Erika Sommer is a content writer for QuoteWizard. She focuses on evergreen content, as well as news articles and rate studies. She graduated with degrees in journalism and sociology from the University of Washington, and has been with QuoteWizard since July of 2015.
Articles By ErikaUnderstanding a Buying Cycle of Life Insurance Leads
Understanding why life insurance leads require a longer runway helps agents nurture their prospects and helps develop stronger relationships that are mutually beneficial.Finding Health Insurance Leads in Uncertain Times
Finding new health insurance leads is especially tough in these uncertain times. Here are some ideas to help you rise above the noise and grow your agency.12 Car Insurance Myths Debunked
We debunk 12 common car insurance myths about auto policies, coverage, discounts, and the many factors used to determine your insurance rates.What to Do If You're Hit by an Uninsured Driver
There are millions of drivers on the road without insurance coverage. Here's what to do if someone who doesn’t have car insurance hits your vehicle and damages it or injures you.Are Passengers Covered by Your Car Insurance policy?
What happens if a car accident injures your passengers? Who pays the hefty medical and hospital bills? The answer may surprise you.How to Choose Auto Insurance Agents or Brokers
Insurance Agents and brokers can be key to helping you get not only the right types of insurance, but the right amounts, too. Here’s some advice related to how you can find a great agent or broker.Auto Insurance for Used Cars
There are a lot of insurance-related questions and considerations to keep in mind when buying a used vehicle. Here are the most important things you need to know about insuring a previously owned car.Vehicle Safety Feature Discounts
Being safe on the road means auto insurance discounts. Learn how to save big by being safe.What Kinds of Tree Damage Does Homeowners Insurance Cover?
If you’re a current or potential homeowner, here’s all you need to know about what home insurance does and doesn’t cover when it comes to tree damage.Why Homeowners Need Landslide Insurance Coverage
Standard homeowners insurance policies usually don’t cover landslide damage. Luckily, ‘Difference in Conditions’ policies do cover it. Here’s what that means and how you can get it.Signs You’re Being Overcharged for Homeowners Insurance
Find out if you're being overcharged for homeowners insurance and learn what steps you can take to get the best deal on your policy. No one should pay more for home insurance than they have toHomeowners Insurance for Older Homes
Do you own, or are you thinking of purchasing an older home? If so, read on to learn what you need to know about homeowners insurance and older homes.Homeowners Insurance Cancelled or Not Renewed
Learn what to do if your homeowners insurance policy is cancelled or not renewed by your insurer. We'll also show you how to avoid having your home insurance coverage dropped in the first place.COBRA Insurance: What You Need to Know to Keep Health Insurance Coverage
Important facts and information about COBRA health insurance: How much it costs, who can get it, what's covered, and how long you can keep it.Medicare Supplement (Medigap) vs. Medicare Advantage
Selecting the right Medicare alternative can be confusing. This guide will help you choose between Medicare Supplement and Medicare Advantage.Medicare Supplement Open Enrollment Tips and Advice
Signing up for Medicare Supplement insurance can be tricky. Read our helpful guide to make the process easier.Medicare Part D: Prescription drug benefits to people over the age of 65
Medicare Part D can be confusing. We’ll help you sort through the details, to help you better understand how Medicare Part D works.Which Type of Obamacare Plan is Right for You?
Are you shopping for an Obamacare health insurance plan? Learn which plan is right for you and your family’s health care needsWhich Type of Term Life Policy is Right for You?
Not sure which term life policy to choose? We break down the different types of term life policies and tell you which ones fit your needs.What to Do if You Can't Afford to Pay for Life Insurance
Whether you’re the primary breadwinner, a divorcee, a homeowner, an empty nester, or a retiree, you need life insurance. But what happens if you can’t afford a policy? Keep reading to find out.Life Insurance for People Who Enjoy Extreme Sports
Do you like rock or mountain climbing, scuba diving, or hang gliding? Those and other risky hobbies could keep you from getting affordable life insurance—if you can get it at all. Here are some solutions.How to Save Money on Life Insurance
Here are a few of our favorite tips to help you save money when shopping for a life insurance policy.How to Get (Affordable) Life Insurance with a High Risk Job
High risk jobs often lead to higher life insurance rates, but they don’t have to.11 Questions for Your Life Insurance Agent or Broker
Whether you're in the process of purchasing a policy or are just interviewing someone to be your agent, here are some questions you should be asking.Buy Affordable Life Insurance for Smokers
Are you a smoker looking to purchase life insurance but worried about the cost? We’ve created a guide to help you get affordable life insurance.How to Choose a Life Insurance Company
Having trouble narrowing down the many life insurance providers out there? Here are some tips to help you find a life insurance company that meets your needs.Life Changes and Life Insurance: Getting Divorced
Divorce could mean making changes to your life insurance. This could mean changing beneficiaries or insuring income for the ex and children Here’s everything you need to know about life insurance after divorce.Is Employer-Provided Life Insurance Enough?
Many employers offer life insurance as a benefit but the coverage provided is seldom enough to meet your family's needs should tragedy strike.Life Insurance for People with Diabetes
Purchasing life insurance if you have diabetes can be difficult. Fortunately, there are companies willing to insure you, you just have to know where to look.Life Insurance for People with Cancer
It can be difficult to obtain a life insurance policy after getting a cancer diagnosis, but it isn’t impossible. Learn how to obtain life insurance if you or a loved one has cancer.Life Insurance for People with Mental Illnesses
It’s not as difficult as you might think to get a life insurance policy if you have a mental illness. We’ll show you how to get one.Life Insurance for People with High Blood Pressure
Obtaining affordable life insurance when you have high blood pressure can be difficult, but it is possible. Let us show you how.What You Need to Know About the New Changes to Medicare Part D
Since its enactment in 2003 as a result of the Medicare Modernization Act, Medicare Part D has gone through continuous changes. This year has been no exception.