Renters Insurance Fundamentals

Learn the fundamentals of renters insurance including deductibles, coverage limits, riders, storage units, flood insurance, additional living expenses, and more.

renters insurance rates by state

How Much Does Renters Insurance Cost?

Renters insurance is relatively affordable, costing an average of about $18 a month, or $214 a year.

How Does Renters Insurance Work?

Renters insurance provides financial protection from the most common and costly risks you may face as a tenant. Here's how it works.

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Renters Insurance and Self-Storage Units

If you're renting a storage unit, there are several ways to protect your belongings if they are stolen or damaged.

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Does Renters Insurance Cover Flooding?

Your renters insurance policy does not cover damage caused by flooding. We can help you get the flood coverage you need.

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What Renters Insurance Covers?

Renters insurance provides valuable coverage for your belongings, as well as protection from liability claims and other common risks.

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Renters Insurance and Additional Living Expense Coverage

Assisted living expense coverage helps pay your increased costs if you need to relocate after your rental home is damaged or destroyed.

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Renters Insurance for Seniors

If you're a senior and renting a living space, renters insurance is invaluable. We'll discuss how it works for you.

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Pet Liability Insurance for Renters

The liability coverage in renters insurance normally covers pets, but some companies have restrictions on certain types of pets.

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How to Cancel Your Renters Insurance Policy

Canceling renters insurance is easy, but doing it wrong can be costly. Here's what you need to know to get it right.

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College Students and Renters Insurance

If you're a college student living in a dorm or apartment, renters insurance can help cover you against unforeseen accidents.

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What is Rental Liability Insurance and Why Do I Need It?

The liability coverage in renters insurance pays for injuries or damage you cause. Increasing your coverage is cheap.

Does Renters Insurance Cover Apartment Ceiling Leaks?

Renters insurance usually covers your belongings in the event of a ceiling leak. However, it won't cover all water damage.

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Actual Cash Value vs. Replacement Cost Renters Insurance

How the type of renters insurance coverage you choose affects your rates and the amount you may receive in a claim.

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Understanding Renters Insurance Deductibles

Your renters insurance deductible can impact your wallet in important ways. Discover how it works and why it matters.

Does Renters Insurance Cover Car Break-Ins?

Renters insurance covers items stolen from your car after a break-in but not the car itself. Here's what you need to know.