On average your neighbors pay $58 a month.See Your Rates
What do Paul Newman, Bob Hope, Dean Martin, Tom Hanks, and Halle Berry have in common? They’re all natives of C-Town, along with Carol Kane, Wes Craven, Drew Carey, and many, many more. With QuoteWizard, you don’t have to be famous to get affordable car insurance rates.
How much is car insurance in Cleveland, OH? High crime rates, especially vehicle theft rates, are jacking up insurance costs in Cleveland. Many drivers here pay more than both the state and national average. The average cost of auto insurance in Ohio is $702.59 a year. The national average cost is $889.01.
Prices may vary depending on your zip code and the number of insurance claims filed.
|Total Cost Per Year||$702.59|
|Price Per Month||$58.54|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in average Ohio insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, Ohio car insurance rates increased from $619 in 2011 to $702 in 2015, a jump of $82, or 13.37 percent.
QuoteWizard helps consumers compare quotes from both national insurance companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Cleveland, Ohio and save up to 40% on your premium.
Last year, 18,852 people used QuoteWizard to compare auto insurance quotes in Cleveland, OH from multiple companies and find the cheapest rates.
This is our list of the most common car insurance companies reported by QuoteWizard users living in Cleveland, Ohio last year. 1,528 of these users did not have insurance when they requested a quote.
Other popular Cleveland, Ohio car insurance companies: American Family, Country Financial, MetLife, Erie, Travelers, USAA, General Accident, and Hartford.
This is our list of the most common car makes and models owned by Cleveland, Ohio drivers requesting quotes through QuoteWizard last year.
Drivers in Cleveland, Ohio are required to maintain minimum liability coverage known as the 25/50/25 rule. This means each policy must include at least:
A recent report by Allstate Insurance on safe driving ranked Cleveland drivers are close to average. Cleveland, Ohio ranked 87th out of 200 cities. Most US drivers go ten years between accidents. Drivers here are involved in car accidents every 8.9 years. 450 of the 18,852 Cleveland drivers that used QuoteWizard last year had incidents on their driving record.
Driving conditions are important factors that affect insurance rates.
Cleveland's weather falls under the continental climate category. This means that the city experiences all four seasons and ranges from hot, humid summers to cold, snowy winters. Cleveland is very close to Lake Erie and gets plenty of lake effect snow in the winter. An average of 46.9 snowy days bring an average of 68.1 inches of snow each winter. As if that wasn't enough for commuters, it rains a lot, too! The city gets an average of 39.14 inches of rainfall a year that's distributed evenly throughout the year.
TRIP reports that 49% of the major roads in Cleveland, OH are in poor condition. 14% are mediocre. These poorly maintained streets costs drivers $748 a year in extra vehicle operating costs.
TomTom ranked Cleveland, OH 65th for worst traffic congestion in the United States. At least traffic congestion isn't too bad. An average commuter spends an extra 14 minutes per hour stuck in traffic during rush hour commutes. An additional 52 hours per year is wasted for those with 30-minute commutes.
Moving violations like drunk driving, accidents, and speeding tickets will give you a bad driving record. If your insurance carrier finds out, they'll jack your rates up. If your driving history is bad enough, you may have to purchase high-risk auto insurance.
The Cleveland Municipal Court Clerk of Courts website allows you to pay traffic citations. It also tells drivers how to contest tickets.
An OVI conviction may require you to obtain an SR-22 form. Get a quote and compare rates from top companies that specialize in Cleveland OVI insurance.
In 2013, Cleveland Police Department reported 15,806 traffic accidents. That’s a 3.4 percent increase from the 15,281 traffic accidents in 2012.
Cleveland experienced 21 deaths in motor vehicle crashes in 2013. This works out to a fatality rate of 1.28 per 100,000 residents. All traffic deaths are a tragic loss, and considering Cleveland’s estimated population of 385,809, this is a safe city in terms of traffic fatalities per capita.
Cleveland reported 3,518 vehicle thefts in 2016. A rate of 9.07 per 1,000 residents. If this number seems high, that's because it is. Vehicle theft rates in Cleveland are well above the national average of 2.20 per 1,000 people.
Are you looking for affordable car insurance? Discounts are a great way to lower your rates. Below are some of the auto insurance discounts available to drivers in Cleveland, OH. Get a quote and find out which discounts you qualify for with your current or multiple insurance companies.
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