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Milwaukee is sometimes referred to as Beer City, because four of America’s favorite beers started there. The love for beer shines through the historic Pabst Theater, the Milwaukee Brewers, who play at Miller Park, and Summerfest, the world’s largest music festival. Whether you prefer PBR or MGD, QuoteWizard can help you get cheap car insurance rates.
How much is car insurance in Milwaukee, WI? The vehicle theft rate here is more than three times the national average. Despite this, Milwaukee drivers are so safe, with so few accidents, that car insurance rates are much lower than the national average. The average cost of auto insurance in Wisconsin is $664.81. The national average price is $889.01.
Prices may vary depending on your zip code, limits, and coverage.
|Total Cost Per Year||$664.81|
|Price Per Month||$55.40|
The graph below shows the change in average Wisconsin insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, Washington's car insurance rates increased from $600 in 2011 to $664 in 2015, a jump of $64, or 10.76 percent.
QuoteWizard helps consumers compare rates from both national insurance companies and local independent agents. Comparing quotes can help you find cheap car insurance rates near Milwaukee, Wisconsin and save up to 40% on your premium.
Last year, 13,707 Milwaukee residents used QuoteWizard to compare auto insurance quotes in Milwaukee, WI from multiple companies.
These are the most common car makes and models owned by Milwaukee drivers requesting quotes through QuoteWizard last year.
These were the most common car insurance companies reported by QuoteWizard users living in Milwaukee, WI last year.
Other popular Milwaukee car insurance companies: MetLife, Erie, Country Financial, USAA, 21st Century, Safeco, Travelers, Hartford, and Wisconsin Farm Bureau.
A recent report published by Allstate Insurance that rated US drivers by accident frequency, ranked Milwaukee 42nd out of 200 cities. While most US drivers go ten years between accidents, drivers here are involved in car accidents every ten years, too.
Several factors that can affect insurance rates are the weather and road conditions.
Thanks to Milwaukee's proximity to the Great Lakes, weather here can be very interesting. Summers are hot and humid. Winter are cold with lots of snow. In fact, it snows more in Milwaukee each year than it rains with an average of 35.3 snowy days annually.
Milwaukee road conditions have long been a major headache for residents. According to a recent study by TRIP, Milwaukee is ranked eighth for both percentage of roads in poor condition and what the condition of these roads cost drivers here annually. TRIP reports that an astonishing 26% of the major roads in Milwaukee are in poor condition and another 20% are mediocre. These poorly maintained, pothole-filled streets are costs drivers $861 a year in extra vehicle operating costs.
According to TomTom's annual traffic index report, Milwaukee ranks 60th for the worst traffic congestion in the US. An average commuter spends an additional 16 minutes per hour stuck in traffic during rush hour commutes and an additional 63 hours per year.
Moving violations including speeding tickets, accidents, and drunk driving can add points to your driver's license and give you a bad driving record. If this happens, you'll need to get high-risk auto insurance for bad drivers.
It's not easy, but fighting traffic tickets may be well worth your while. Even if you can't get the ticket dismissed, you may be able to have the charges lowered. If nothing else, fight the number of points assessed to your driver's license because of a moving violation. These points are what insurers look at when determining your insurance rates. If you want to keep your insurance rates low, you want to keep these points off your driver's license.
The City of Milwaukee Municipal Court website allows you to plead guilty and pay your citation, plead not guilty and request a hearing, and find other valuable traffic court information.
An OWI conviction may require you to obtain an SR-22 form. Request a quote and we'll will connect you with local agents from top companies that specialize in Milwaukee OWI insurance.
Milwaukee experienced 31 motor vehicle crash deaths in 2013. With Milwaukee’s estimated population of 595,047, this works out to a fatality rate of 5.17 per 100,000 residents. Milwaukee is a safe city in terms of traffic fatalities.
Milwaukee reported 7,418 vehicle thefts in 2016. This is a rate of 12.36 per 1,000. If this seems high that's because it's more than five times the national average of 2.20 thefts per 1,000 people.
Milwaukee, Wisconsin has a minimum coverage requirement known as the 25/50/20 rule. This means each policy must include at least:
Are you looking for cheap car insurance? Discounts are one of the best ways to lower your rates. Below are only some of the car insurance discounts available to drivers in Milwaukee, WI depending on your carrier.
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