On average your neighbors pay $67 a month.See Your Rates
Urbana, Illinois, is a small town focused on preserving its greatness. For instance, Urbana has received the Tree City USA award every year since 1976. Not only that, but Urbana has been recognized for its sustainable water management plan, and Mayor Laurel Prussing was awarded the 2015 Public Official Award for making significant strides to improve the environment. These are just a few of the awards and accolades Urbana has earned.
The city of Urbana is all about saving the Earth, and QuoteWizard is all about finding you cheap car insurance.
How much is car insurance in Urbana, IL? Premiums here can be expensive. Many drivers pay more than both the state and national average. The average cost of auto insurance in Illinois is $803.64 per year. The national average price is $889.01.
Prices will vary depending on your driving record, the car you drive, coverages, limits, and the number of claims filed in your zip code.
|Total Cost Per Year||$803.64|
|Price Per Month||$66.97|
|Source: Facts + Statistics: Auto insurance|
The graph below shows the change in Illinois' average insurance rates from 2011 to 2015, the most recent year the data is available. According to the III, Illinois car insurance rates increased from $727 in 2011 to $803 in 2015, a jump of $76, or 10.49 percent.
QuoteWizard helps consumers compare quotes from national insurance companies and local agents. Comparing quotes can help you find cheap car insurance rates near Urbana, Illinois and save up to 40% on your premium.
Last year, many people used QuoteWizard to compare auto insurance quotes in Urbana, IL from multiple companies.
This is our list of the most common car insurance companies reported by QuoteWizard users in Urbana, Illinois, last year.
Other popular Urbana, Illinois car insurance companies: USAA, AIG, Amica, MetLife, Nationwide, Mercury, Farm Bureau, American Family, and Travelers.
These are the most common car makes and models owned by Urbana, IL drivers who requested quotes through QuoteWizard last year.
Urbana, Illinois, has a minimum liability coverage requirement known as the 25/50/20. This rule means each policy must include at least:
Driving conditions like weather and traffic congestion are factors that can influence Urbana insurance rates.
Like most other Illinois cities, Urbana has a humid climate. That means long, hot summers and no real dry season. On average, it sees 193 days of full or partial sunshine. The average summer temperature is 73 degrees. On the other hand, 113 days in a typical year see measureable precipitation. Much of that is rain, as Urbana receives about 40 inches of it each year. In addition, nearly of 28 inches of snow falls each year.
According to Tripnet.org, 67 percent of the major roads in Illinois are in poor or mediocre condition. These poorly maintained roads costs drivers $4.4 billion or $540 per motorist in extra vehicle operating costs per year. These costs are a direct result of driving on rough roads that damage cars and contribute to car accidents.
Due to the freezing winters and hot summers, potholes are a serious problem in the Urbana area. If you want to report a pothole here, call the public works department at 217-384-2342 or fill out a form online.
Moving violations like drunk driving, running a red light, at-fault accidents, and speeding tickets will give you a bad driving record and higher insurance rates.
The Champaign County Clerk of the Circuit Courts website allows residents to pay traffic tickets and provides other important court information.
According to AAIM, Champaign County police officers arrested 204 drivers for driving under the influence (DUI) in 2015.
A DUI conviction may require you to obtain an SR-22 form. Request a quote and we'll will connect you with local agents from top companies that specialize in Urbana DUI insurance.
Urbana reported 28 motor vehicle thefts in 2014. That calculates to a low theft rate of .67 per 1,000 residents. The national average is 2.16 per 1,000 people.
Discounts are one of the best ways to lower your insurance rates. These are some of the many auto insurance discounts available to Urbana drivers. Get a quote and find out which discounts you qualify for.
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