 form. Request a quote and we'll will connect you with local agents from top companies that specialize in Clifton DWI insurance.
Passaic County experienced 17,854 car accidents in 2014. That’s a 6 percent decrease from the 18,925 accidents in 2013.
Passaic County reported 24 traffic fatalities in 2014. That’s an 11 percent decrease from the 27 fatalities in 2013.
Clifton experienced 107 motor vehicle thefts in 2014. That’s a theft rate of 1.25 per 1,000 residents—much lower than the national average of 2.16 per 1,000 people. In other words, Clifton is a relatively safe place to own a car.
Do you want affordable car insurance? Discounts are one of the best ways to lower your rates. These are some of the auto insurance discounts available to drivers in Clifton, NJ. Get a quote to find out which discounts you may qualify for from your current or multiple insurance companies.
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