A couple well-known companies in the insurance world are Travelers and Safeco. Travelers customers appreciate their flexible payment plans and GAP coverage. Safeco customers appreciate their variety of auto and home insurance discounts.
Also, Travelers may have been ranked #3 auto insurer in 20155. But they have low customer satisfaction scores. And Safeco could have a faster follow-up process. Nonetheless, both Safeco and Travelers have good J.D. Power rankings and excellent financial strength ratings.
So which one offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
If you are a low-mileage driver, you can save money on your auto insurance policy with IntelliDrive. Once you sign up, you receive a small device that you plug in under your car’s dashboard. For about 60 to 90 days, you drive with the IntelliDrive device, and then return it to Travelers. From there, the company assesses your mileage discounts and gives you any rewards you are eligible for receiving.
Owning a hybrid or electric car helps save energy and help the environment. If you drive one of these vehicles, you can save up to 10 percent on your auto insurance with Travelers. It’s how the company rewards customers who decide to have a positive impact on the environment by owning one.
Safeco has a wide range of discounts that can help save you tons on your auto insurance policy.
Some of its basic discounts include the following:
This discount combines three features: coverage, savings, and convenience.
The Safeco Package can save you up to 15 percent when you combine your home and auto policies
Picture this: both your home and car are damaged by the same event. You may only have to pay a one lump sum deductible.
With Safety Rewards, you can lower your insurance costs on the following conditions:
These are to encourage your teen to drive more safely. Teens behind the wheel can earn discounts such as:
Comparing quotes is the best way to get your lowest rates from top insurers like Travelers and Safeco. QuoteWizard is an independent company that helps you find your right policy at your best rate.
| Bundling Coverage Discounts | Travelers | Safeco |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Travelers | Safeco |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Travelers | Safeco |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Travelers | Safeco |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Travelers | Safeco |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Travelers | Safeco |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Travelers Auto Insurance | Safeco Car Insurance | |
|---|---|---|
| 2016 | 34 | 152 |
| 2015 | 46 | 210 |
| 2014 | 29 | 274 |
| 2013 | 165 | 269 |
| Travelers Auto Insurance | Safeco Car Insurance | |
|---|---|---|
| Overall Purchase Experience | Above average | Average |
| Policy Offerings | Average | Average |
| Pricing | Above average | Average |
| Local Agent | Average | Average |
| Call Center Representative | Above average | Below average |
| Insurer Website | -- | -- |
| Travelers Auto Insurance | Safeco Car Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Average |
| First Notice of Loss | Average | Above average |
| Service Interaction | Average | Average |
| Appraisal | Average | Average |
| Repair Process | Average | Average |
| Rental Car Experience | Below average | Above average |
| Settlement | Average | Average |
| Travelers Auto Insurance | Safeco Car Insurance | |
|---|---|---|
| A.M. Best | A++ | A |
| Moody's | Aa2 | A2 |
| S&P's | AA | A- |
|
Travelers
Travelers Mobile is the insurance company’s basic website consolidated onto a mobile-friendly platform. Access right from your mobile phone your insurance policy details, information on current claims you’ve filed, and pay your insurance premiums. You can download the Travelers Mobile app here. |
Safeco
Safeco doesn’t have a mobile app for auto insurance, but it does have one for homeowners insurance. The Safeco Home Inventory App lets you easily catalog all your valuables and belongings in your home. You can keep track of all your items by room or category. View your inventory should something happen to your home. |
Travelers
Travelers Roadside AssistanceTravelers Roadside Assistance if offered at two levels of coverage ranging from basic to premium. Basic Roadside AssistanceServices covered
Premier Roadside AssistanceCovers all services in the basic package and:
If you're stranded and need a rental car Travelers will reimburse you for $200 a day. But only if you break down over 100 miles from home.
Up to $500 limit for items damaged or stolen in the breakdown or incident. Contact Phone NumberTravelers’ Roadside Assistance is available by calling 1 (877) 252-4633. Its website is here. |
Safeco
Safeco Roadside AssistanceRoadside Assistance with Safeco provides policy holders additional coverage for 24/7 roadside service. An insured car with roadside assistance coverage is eligible for services along with insured RV's and motorcycles. Roadside Services Covered:
Contact Phone NumberHotline: 1-877-762-3101 Roadside assistance operates 24 hours a day, 7 days a week. |