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How much is car insurance in Sacramento, CA? Collision frequency, soaring crime rates, and population density are helping to drive insurance rates in Sacramento higher than both the state and national averages. On average, auto insurance in California costs $814.82 a year. The national average cost is $866.31.
Prices may vary depending on your driving history and the total number of claims filed in your zip code.
|Total Cost Per Year||$814.82|
|Price Per Month||$67.90|
QuoteWizard helps consumers compare quotes from both top national insurance companies and local independent agents. Comparing insurance quotes can help you find cheap car insurance rates near Sacramento, California and save up to 40% on your premium.
Last year, 12,677 people used QuoteWizard to get a auto insurance quotes comparison in Sacramento, CA from multiple companies, and find the cheapest rates.
These are the most popular car makes and models owned by Sacramento drivers requesting quotes through QuoteWizard last year.
This is our list of the most common car insurance companies reported by QuoteWizard users living in Sacramento, CA last year.
Other popular Sacramento, California car insurance companies: MetLife, 21st Century, Hartford, Infinity, Safeco, Allied, Country Financial, USAA, and Travelers.
According to a recent report published by Allstate Insurance when it comes to safe driving, Sacramento, CA ranked 140th out of 200 cities. While most US drivers go 10 years without having an accident, drivers here are involved in collisions every 7.8 years, much worse than the national average.
Other factors affecting insurance rates are the weather, driving, and road conditions.
Weather in Sacramento is similar to that of the Mediterranean with hot dry summers and relatively mild winters with moderate rainfall.
According to a recent study by TRIP, 35% of the major Sacramento roads are in poor condition with another 33% rated as mediocre. These poor road conditions costs drivers $638 every year in extra vehicle operating costs.
Another problem facing drivers here is that, according to TomTom's annual traffic index report, Sacramento is ranked 25th for traffic congestion in the United States. The result is that commuters spend an additional 26 minutes per hour stuck in traffic during rush hour commutes and 100 hours a year for peak hour commutes of 30 minutes.
Moving violations like drunk driving, speeding, at-fault accidents, and running a red light can add points to your driver's license and give you a bad driving record. If this happens, your rates can increase significantly
The Superior Court of California County of Sacramento traffic website allows residents to pay traffic tickets, tells drivers how to contest tickets, and provides helpful traffic court information.
A DUI conviction may require you to obtain an SR-22 form. Get a quote and compare rates from top companies that specialize in Sacramento DUI insurance.
|1||Howe Ave. / Folsom Blvd.||43|
|2||Cosumnes River Blvd. / Bruceville Rd.||38|
|3||Valley Hi Dr. / Mack Rd.||33|
|4||Fruitridge Rd. / Stockton Blvd.||40|
|5||Stockton Blvd. / Elder Creek Rd.||29|
|6||Florin Rd. / 24th St.||28|
|7||Watt Ave. / Folsom Blvd.||28|
|8||Mack Rd. / Stockton Blvd.||27|
|9||Watt Ave. / La Riviera Dr.||23|
|10-tie||Franklin Blvd. / Fruitridge Rd.||22|
|10-tie||Garden Hwy / Truxel Rd.||22|
|10-tie||Mack Rd. / Center Pkwy||22|
Sacramento experienced 44 deaths in motor vehicle crashes in 2013. This works out to a fatality rate of 3.13 per 100,000 residents. All traffic deaths are a tragic loss, but considering Sacramento’s estimated population of 495,234 this is a relatively safe city in terms of traffic fatalities.
The Sacramento Police Department reported 3,968 vehicle thefts in 2016.
To drive legally Sacramento, California drivers must follow the 15/30/5 minimum liability coverage rule. This rule requires drivers to maintain policies that include at least:
Are you looking for cheap car insurance? Discounts are one of the best ways to lower your insurance rates. These are some of the many auto insurance discounts available to Sacramento drivers. Get a quote and find out which discounts you may qualify for with your current or multiple insurance companies.
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