On average, your neighbors pay $102 a month.See Your Rates
Shreveport, Louisiana’s third largest city, is known for its art community as well as the large nearby Airforce base. But if you’re looking for car insurance for your four wheels, QuoteWizard can help. Here you can read about Shreveport’s driving laws, average insurance rates, best insurers, and more.
How much does car insurance cost in Shreveport, LA? New Orleans, LA is the second most expensive city for auto insurance in the nation. Unfortunately, this appears to have affected Shreveport as well. Average car insurance in Louisiana costs $1,231.77 per year. The national average price is $889.01
|Total Cost Per Year||$1,231.77|
|Price Per Month||$102.64|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the average Louisiana insurance rates from 2011 to 2015. This is the most recent data available. The Insurance Information Institute shows Shreveport car insurance increased from $1,1110 in 2011 to $1,231 in 2015. This is a jump of $121 dollars, or 10.91 percent.
QuoteWizard helps consumers compare quotes from both national insurance companies and local independent agents. QuoteWizard can help you find cheap car insurance rates near Shreveport, Louisiana and save up to 40% on your premium.
Last year, 14,770 people used QuoteWizard to compare car insurance quotes in Shreveport, LA from multiple companies to get the cheapest rates.
These are the most popular car insurers reported by QuoteWizard users in Shreveport, Louisiana last year.
These are the most popular makes and models owned by Shreveport, LA QuoteWizard users.
Shreveport requires all its drivers to carry minimum liability coverage. The minimum is 15/30/25. This means your policy must include.
Minimum coverage may look cheaper short term, but not if you have a crash. A policy with minimum coverage doesn’t pay for any of your damages after an accident. It only comes with liability coverage, which covers other drivers’ damages. And minimum liability levels are easy to exceed.
That’s why we recommend that drivers purchase the following coverage.
Insurance is more expensive in areas with a high rate of accidents and bad drivers. How does Shreveport fare? QuoteWizard did a study on America’s worst driving states. The study found that Louisiana is the 26th worst state for driving.
Factors such as weather, road conditions, and traffic can affect your insurance rates. The riskier your driving conditions, the higher your premium can be.
Shreveport winters can be incredibly dangerous. Low temperatures can affect your car in multiple ways. They can harden your tires, affecting road control. Cold motor oil can thicken, affecting your engine’s performance. Add the dangers of low visibility from snow and slick ice, all of these add up to extra risk on the road.
Shreveport sees 51 inches of rainfall per year on average. This is thirteen inches above the national average.
TRIP reports that 36 percent of Shreveport's roads are in poor condition. Driving on bad roads costs drivers $727 a year in extra car operating costs.
The INRIX traffic scorecard ranks Shreveport as the 195th worst US city for traffic congestion. Shreveport drivers spend an extra seven hours yearly in traffic.
Citations and at-fault accidents can affect your driving record. Drivers with tickets and accidents on their driving record pay more for car insurance.
Shreveport Police issued 31,348 traffic citations in 2017.
Shreveport, Louisiana drivers with a suspended license due to DUI must file an SR-22 form. Louisiana SR-22 minimum liability insurance is:
You are required to carry the SR-22 for three years.
Drivers pay more for insurance in areas with high accident rates. In 2017, Shreveport Police reported 9,557 total crashes.
Shreveport reported 25 crash fatalities in 2017.
Drivers in high car theft areas pay more for car insurance. Shreveport Police reported 882 auto thefts in 2017.
Are you looking for affordable car insurance? Discounts are one of the best ways to lower insurance rates. These are some of the many auto insurance discounts Shreveport drivers can use. Get a quote and find out which discounts you qualify for.
Looking for ways to get a discount? Shreveport drivers have many options:
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