Samuel Gilbert

Samuel Gilbert

Insurance Analyst

Sam is a research analyst at QuoteWizard, specializing in homeowners and renters insurance. He formerly worked in education, giving him an appreciation for clarity and accuracy in his presentation of complex topics. Sam also emphasizes rigorous analysis in his work, having held positions in medical and physics research. He holds a dual degree in Physics and German Studies from Vassar College.

All articles by Samuel

American Modern Insurance Review: What to Know About the Specialty Insurer

American Modern offers insurance even if you don't qualify for traditional coverage, but it won't come cheap.

Security First Home Insurance Review: Fair Rates but Frequent Complaints

Security First offers reasonable home insurance premiums in Florida, but has only average customer satisfaction.

Kin Insurance Review: Our Rating of a Cheap Online-Only Insurer

Kin uses technology to offer cheap home insurance premiums, but has limited regional availability and bundling opportunities.

The Best Renters Insurance Companies

Renters insurance should balance coverage, affordability and customer service. Here are our picks for the best companies.

Flood Zone Insurance: How Location Affects Your Rates

Flood zones play a big role in deciding your flood insurance cost. Here's how to learn your zone and estimate your rates

Home Insurance Discount for Security Systems: What to Know Before Buying

Alarm systems can earn you a discount on your homeowners insurance, but the upfront cost may outweigh the benefits.

Mortgage Insurance vs. Homeowners Insurance: How They're Different

Homeowners insurance protects you and your home, while mortgage insurance protects lenders from borrower default.

How Much Does Condo Insurance Cost?

Based on our research, condo insurance costs $488 a year on average, but rates vary depending on your location and coverage amount.

What Is Hazard Insurance and How Is It Different From Home Insurance?

Hazard insurance covers the structure of your home, and mortgage lenders often require it as a condition of your home loan.

Is Homeowners Insurance Tax Deductible?

Homeowners insurance is not tax deductible if you only use your house as a residence. But if you have a home office or business, you can get tax breaks.

What is Personal Liability Coverage?

Personal liability insurance is part of homeowners insurance and can cover property damage and bodily injury if you are found responsible.

What Does Homeowners Insurance Cover?

Homeowners insurance protects you, your home and your family. Coverage can help you recover if the things important to you are damaged.

Cheap Car Insurance for College Students

Find out how college students and their parents can keep car insurance premiums low.

What Does Car Insurance Cover?

Auto insurance coverage depends on your specific policy, and can help you recover physically and financially after an accident.