Renters Insurance Fundamentals

Learn the fundamentals of renters insurance including deductibles, coverage limits, riders, storage units, flood insurance, additional living expenses, and more.

tearing contract apart

How to Cancel Your Renters Insurance Policy

Canceling renters insurance is easy, but doing it wrong can be costly. Here's what you need to know to get it right.

renters insurance rates by state

How Much is Renters Insurance?

Renters insurance is relatively affordable, costing an average of about $18 a month, or $219 a year.

flooded apartment

Does Renters Insurance Cover Flooding?

Your renters insurance policy does not cover damage caused by flooding. We can help you get the flood coverage you need.

college students at table

College Students and Renters Insurance

If you're a college student living in a dorm or apartment, renters insurance can help cover you against unforeseen accidents.

living expenses itemized on paper

Renters Insurance and Additional Living Expense Coverage

If you have to relocate while your rental unit is repaired, it can cost you a lot of money. Learn here how ALE can help.

modern furnished apartment

What is Rental Liability Insurance and Why Do I Need It?

The liability coverage in renters insurance pays for injuries or damage you cause. Increasing your coverage is cheap.

Does Renters Insurance Cover Apartment Ceiling Leaks?

Renters insurance usually covers your belongings in the event of a ceiling leak. However, it won't cover all water damage.

man using calculator and pen

Actual Cash Value vs. Replacement Cost Renters Insurance

How the type of renters insurance coverage you choose affects your rates and the amount you may receive in a claim.

person in park with pet

Renters Liability Insurance for Pet Owners

Your renters insurance covers injuries and damage your pets cause to others, but it may not be enough.

senior couple moving into apartment

Renters Insurance for Seniors

If you're a senior and renting a living space, renters insurance is invaluable. We'll discuss how it works for you.

renters insurance belongings

Renters Insurance and Self-Storage Units

Renters insurance gives you some coverage for a storage unit. Here's how it works and compares to other options.

image saying how much coverage do i need

Understanding Renters Insurance Deductibles

Your renters insurance deductible can impact your wallet in important ways. Discover how it works and why it matters.

Does Renters Insurance Cover Car Break-Ins?

Renters insurance covers items stolen from your car after a break-in but not the car itself. Here's what you need to know.

renters insurance application form

What Renters Insurance Covers

Are you a tenant and looking to get renters insurance? This guide will help you learn what’s covered in your rental.

Renters Insurance: How it Works

Shopping for renters insurance, but unclear on how it works? We’ll take you step by step so you get the right coverage.