On average your neighbors pay $58 a month.See Your Rates
Columbus, Ohio is a city full of hard-working, practical people. If there was an easy way for city residents to save some money by getting affordable car insurance rates, it makes sense that they’d be interested. Well, there is.
How much is car insurance in Columbus, OH? Residents shouldn't be surprised to learn that average car insurance rates in Columbus are higher than both the state and national averages. The average cost of auto insurance in Ohio is $702.59 a year. The national average cost is $889.01.
Prices may vary depending on the number of claims filed in your zip code, your age, type of car you drive, and your driving history.
|Total Cost Per Year||$702.59|
|Price Per Month||$58.54|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in average Ohio insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, Ohio car insurance rates increased from $619 in 2011 to $702 in 2015, a jump of $82, or 13.37 percent.
QuoteWizard helps consumers compare quotes from top national insurance companies and local agents. Comparing quotes can help you find cheap car insurance rates near Columbus, Ohio and save up to 40% on your premium.
Last year, 20,643 people used QuoteWizard to get an auto insurance quotes comparison in Columbus, OH from multiple companies to find the cheapest rates.
These are the most common car insurance companies reported by 20,643 QuoteWizard users living in Columbus, OH last year. 3,805 of these users did not have insurance when they requested a quote.
Other popular Columbus insurance companies: AAA, MetLife, Erie, Safeco, USAA, Country Financial, Travelers, 21st Century, and Ohio Farm Bureau.
These are the most common car makes and models owned by Columbus, Ohio drivers requesting quotes through QuoteWizard last year.
Columbus, Ohio, drivers are required to maintain minimum liability coverage known as the 25/50/25 rule. This rule states that each policy must include at least:
Columbus ranked 128th out of 200 cities in Allstate Insurance's America's Safe Drivers report. Most US drivers go ten years between accidents. Drivers here have car accidents every 8.2 years. 20,643 Columbus drivers requested quotes through last year through QuoteWizard. 1,691 of them reported some kind of incident on their driving record.
Weather and road conditions are factors that affect insurance rates.
Summers in Columbus are hot and humid. Winters are cold and dry. It doesn’t rain a great deal, but there are about 139 days a year with measurable precipitation. It rains throughout the year. This means you can expect a wet commute about once every three days. There's snow too, but Columbus is far enough south of the Great Lakes to avoid lake-effect snow. Even so, there are still close to 30 snowy days a year.
TRIP reports that 24 percent of the major roads in Columbus are in poor condition. Another 24 percent are mediocre. These poorly maintained streets costs drivers $557 a year in extra vehicle operating costs. Rough roads also drive up transportation costs through wear, tear and damage to cars. They're also a contributing factor in car accidents.
TomTom ranks Columbus, Ohio 164th in the world for worst traffic congestion. At least traffic congestion isn't too bad in Columbus. An average commuter spends an extra 22 minutes per day stuck in traffic during rush hour. An extra 85 hours per year is wasted for those with 30-minute commutes.
Moving violations like drunk driving, failure to yield, at-fault accidents, and speeding can add points to your driver's license and increase your car insurance rates. Drivers with too many incidents on their driving record can have their status changed to non-standard or high-risk driver.
The Franklin County Municipal Court website lets you pay traffic citations in Columbus. It also tells drivers how to fight tickets, and has helpful traffic court information.
An OVI may require you to obtain an SR-22 form. Get a quote and compare rates from top companies that specialize in Columbus OVI insurance.
Columbus police reported 3,120 vehicle thefts in 2016. This is rate of 3.67per 1,000 residents.
Are you looking to lower your rates by finding more affordable car insurance? These are some of the many discounts available to Columbus, OH drivers. Get a quote and find out which discounts you may qualify for with your current or multiple insurance companies.
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