Renters Insurance Fundamentals

Learn the fundamentals of renters insurance including deductibles, coverage limits, riders, storage units, flood insurance, additional living expenses, and more.

renters insurance rates by state

How Much is Renters Insurance?

Renters insurance is relatively affordable, costing an average of about $18 a month, or $219 a year.

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College Students and Renters Insurance

If you're a college student living in a dorm or apartment, renters insurance can help cover you against unforeseen accidents.

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Renters Liability Insurance for Pet Owners

Your renters insurance covers injuries and damage your pets cause to others, but it may not be enough.

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Renters Insurance for Seniors

If you're a senior and renting a living space, renters insurance is invaluable. We'll discuss how it works for you.

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Renters Insurance and Self-Storage Units

Renters insurance gives you some coverage for a storage unit. Here's how it works and compares to other options.

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Understanding Renters Insurance Deductibles

Your renters insurance deductible can impact your wallet in important ways. Discover how it works and why it matters.

Does Renters Insurance Cover Car Break-Ins?

Renters insurance covers items stolen from your car after a break-in but not the car itself. Here's what you need to know.

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Cheap Flood Insurance for Renters

Most renters don’t have flood insurance. Learn whether you need it, what it covers and where to get it.

Does Renters Insurance Cover Water Damage?

Renters insurance usually covers accidental water damage, but it doesn't typically cover backed up sewage or flood damage.

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What Renters Insurance Covers

Are you a tenant and looking to get renters insurance? This guide will help you learn what’s covered in your rental.

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How to Cancel Your Renters Insurance Policy

Cancelling your renters insurance policy anytime is easy, but there are a few things you should know beforehand.

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What is Rental Liability Insurance and Why Do I Need It?

Renters liability insurance helps to cover injury and property damage to others in your home. Learn how it works here.

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Renters Insurance and Additional Living Expense Coverage

If you have to relocate while your rental unit is repaired, it can cost you a lot of money. Learn here how ALE can help.

Renters Insurance: How it Works

Shopping for renters insurance, but unclear on how it works? We’ll take you step by step so you get the right coverage.

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Actual Cash Value vs. Replacement Cost Renters Insurance

Your renters insurance will cover your belongings at actual cash value or replacement cost. Here’s the difference, and how to choose the right policy for you.