On average your neighbors pay $70 a month.See Your Rates
Tucson, Arizona is home to the University of Arizona Wildcats, whose basketball team boasts the third highest winning percentage in the nation over the last 20 years. The Wildcats made 25 consecutive NCAA tournaments between 1985 and 2009, the second highest record in NCAA history. So, bear down on your car insurance and make sure you’re getting the cheapest rates possible.
How much is car insurance in Tucson, AZ? Residents shouldn't be surprised to learn that average car insurance rates in Tucson are higher than both the state and national averages. The average cost of auto insurance in Arizona is $843.92. The national average price is $889.01 per year.
Prices may vary depending on your driving record and the number of claims filed in your zip code.
|Total Cost Per Year||$843.92|
|Price Per Month||$70.32|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the most recent year Arizona's rate data is available. According to the III, Arizona car insurance rates increased from $776 in 2011 to $844 in 2015, a jump of $67, or 8.67 percent.
QuoteWizard helps consumers compare quotes from both national insurance companies and local independence agents. Comparing quotes can help you find cheap car insurance rates near Tucson, Arizona and save up to 40% on your premium.
Last year, 17,150 residents used QuoteWizard to compare auto insurance quotes in Tucson, AZ from multiple companies to find the cheapest rates.
These are the most common car insurance companies reported by QuoteWizard users living in Tucson, Arizona last year.
Other popular Tucson car insurance companies: Esurance, Safeco, Hartford, MetLife, Travelers, Country Financial, 21st Century, and Arizona Farm Bureau.
This is our list of the most common car makes and models owned by Tucson, AZ drivers requesting quotes through QuoteWizard last year.
Tucson, AZ has a minimum liability coverage requirement known as the 15/30/10 rule, which means drivers must maintain policies that include at least:
The State of Arizona also allows residents the option of obtaining a certificate of deposit of $40,000 assigned to the Office of the Arizona State Treasurer.
Allstate Insurance recently published a report showing that when it comes to safe driving, Tucson, AZ ranked 23rd out of 200 cities. While most US drivers go ten years without having an accident, drivers here are involved in crashes every 10.6 years.
Some factors that can affect insurance rates in Tucson are the weather, driving, and road conditions.
Tucson has a desert climate with long, very hot summers and short, mild winters. Tucson is a very dry city with only 11.56 inches of rainfall per year. What little moisture there is comes between July and September. It can get cold enough to snow here and it sometimes does. However, snowy days are so infrequent that local drivers never see enough to become good at driving in it.
The condition of Tucson roads is a growing concern for local commuters. According to TRIP, 33 percent of the major roads are in poor condition. 28 percent are mediocre. These poorly maintained streets are cost drivers $661 a year in extra vehicle operating costs. These additional operating costs are a direct result of driving on rough roads and are a contributing factor in car accidents.
TomTom's annual traffic index ranks Tucson 26th for worst traffic congestion in the United States. An average commuter spends an additional 17 minutes per hour stuck in traffic during rush hour commutes. They spend an extra 64 hours per year for those with 30-minute commutes.
Moving violations such as speeding tickets, accidents, following too close, and drunk driving can add points to your driver's license and raise your insurance rates. Too many of these violations, though, and your insurer could change your status to "non-preferred" driver. If that happens, you'll probably have to get high-risk auto insurance. And that won't be cheap.
The City of Tucson Traffic Civil Traffic Court website allows residents to pay traffic tickets. It also tells drivers how to contest tickets, and provides helpful traffic court information.
In addition to red light cameras, Tucson has two photo radar vans it places in problem areas throughout the city to deter speeding.
The Tucson Police Department recorded 2,686 DUI arrests in 2013, an increase of 8% over the 2,470 arrested in 2012.
A DUI conviction may require you to obtain an SR-22 form. Get a quote and compare rates from local agents and top companies that specialize in Tucson DUI insurance.
In 2016, Tucson recorded a 6,403 car crashes resulting in 4,460 injuries.
In 2016, Tucson reported 54 deaths in motor vehicle crashes. All traffic deaths are a tragic loss, but considering Tucson’s estimated population of 530,706 this is a safe city in terms of traffic fatalities.
Tucson reported 426 alcohol related crashes in 2016. These accidents caused 307 injuries and 18 fatalities.
Tucson reported 1,976 stolen vehicles in 2016. This is a rate of 3.72 per 1,000 residents, nearly twice the national vehicle theft rate of 2.20 per 1,000 Americans.
Are you looking for cheap car insurance in Tucson? Discounts are a great way to lower your rates. These are some of the many auto insurance discounts available to drivers in Tucson, AZ. Get a quote and find out which discounts you may qualify for with your current or multiple insurance companies.
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