On average your neighbors pay $70 a month.See Your Rates
How much is car insurance in Sacramento, CA? Collision frequency, soaring crime, and population density are driving insurance rates in Sacramento higher than the state and national averages. The average cost of auto insurance in California is $841.45 a year. The national average cost is $889.01.
Prices may vary depending on your driving history and the total number of claims filed in your zip code.
|Total Cost Per Year||$841.45|
|Price Per Month||$70.12|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the most recent year California's rate data is available. According to the III, California car insurance rates increased from $740 in 2011 to $841 in 2015, a jump of $101, or 13.66 percent.
QuoteWizard helps consumers compare quotes from both top national insurance companies and local independent agents. Comparing insurance quotes can help you find cheap car insurance rates near Sacramento, California. You could save up to 40% on your premium.
Last year, 12,677 people used QuoteWizard to get a auto insurance quotes comparison in Sacramento, CA from multiple companies to find the lowest rates.
These are the most common car insurance companies reported by QuoteWizard users in Sacramento, California last year.
Other popular Sacramento car insurance companies: MetLife, 21st Century, Hartford, Infinity, Safeco, Allied, Country Financial, USAA, and Travelers.
These are the most popular car makes and models owned by Sacramento, CA drivers requesting quotes through QuoteWizard last year.
To drive legally Sacramento, California drivers must follow the 15/30/5 minimum liability coverage rule. This rule requires drivers to maintain policies that include at least:
Allstate Insurance publishes an annual report ranking of the best and worst cities in America for drivers. Motorists in Sacramento get into so many crashes the city ranks 140th out of 200 cities. Most US drivers go 10 years without having an accident. But drivers here are involved in collisions every 7.8 years, much worse than the national average.
Other factors affecting insurance rates are the weather, driving, and road conditions.
Weather in Sacramento is similar to that of the Mediterranean. Summers are hot and dry. Winters are mild with moderate rainfall.
TRIP reports that 41 percent of Sacramento's major roads are in poor condition. Another 29 percent are mediocre. These poor road conditions costs drivers $754 every year in extra vehicle operating costs.
Another problem facing drivers here is that Sacramento is ranked 25th for traffic congestion in the United States. The result is that commuters spend an additional 26 minutes per hour stuck in traffic during rush hour commutes. They also spend 100 hours a year for peak hour commutes of 30 minutes.
Moving violations like accidents, speeding, speeding, and running a red light can give you a bad driving record. You could be required to purchase high-risk insurance. If this happens, your rates can increase significantly
The Superior Court of California County of Sacramento traffic website allows residents to pay traffic tickets. It also tells drivers how to contest tickets, and provides helpful traffic court information.
A DUI conviction may require you to obtain an SR-22 form. Get a quote and compare rates from top companies that specialize in Sacramento DUI insurance.
Sacramento experienced 44 deaths in motor vehicle crashes in 2013. This works out to a fatality rate of 3.13 per 100,000 residents. All traffic deaths are a tragic loss. But considering Sacramento’s estimated population of 495,234 this is a safe city in terms of traffic fatalities.
The Sacramento Police Department reported 3,968 vehicle thefts in 2016.
Are you looking for affordable car insurance? Discounts are one of the best ways to lower your insurance rates. These are some of the many auto insurance discounts available to Sacramento, CA drivers.
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