Tess Owen

Tess Owen

Health Insurance Writer

In Tess' time at QuoteWizard, she has covered a broad range of topics relating to insurance. Her primary focus is now health insurance, and has previously focused on renters insurance. Her past experience has seen her contribute to several publications, maintain social media accounts, and work in broadcast. Tess holds a journalism degree from Seattle University, where she covered a range of topics for campus newspaper the Spectator.

Articles By Tess

The General Auto Insurance Review: Good Choice for High-Risk Drivers

The General car insurance may be the best option for drivers with a poor credit score, bad driving record or previous insurance lapses.

Most Popular Cars Driven by Washington Drivers

We looked at the 10 most popular cars driven by millennials and baby boomers in Washington State.

States With the Highest Increase in Seat Belt Usage

QuoteWizard compared seat belt usage rates from 2000 to 2017 to determine which states had the highest increase in seat belt usage.

Washington Cities with the Most Distracted Drivers

Distracted driving is a major cause of accidents across the country, and Washington State is no exception. We’ve compiled a list of cities in Washington with the highest rate of distracted driving incidents. Find out if yours made the top 15 list.

Safest Driving Cities in Ohio

We used our own driver-data to determine the top 25 safest driving cities in Ohio. Did your hometown make the cut?

Best and Worst Drivers by State 2018

QuoteWizard analyzed more than two million data points with state fatality data to determine the best and worst driving states in the nation. How does your state rank?

Safest Driving Cities in Texas

Does your city know how to drive? QuoteWizard determined which Texas towns have the safest drivers. Find out if your city – or your rival city – made the cut.

When Cars Collide: America’s Most Car Accident-Prone Cities

Using over a million driver data points, QuoteWizard ranked cities with the highest rate of car crashes. How does your city stack up against the rest of the country?

Need for Speed: America’s Fastest Driving Cities

Quite a few drivers see the speed limit as more of a guideline than a rule. Which cities put the pedal to the metal more than others? QuoteWizard ranked America’s fastest driving cities.

Safest Driving Cities in Arizona

Here at QuoteWizard, we used our own driver-data to determine the top ten safest driving cities in Arizona. Did your hometown make the cut?

Safest Driving Cities in Washington State

We used our own driver-data to determine the top ten safest driving cities in Washington State. Did your hometown make the cut?

How Location Impacts Your Renters Insurance Rates

From metropolitan cities to other rural landscapes, the US offers a variety of places to settle down in. But what role does location play in protecting your possessions?

Renters Insurance for Seniors

Every renter needs renters insurance – including seniors. If you're a senior renter, check out how to save money and reduce risk by purchasing renters insurance.

A Guide to Car Insurance, According to Reddit

We've compiled the best car insurance advice from Reddit, including whether it's necessary and how much you should have.

SR-22 Car Insurance in California

Find out about SR-22 insurance in California, including how much it costs and why you need it.

Penalties for Driving Without Insurance in Georgia

Learn more about the implications for driving without insurance in Georgia, including fines and state driving laws.

What is Michigan 7-Day Insurance?

Learn about Michigan's 7-day car insurance policies: costs, legality, and alternative options.

Personal Injury Protection (PIP) Coverage in Florida

Learn about Personal Injury Protection (PIP) coverage, a required policy in Florida.

SR-22 Car Insurance in Texas

Learn about SR-22 car insurance in Texas, including how to get it and how much it costs.

Someone Broke into My Car, What Do I Do?

Find out what to do after a car break-in, including whether auto insurance covers theft and how to handle a broken window.

Penalties for Driving in New York Without Insurance

Learn about what happens if you decide to drive without car insurance in New York, including penalties, fines and criminal charges.

What is the Rhode Island Automobile Insurance Plan (RI AIP)?

Learn more about the Rhode Island Automobile Insurance Plan (RI AIP), including how to get coverage and eligibility requirements.

What is the Massachusetts Automobile Insurance Plan (MAIP)?

Learn more about the Massachusetts Automobile Insurance Plan (MAIP), including how to get coverage and eligibility requirements.

Is U-Haul Moving Truck Insurance Worth It?

Learn about U-Haul moving truck insurance, including whether it’s included in your standard car insurance or credit card insurance.

What is the California Automobile Assigned Risk Plan (CAARP)?

Learn more about the California Automobile Assigned Risk Plan (CAARP), including how to get coverage and coverage limits.

Can I Insure a Car I Don’t Own?

Insuring a car that isn’t in your name is a complicated process, but you have a few different options to get coverage.

How Your Age Impacts Car Insurance Rates

Are you a seasoned driver or did you just get your license? Are you considered a youngster or elder? Find out how your age impacts your car insurance prices.

How Long Can You Stay On Your Parents’ Car Insurance Policy?

Find out how long you can stay on your parents’ car insurance policy, and how to save money when you get your own.

Best Auto Insurance for Seniors

Want cheap car insurance as an older driver? Get coverage and discounts from the best insurance companies for seniors.

How Car Make and Model Impact Auto Insurance Costs

Different cars have different insurance costs. Find out how your car make and model affects your auto insurance rates.

Credit Scores and Auto Insurance

If you have bad credit, you'll likely face higher than average car insurance rates. Find out how much higher, and why.

Why is Collateral Protection Insurance Forced After a Car Loan?

What is CPI and how does it work? This article covers lender-placed and forced auto insurance.

What is Third-Party Car Insurance?

Learn about what third-party liability insurance covers, like bodily injury and property damage.

What is Bodily Injury Liability Car Insurance Coverage?

Learn about Bodily Injury auto insurance, including what a BI claim covers and what your policy limits should be.

Does Car Insurance Cover Vandalism if Someone Keyed My Car?

Find out what to do if someone keys, scratches or vandalizes your car and if it will raise your auto insurance rates.

How to Get Very Cheap Car Insurance with No Deposit

You won’t get cheap car insurance with no deposit from a reputable company. But you can get it with a low down payment.

What is the Texas Automobile Insurance Plan Association (TAIPA)?

High-risk drivers in Texas can use the Texas Automobile Insurance Plan Association (TAIPA) to get state minimum insurance coverage.

What is MAIF Insurance?

The Maryland Auto Insurance Fund aims to provide high-risk drivers with auto insurance. Find out more about MAIF in this article.

Car Insurance for Driving in Mexico

What you need to know about car insurance to drive in Mexico. Read about the laws and costs for Mexican car insurance.

Reimbursement for a Rental Car Through an Insurance Claim

Depending on who was at fault, there are several possibilities for who pays for a rental car after an accident.

Do You Need Insurance to Register a Car?

Depending on what state you live in, you’ll likely need auto insurance to register your car.