Life Insurance Rate Factors

Life insurance rate factors have a major affect on your life insurance decisions. Factors include diabetes, cancer, mental illness, and heart disease

doctor with patient

Life Insurance for People with Health Issues

If you have cancer, diabetes, heart disease, or other pre-existing conditions, this doesn't exclude you from being covered by life insurance.

life insurance policy rate factors

How Life Insurance Companies Calculate Your Rates

Learn which factors have the largest impact on life insurance premiums, along with ways to potentially lower your life insurance costs.

Blood pressure test

Life Insurance for People with High Blood Pressure

Obtaining affordable life insurance when you have high blood pressure can be difficult, but it is possible. Let us show you how.

doctor telling patient they have cancer

Life Insurance for People with Cancer

It can be difficult to obtain a life insurance policy after getting a cancer diagnosis, but it isn’t impossible. Learn how to obtain life insurance if you or a loved one has cancer.

candied hearts

Getting Life Insurance When You Have Heart Disease

Getting life insurance when you have heart disease might seem impossible, but it's still attainable. Here's how to get life insurance if you have this pre-existing condition.

hypodermic needle and insulin for diabetes

Life Insurance for People with Diabetes

Purchasing life insurance if you have diabetes can be difficult. Fortunately, there are companies willing to insure you, you just have to know where to look.

model heart to demonstrate pre-existing conditions

Life Insurance For People With Pre-Existing Conditions

These nine pre-existing conditions can make it difficult, if not impossible, for you to obtain life insurance. Our useful tips that can help you get it anyway.

woman with hand over face

Life Insurance for People with Mental Illnesses

It’s not as difficult as you might think to get a life insurance policy if you have a mental illness. We’ll show you how to get one.