Compare Travelers vs. Safeco Insurance

Travelers IntelliDrive Program

If you are a low-mileage driver, you can save money on your auto insurance policy with IntelliDrive. Once you sign up, you receive a small device that you plug in under your car’s dashboard. For about 60 to 90 days, you drive with the IntelliDrive device, and then return it to Travelers. From there, the company assesses your mileage discounts and gives you any rewards you are eligible for receiving.

Hybrid/Electric Vehicle Discount

Owning a hybrid or electric car helps save energy and help the environment. If you drive one of these vehicles, you can save up to 10 percent on your auto insurance with Travelers. It’s how the company rewards customers who decide to have a positive impact on the environment by owning one.

Safeco has a wide range of discounts that can help save you tons on your auto insurance policy.

Some of its basic discounts include the following:

Safeco Package

This discount combines three features: coverage, savings, and convenience.

Coverage

• You can choose from an array of coverage options for both home and auto policies
• Safeco also offers coverage enhancements like Equipment Breakdown Coverage or Roadside Assistance

Savings

The Safeco Package can save you up to 15 percent when you combine your home and auto policies

Single Loss Deductible

Picture this: both your home and car are damaged by the same event. You may only have to pay a one lump sum deductible.

Convenience

• You can choose between a six-month and annual auto policy
• Combine billing statements for all your policies to take care of everything in one single place
• Align renewal dates so you only have to keep track of one instead of multiple

Safeco Safety Rewards

With Safety Rewards, you can lower your insurance costs on the following conditions:

• Diminishing Deductible: Your deductible will decrease every renewal period as long as there are no claims filed against your policy
• Accident Forgiveness: After being with Safeco Insurance a certain number of years, the first accident is waived from your policy
• Accident Prevention: Drivers aged 55 and older typically can complete an accident prevention course and thus be eligible for this discount

Teen Safety Rewards

These are to encourage your teen to drive more safely. Teens behind the wheel can earn discounts such as:

• Good student discount
• Driving training discount
• Tips for teen drivers discount

Low Mileage Discount

• If you don't drive much, you may qualify for this discount and save up to 20 percent
• To qualify you have to drive less than 8,000 miles a year

Safeco RightTrack

• RightTrack is a small device that plugs into your vehicle and monitors your driving habits. Just by signing up for this discount, you can initially save 5 percent off your car insurance premium
• After 90 days, you may be eligible to earn up to a 30 percent discount if you're a safe driver

Travelers Mobile is the insurance company’s basic website consolidated onto a mobile-friendly platform. Access right from your mobile phone your insurance policy details, information on current claims you’ve filed, and pay your insurance premiums. You can download the Travelers Mobile app here. 

Safeco doesn’t have a mobile app for auto insurance, but it does have one for homeowners insurance.

The Safeco Home Inventory App lets you easily catalog all your valuables and belongings in your home. You can keep track of all your items by room or category. View your inventory should something happen to your home.

Download the Safeco homeowners insurance app here.

Travelers Roadside Assistance

Travelers Roadside Assistance if offered at two levels of coverage ranging from basic to premium.

Basic Roadside Assistance

Services covered

• Towing up to 15 miles
• Battery service
• Fuel delivery
• Tire change
• Lockout assistance

Premier Roadside Assistance

Covers all services in the basic package and:

• Trip Interruption Coverage

If you're stranded and need a rental car Travelers will reimburse you for $200 a day. But only if you break down over 100 miles from home.

• Personal Property coverage

Up to $500 limit for items damaged or stolen in the breakdown or incident.

Contact Phone Number

Travelers’ Roadside Assistance is available by calling 1 (877) 252-4633. Its website is here.

Safeco Roadside Assistance

Roadside Assistance with Safeco provides policy holders additional coverage for 24/7 roadside service. An insured car with roadside assistance coverage is eligible for services along with insured RV's and motorcycles.

Roadside Services Covered:

• Towing
• Flat tire
• Battery service
• Fuel and Fluids
• Lockout

Contact Phone Number

Hotline: 1-877-762-3101

Roadside assistance operates 24 hours a day, 7 days a week.