Renters Insurance Fundamentals

Learn the fundamentals of renters insurance including deductibles, coverage limits, riders, storage units, flood insurance, additional living expenses, and more.

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Actual Cash Value vs. Replacement Cost Renters Insurance

Your renters insurance will cover your belongings at actual cash value or replacement cost. Here’s the difference, and how to choose the right policy for you.

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Flood Insurance for Renters

Floods are the most common natural disaster in the United States. Despite this, most renters don’t have flood insurance. Learn what flood insurance covers, and what else you can do to protect yourself.

Renters Insurance: How it Works

Shopping for renters insurance, but unclear on how it works? We’ll take you step by step so you get the right coverage.

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What Renters Insurance Covers

Are you a tenant and looking to get renters insurance? This guide will help you learn what’s covered in your rental.

Will Renters Insurance Cover a Car Break-In?

Renters insurance covers your stuff in a car after a break-in but not the car. This can lead to some coverage confusion.

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How Much Does Renters Insurance Cost?

Our study found that the average cost of renters insurance is $180 a year, but premiums depend on where you live and coverage amount.

Renters Insurance and Water Damage

If water damage occurs in the home you’re renting, are you covered? Learn here what renters insurance takes care of.

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Renters Insurance for Pet Owners

If you own a pet and rent your home, you need renters insurance. Even the nicest pets can cause an expensive accident. Renters insurance protects your liability from pet accidents, and it's very affordable.

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Renters Insurance and Self-Storage Units

There are many ways to protect your stuff in a storage unit, including renters insurance or self-storage insurance.

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College Students and Renters Insurance

Whether you live on campus or off, you're going to want to protect your stuff from fire, thieves, vandalism, and more. Renters insurance is the solution.

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Renters Insurance for Seniors

Every renter needs renters insurance – including seniors. If you're a senior renter, check out how to save money and reduce risk by purchasing renters insurance.

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Renters Insurance and Additional Living Expense Coverage

If you have to relocate while your rental unit is repaired, it can cost you a lot of money. Learn here how ALE can help.

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Understanding Renters Insurance Deductibles

Making a renters insurance claim often means paying a deductible. Learn here how deductibles work and how to choose one.

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What is Rental Liability Insurance and Why Do I Need It?

Renters liability insurance helps to cover injury and property damage to others in your home. Learn how it works here.

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How to Cancel Your Renters Insurance Policy

Cancelling your renters insurance policy anytime is easy, but there are a few things you should know beforehand.