On average your neighbors pay $70 a month.See Your Rates
How much is car insurance in Sacramento, CA? Collision frequency, soaring crime rates, and population density are helping to drive insurance rates in Sacramento higher than both the state and national averages. The average cost of auto insurance in California is $841.45 a year. The national average cost is $889.01.
Prices may vary depending on your driving history and the total number of claims filed in your zip code.
|Total Cost Per Year||$841.45|
|Price Per Month||$70.12|
The graph below shows the most recent year California's rate data is available. According to the III, California car insurance rates increased from $740 in 2011 to $841 in 2015, a jump of $101, or 13.66 percent.
QuoteWizard helps consumers compare quotes from both top national insurance companies and local independent agents. Comparing insurance quotes can help you find cheap car insurance rates near Sacramento, California and save up to 40% on your premium.
Last year, 12,677 people used QuoteWizard to get a auto insurance quotes comparison in Sacramento, CA from multiple companies.
These are the most popular car makes and models owned by Sacramento drivers requesting quotes through QuoteWizard last year.
This is our list of the most common car insurance companies reported by QuoteWizard users living in Sacramento, CA last year.
Other popular Sacramento car insurance companies: MetLife, 21st Century, Hartford, Infinity, Safeco, Allied, Country Financial, USAA, and Travelers.
According to a recent report published by Allstate Insurance when it comes to safe driving, Sacramento, CA ranked 140th out of 200 cities. While most US drivers go 10 years without having an accident, drivers here are involved in collisions every 7.8 years, much worse than the national average.
Other factors affecting insurance rates are the weather, driving, and road conditions.
Weather in Sacramento is similar to that of the Mediterranean with hot dry summers and relatively mild winters with moderate rainfall.
According to a recent study by TRIP, 35% of the major Sacramento roads are in poor condition with another 33% rated as mediocre. These poor road conditions costs drivers $638 every year in extra vehicle operating costs.
Another problem facing drivers here is that Sacramento is ranked 25th for traffic congestion in the United States. The result is that commuters spend an additional 26 minutes per hour stuck in traffic during rush hour commutes. They also spend 100 hours a year for peak hour commutes of 30 minutes.
Moving violations like accidents, speeding, speeding, and running a red light can give you a bad driving record. If this happens, your rates can increase significantly
The Superior Court of California County of Sacramento traffic website allows residents to pay traffic tickets. It also tells drivers how to contest tickets, and provides helpful traffic court information.
A DUI conviction may require you to obtain an SR-22 form. Get a quote and compare rates from top companies that specialize in Sacramento DUI insurance.
|1||Howe Ave. / Folsom Blvd.||43|
|2||Cosumnes River Blvd. / Bruceville Rd.||38|
|3||Valley Hi Dr. / Mack Rd.||33|
|4||Fruitridge Rd. / Stockton Blvd.||40|
|5||Stockton Blvd. / Elder Creek Rd.||29|
|6||Florin Rd. / 24th St.||28|
|7||Watt Ave. / Folsom Blvd.||28|
|8||Mack Rd. / Stockton Blvd.||27|
|9||Watt Ave. / La Riviera Dr.||23|
|10-tie||Franklin Blvd. / Fruitridge Rd.||22|
|10-tie||Garden Hwy / Truxel Rd.||22|
|10-tie||Mack Rd. / Center Pkwy||22|
Sacramento experienced 44 deaths in motor vehicle crashes in 2013. This works out to a fatality rate of 3.13 per 100,000 residents. All traffic deaths are a tragic loss, but considering Sacramento’s estimated population of 495,234 this is a relatively safe city in terms of traffic fatalities.
The Sacramento Police Department reported 3,968 vehicle thefts in 2016.
To drive legally Sacramento, California drivers must follow the 15/30/5 minimum liability coverage rule. This rule requires drivers to maintain policies that include at least:
Are you looking for cheap car insurance? Discounts are one of the best ways to lower your insurance rates. These are some of the many auto insurance discounts available to Sacramento drivers. Get a quote and find out which discounts you may qualify for with your current or multiple insurance companies.
QuoteWizard.com LLC has made every effort to ensure that the information on this site is correct, but we cannot guarantee that it is free of inaccuracies, errors, or omissions. All content and services provided on or through this site are provided "as is" and "as available" for use. QuoteWizard.com LLC makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.