On average your neighbors pay $135 a month.See Your Rates
Las Vegas, Nevada is an entertainment capital, with more five diamond hotels than any other city. Sin City is one of the most popular tourist destinations in the world. With limited transportation, locals and tourists alike share the roads; so, whether you’re a Vegas native or just visiting, you’ll need affordable car insurance rates.
How much is car insurance in Las Vegas, NV? Insurance premiums in Las Vegas have seen big increases in recent years. If you've seen big premium increases you can thank the vehicle theft rate, poor credit ratings, heavy traffic during commute times, and the high frequency of accidents for making insurance rates so much higher here than the national average.
The average cost of car insurance in Las Vegas is $1,569.67 a year for men and $1,681.28 for women, which is a lot more than the average $969.73 per year paid for auto insurance in Nevada. The national average cost is $866.31.
The price you pay may vary depending on your driving record and the number of claims filed in your zip code.
|Total Cost Per Year||$1,569.67||$1,681.28|
|Price Per Month||$130.81||$140.11|
|Methodology: We compared rates from three different insurance companies for single 30-year-old male and female drivers renting in Las Vegas owning a 2010 Honda Accord. Our rate profiles defined males and females who are currently insured, clean driving record and drive less than 10,000 annual miles. Coverage includes Nevada state liability minimum of $15,000/$30,000/$10,000 and 15/30/10 underinsured motorist coverage with a $500 comprehensive and collision deductible.|
QuoteWizard helps consumers compare quotes from both national insurance companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Las Vegas, Nevada and save up to 40% on your premium.
Last year, 36,735 people used QuoteWizard to compare auto insurance quotes in Las Vegas, NV from multiple companies, and find the cheapest rates.
These are the most common car makes and models owned by Las Vegas drivers requesting quotes through QuoteWizard last year.
This is our list of the most common car insurance companies near Las Vegas, NV according to QuoteWizard users last year.
Other popular Las Vegas, Nevada car insurance companies: USAA, Hartford, Safeco, Travelers, Infinity, MetLife, Mercury, and Country Financial.
A recent report published by Allstate Insurance rated US drivers by accident frequency and Las Vegas, Nevada was ranked 112th out of 200 cities. Most US drivers go ten years between accidents. Drivers here are involved in car accidents every 8.4 years.
Driving conditions are some of the factors that can influence your insurance rates.
Las Vegas, NV is in the Mojave Desert and has what's called a subtropical, hot desert climate with an average of 310 sunny days each year. Summers are long, dry, and very hot. Winter are short and mild. The area only sees about 4.19 inches of rainfall annually and 26.5 days have measurable precipitation. It's snowed here, but snow days are very rare.
TRIP reports that 11% of the major roads in Las Vegas are in poor condition and 43% are mediocre. These poorly maintained streets costs drivers $440 a year in extra vehicle operating costs.
TomTom's annual traffic index ranks Las Vegas as having the 22nd worst traffic congestion in the United States. An average commuter spends an additional 19 minutes per hour stuck in traffic during rush hour commutes. Drivers with 30-minute commutes waste an additional 74 hours per year.
The Texas Transportation Institute (TTI) reports that an average Las Vegas commuter loses $984 each year in lost time and wasted gas because of traffic congestion.
Moving violations like drunk driving, speeding tickets, accidents, and failure to yield can give you a bad driving record and raise your insurance rates.
It's not easy, but fighting traffic tickets may be well worth your while. Even if you can't get the ticket dismissed, you may be able to have the charges lowered. If nothing else, fight the number of points assessed to your driver's license because of a moving violation. These points are what insurers look at when determining your insurance rates. If you want to keep your insurance rates low, you want to keep these points off your driver's license.
The Las Vegas Municipal Court website allows you to plead guilty and pay your citation, plead not guilty and request a hearing, and find other valuable traffic court information.
Las Vegas Police Patrol Division issued 81,393 traffic citations in 2014, 39.8% fewer than the 135,100tickets issued in 2013.
The Las Vegas Traffic Bureau issued 136,945 citations in 2014, a 10.8% decrease from the 153,533 citations issued in 2013.
Las Vegas Police reported 4,683 arrests in 2014 for driving under the influence (DUI). This is a 19.73% decrease from the 5,834 DUI arrest in 2013.
A DUI conviction may require you to obtain an SR-22 form. Request a quote and we'll will connect you with local agents from top companies that specialize in Las Vegas DUI insurance.
Las Vegas reported 95 traffic fatalities in 2014, 16.67% less than the 114 deaths reported in 2013.
All traffic deaths are a tragic loss, and considering an estimated population of 632,912, this is one of the nation's most dangerous cities in terms of traffic fatalities.
Las Vegas reported 8,855 vehicle thefts in 2016. This is a rate of 5.56 thefts per 1,000 residents. This is more than twice the national average of 2.20 car thefts per 100,000 people.
Las Vegas, Nevada has a minimum coverage requirement known as the 15/30/10 rule. This means each policy must include at least:
Are you looking for cheap car insurance? Discounts are a great way to lower your insurance rates. Below are some of the auto insurance discounts available to drivers in Las Vegas, NV. Get a quote and find out which discounts you may qualify for with your current or multiple insurance companies.
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