Erika Sommer

Erika Sommer

Junior Content Writer

Erika Sommer is a content writer for QuoteWizard. She focuses on evergreen content, as well as news articles and rate studies. She graduated with degrees in journalism and sociology from the University of Washington, and has been with QuoteWizard since July of 2015.

Articles By Erika

What You Need to Know About the New Changes to Medicare Part D

Since its enactment in 2003 as a result of the Medicare Modernization Act, Medicare Part D has gone through continuous changes. This year has been no exception.

Life Insurance for People with High Blood Pressure

Obtaining affordable life insurance when you have high blood pressure can be difficult, but it is possible. Let us show you how.

Life Insurance for People with Mental Illnesses

It’s not as difficult as you might think to get a life insurance policy if you have a mental illness. We’ll show you how to get one.

Life Insurance for People with Cancer

It can be difficult to obtain a life insurance policy after getting a cancer diagnosis, but it isn’t impossible. Learn how to obtain life insurance if you or a loved one has cancer.

Life Insurance for People with Diabetes

Purchasing life insurance if you have diabetes can be difficult. Fortunately, there are companies willing to insure you, you just have to know where to look.

Is Employer-Provided Life Insurance Enough?

Many employers offer life insurance as a benefit but the coverage provided is seldom enough to meet your family's needs should tragedy strike.

Life Changes and Life Insurance: Getting Divorced

Divorce could mean making changes to your life insurance. This could mean changing beneficiaries or insuring income for the ex and children Here’s everything you need to know about life insurance after divorce.

How to Choose a Life Insurance Company

Having trouble narrowing down the many life insurance providers out there? Here are some tips to help you find a life insurance company that meets your needs.

Buy Affordable Life Insurance for Smokers

Are you a smoker looking to purchase life insurance but worried about the cost? We’ve created a guide to help you get affordable life insurance.

11 Questions for Your Life Insurance Agent or Broker

Whether you're in the process of purchasing a policy or are just interviewing someone to be your agent, here are some questions you should be asking.

How to Get (Affordable) Life Insurance with a High Risk Job

High risk jobs often lead to higher life insurance rates, but they don’t have to.

How to Save Money on Life Insurance

Here are a few of our favorite tips to help you save money when shopping for a life insurance policy.

Life Insurance for People Who Enjoy Extreme Sports

Do you like rock or mountain climbing, scuba diving, or hang gliding? Those and other risky hobbies could keep you from getting affordable life insurance—if you can get it at all. Here are some solutions.

What to Do if You Can't Afford to Pay for Life Insurance

Whether you’re the primary breadwinner, a divorcee, a homeowner, an empty nester, or a retiree, you need life insurance. But what happens if you can’t afford a policy? Keep reading to find out.

Which Type of Term Life Policy is Right for You?

Not sure which term life policy to choose? We break down the different types of term life policies and tell you which ones fit your needs.

Which Type of Obamacare Plan is Right for You?

Are you shopping for an Obamacare health insurance plan? Learn which plan is right for you and your family’s health care needs

Medicare Part D: Prescription drug benefits to people over the age of 65

Medicare Part D can be confusing. We’ll help you sort through the details, to help you better understand how Medicare Part D works.

Medicare Supplement (Medigap) vs. Medicare Advantage

Selecting the right Medicare alternative can be confusing. This guide will help you choose between Medicare Supplement and Medicare Advantage.

COBRA Insurance: What You Need to Know to Keep Health Insurance Coverage

Important facts and information about COBRA health insurance: How much it costs, who can get it, what's covered, and how long you can keep it.

Homeowners Insurance Cancelled or Not Renewed

Learn what to do if your homeowners insurance policy is cancelled or not renewed by your insurer. We'll also show you how to avoid having your home insurance coverage dropped in the first place.

Homeowners Insurance for Older Homes

Do you own, or are you thinking of purchasing an older home? If so, read on to learn what you need to know about homeowners insurance and older homes.

Signs You’re Being Overcharged for Homeowners Insurance

Find out if you're being overcharged for homeowners insurance and learn what steps you can take to get the best deal on your policy. No one should pay more for home insurance than they have to

Why Homeowners Need Landslide Insurance Coverage

Standard homeowners insurance policies usually don’t cover landslide damage. Luckily, ‘Difference in Conditions’ policies do cover it. Here’s what that means and how you can get it.

What Kinds of Tree Damage Does Homeowners Insurance Cover?

If you’re a current or potential homeowner, here’s all you need to know about what home insurance does and doesn’t cover when it comes to tree damage.

Vehicle Safety Feature Discounts

Being safe on the road means auto insurance discounts. Learn how to save big by being safe.

How to Choose Auto Insurance Agents or Brokers

Insurance Agents and brokers can be key to helping you get not only the right types of insurance, but the right amounts, too. Here’s some advice related to how you can find a great agent or broker.

Are Passengers Covered by Your Car Insurance policy?

What happens if a car accident injures your passengers? Who pays the hefty medical and hospital bills? The answer may surprise you.

What to Do If You're Hit by an Uninsured Driver

There are millions of drivers on the road without insurance coverage. Here's what to do if someone who doesn’t have car insurance hits your vehicle and damages it or injures you.

Understanding a Buying Cycle of Life Insurance Leads

Understanding why life insurance leads require a longer runway helps agents nurture their prospects and helps develop stronger relationships that are mutually beneficial.