Cheap Car Insurance in Tucson, Arizona (2022)

The cheapest car insurance companies in Tucson: Progressive at $115 a month; GEICO, $167; CSAA, $172.

See Your Rates

Progressive is the best company for cheap car insurance in Tucson, Arizona, charging $115 a month for a minimum-coverage policy, on average.

Tucson drivers who want cheap full-coverage car insurance policies should also look to Progressive, as its average rate of $131 a month is the lowest in the city, too.

In this article

Where can I get cheap car insurance in Tucson?

Progressive offers the cheapest car insurance to Tucson drivers who want minimum coverage at an average rate of $115 a month.

GEICO, CSAA and State Farm also are good sources for cheap car insurance in Tucson, with average rates that are well below the city average of $208 a month for state-minimum policies.

Cheapest minimum-coverage car insurance in Tucson
Company Monthly rate
Progressive $115
GEICO $167
CSAA $172
State Farm $179
American Family $246
Allstate $258
Farmers $318
City average $208
Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary.

Progressive tops the list for cheap full-coverage car insurance in Tucson, too, with an average rate of $131 a month.

To get your best and cheapest rate for car insurance, you need to compare quotes from several companies. Drivers in Tucson should get quotes from CSAA, GEICO and State Farm as well as Progressive, as all three companies offer average rates that are cheaper than the city average of $236 a month for full-coverage policies.

Cheapest full-coverage car insurance in Tucson
Company Monthly rate
Progressive $131
GEICO $197
CSAA $203
State Farm $207
American Family $259
Allstate $284
Farmers $369
City average $236
Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary.

Minimum car insurance typically includes just the state-required amounts of bodily injury and property damage liability coverage.

Full-coverage car insurance usually includes collision and comprehensive coverages in addition to liability coverage. Arizona doesn’t require full-coverage car insurance by law, but you might need to buy it anyway if you finance or lease your vehicle. Even if it’s not required, consider getting a full-coverage policy if your vehicle is new or expensive.

Get cheap car insurance in Tucson

Cheapest car insurance in Tucson for drivers with a DUI

Tucson drivers with a DUI may get the cheapest car insurance rates from Progressive, according to our survey of the city’s top car insurance companies.

Progressive’s average rate of $155 a month is the cheapest in Tucson for drivers with a DUI looking for full coverage.

State Farm also offers an average rate for car insurance after a DUI that is cheaper than the city average of $338 a month.

Cheapest car insurance for Tucson drivers after a DUI
Company Monthly rate
Progressive $155
State Farm $228
CSAA $341
American Family $345
Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary.

Drivers with DUIs who want cheap car insurance often need to shop around and compare quotes, as companies charge them higher rates after a DUI much like they do after an accident or speeding ticket.

Cheapest car insurance in Tucson for drivers with tickets or accidents

Progressive is the best car insurance company for Tucson drivers with a speeding ticket or accident on their records, based on our data.

Progressive charges an average of $223 a month for full-coverage car insurance to Tucson drivers after an accident. That’s a 52% increase from what Progressive charges drivers in Tucson with clean records. Still, it’s far below the city average of $356 a month for these drivers.

Cheapest car insurance for Tucson drivers with an accident
Company Monthly rate
Progressive $223
State Farm $249
GEICO $317
CSAA $317
Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary.

Progressive has the cheapest car insurance rates in Tucson for drivers after a speeding ticket, charging an average of $184 a month. This is a 34% increase over what the company charges drivers with clean records, but it’s also nearly half the city average rate in this situation ($310 a month).

Cheapest car insurance for Tucson drivers with a speeding ticket
Company Monthly rate
Progressive $184
State Farm $228
GEICO $240
CSAA $253
Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary.

What are the cheapest auto insurance companies in Tucson for teens?

CSAA has the cheapest car insurance in Tucson for teen drivers, offering an average rate of $351 a month for minimum coverage.

GEICO’s average rate is only a few dollars more, though, at $378 a month, plus it’s well below the city average of $538 a month. Given that, don’t ignore GEICO when shopping for cheap teen car insurance in Tucson.

Cheapest minimum-coverage car insurance for teens in Tucson
Company Monthly rate
CSAA $351
GEICO $378
Allstate $555
State Farm $573
Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary.

CSAA and GEICO are the cheapest car insurance companies for Tucson teens looking for full-coverage policies, too.

Specifically, CSAA’s average rate of $428 a month is the cheapest in the city for these 18-year-old drivers. GEICO is close behind with an average rate of $471 a month. Both are notably cheaper than the city average of $624 a month.

Cheapest full-coverage car insurance for teens in Tucson
Company Monthly rate
CSAA $428
GEICO $471
Allstate $608
American Family $655
Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary.

Teens pay 88% more for minimum-coverage car insurance and 90% more for full-coverage car insurance than a typical, 35-year-old driver does in Tucson.

What are the cheapest car insurance companies in Tucson for seniors?

Progressive is the cheapest car insurance company for Tucson seniors, charging them an average rate of $102 a month for a minimum-coverage policy.

Cheapest minimum-coverage car insurance for seniors in Tucson
Company Monthly rate
Progressive $102
American Family $151
GEICO $155
CSAA $157
Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary.

Looking for cheap senior car insurance in Tucson but don’t want to limit yourself to Progressive? Get and compare quotes from American Family, CSAA and GEICO as well. All of these companies offer average rates that are cheaper than the city average rate of $177 a month.

Progressive is the cheapest car insurance provider in Tucson for senior drivers who want full-coverage policies, too, with an average rate of $117 a month.

Cheapest full-coverage car insurance for seniors in Tucson
Company Monthly rate
Progressive $117
American Family $160
GEICO $182
CSAA $187
Note: Average rates are based on non-binding estimates provided by Quadrant Information Services. Your rates may vary.

Don’t ignore GEICO, CSAA or American Family, though, as all three have average rates that come in below the city average of $203 a month in this situation.

Compare rates from top car insurance companies

How much car insurance do I need in Tucson?

Arizona requires drivers in Tucson and elsewhere in the state to have 25/50/15 car insurance at a minimum. This means your policy must include at least:

  • $25,000 bodily injury liability coverage for one person
  • $50,000 bodily injury liability coverage for two or more people
  • $15,000 property damage liability coverage

Buying a state-minimum car insurance policy may sound appealingly cheap, but it isn’t always the best option for your bank account. If your car is new or still worth a lot of money, getting collision and comprehensive car insurance coverage as well as liability coverage could save you a lot of money down the road.

Methodology

We obtained non-binding quotes from Quadrant Information Services for a typical driver in every Tucson ZIP code to find the cheapest car insurance companies and rates. Unless otherwise noted, the driver is a 35-year-old male with a clean driving record. He owns a 2012 Honda Accord LX and drives an average 13,500 miles a year.

The teen driver in this article is 18 years old but otherwise fits the same profile as the 35-year-old driver above. The same is true of our senior driver, who is 60.

Minimum-coverage car insurance rates highlighted on this page are based on a policy that meets Arizona’s minimum liability requirements. Full-coverage rates are based on a policy with the following limits and deductibles:

  • $100,000 bodily injury liability coverage per person
  • $300,000 bodily injury liability coverage per accident
  • $100,000 property damage liability coverage
  • $500 deductibles for both collision and comprehensive coverage

QuoteWizard.com LLC has made every effort to ensure that the information on this site is correct, but we cannot guarantee that it is free of inaccuracies, errors, or omissions. All content and services provided on or through this site are provided "as is" and "as available" for use. QuoteWizard.com LLC makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.