Samuel Gilbert

Samuel Gilbert

Insurance Analyst

Sam is a research analyst at QuoteWizard, specializing in homeowners and renters insurance. He formerly worked in education, giving him an appreciation for clarity and accuracy in his presentation of complex topics. Sam also emphasizes rigorous analysis in his work, having held positions in medical and physics research. He holds a dual degree in Physics and German Studies from Vassar College.

Articles By Samuel

Insurance Rider

Insurance riders can help protect your most valuable items. Here’s when to add one to your home insurance policy.

Homeowners Insurance Liability Coverage

Personal liability insurance can cover property damage and bodily injury when you are liable. Find out if your home insurance policy protects you.

Homeowners Insurance for Mobile Homes

Mobile home insurance protects your investment, but it can be tough to get coverage for older homes. Here are the basics.

Hazard Insurance and Home Insurance

Hazard insurance covers the structure of your home, and mortgage lenders often require it as a condition of your home loan.

Average Cost of Homeowners Insurance

The average cost of home insurance is $1,215 in the U.S., according to our study of all 50 states. Here’s how it breaks down.

Best Homeowners Insurance Companies

Here is our study of the best homeowners insurance companies of 2020, including the best for home and auto bundle.

Home insurance for pit bull owners

Finding a home insurance provider that includes liability coverage for your pit bull can be difficult and expensive.

Private Flood Insurance vs NFIP

Private flood insurance can be a great alternative to NFIP policies. Here’s everything you need to know about it.

Best condo insurance

The best condo insurance company for you will supplement your HOA's master policy. Here's how to find the right coverage.

Best Mobile Home Insurance

Choosing the best mobile home insurance company isn't easy. Here are our top four picks to help simplify the decision.

Average Cost of Flood Insurance

Here's what you need to know about the cost of flood insurance in your state or zone, and how to estimate your rates.

Flood Insurance Florida

Here's your complete guide to flood insurance for Florida homeowners: the cost, how to get a quote, and your rate map.

Home Security

Alarm systems can earn you a discount on your homeowners insurance, but the upfront cost may outweigh the benefits.

Homeowners insurance with a pool

You can add your pool to your home insurance policy, but coverage varies greatly for in-ground and above-ground pools.

How flood zones affect insurance premiums

Flood zones play a big role in deciding your flood insurance cost. Here's how to learn your zone and estimate your rates

How ISO Fire Ratings Affect Home Insurance

ISO ratings measure a community's fire preparedness in the case of emergency, which can affect your home insurance rates.

Average Cost of Renters Insurance

Our study found that the average cost of renters insurance is $180 a year, but premiums depend on where you live and coverage amount.

Roommates Insurance

Sharing apartments with roommates is becoming more common as housing prices skyrocket. But can tenants share their renters insurance?

Is Renters Insurance Worth It

Renters insurance provides valuable coverage at a low price. This is why we think all tenants should consider getting it.

Best Renters Insurance Companies

Renters insurance should balance coverage, affordability and customer service. Here are our picks for the best companies in 2020.

Kin Insurance

Kin uses technology to offer cheap home insurance premiums, but has limited regional availability and bundling opportunities.

Security First Insurance

Security First offers reasonable home insurance premiums in Florida, but has only average customer satisfaction.

American Modern Insurance

American Modern offers insurance even if you don't qualify for traditional coverage, but it won't come cheap.