Comparing quotes is the best way to get the lowest rates from top insurers like Travelers and Safe Auto. QuoteWizard is an independent company that helps you find the right policy at the best rate.
Travelers and SafeAuto are two fierce competitors in the auto insurance industry. Travelers offers customers great GAP coverage and flexible payment plans. SafeAuto offers their customers extremely low insurance rates.
However, SafeAuto has a habit of prolonging the claims process. And Travelers lacks a strong website. Still, both companies have A+ ratings from the Better Business Bureau.
So which one offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
Travelers
|
Safe Auto
|
| Worst If |
Travelers
|
Safe Auto
|
Travelers
Travelers IntelliDrive ProgramIf you are a low-mileage driver, you can save money on your auto insurance policy with IntelliDrive. Once you sign up, you receive a small device that you plug in under your car’s dashboard. For about 60 to 90 days, you drive with the IntelliDrive device, and then return it to Travelers. From there, the company assesses your mileage discounts and gives you any rewards you are eligible for receiving. Hybrid/Electric Vehicle DiscountOwning a hybrid or electric car helps save energy and help the environment. If you drive one of these vehicles, you can save up to 10 percent on your auto insurance with Travelers. It’s how the company rewards customers who decide to have a positive impact on the environment by owning one. |
Safe Auto |
| Bundling Coverage Discounts | Travelers | Safe Auto |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Travelers | Safe Auto |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Travelers | Safe Auto |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Travelers | Safe Auto |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Travelers | Safe Auto |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Travelers | Safe Auto |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Travelers Auto Insurance | SafeAuto Car Insurance | |
|---|---|---|
| 2016 | 34 | 46 |
| 2015 | 46 | 82 |
| 2014 | 29 | 105 |
| 2013 | 165 | 36 |
| Travelers Auto Insurance | SafeAuto Car Insurance | |
|---|---|---|
| Overall Purchase Experience | Above average | |
| Policy Offerings | Average | |
| Pricing | Above average | |
| Local Agent | Average | |
| Call Center Representative | Above average | |
| Insurer Website | -- |
| Travelers Auto Insurance | SafeAuto Car Insurance | |
|---|---|---|
| Overall Satisfaction | Average | |
| First Notice of Loss | Average | |
| Service Interaction | Average | |
| Appraisal | Average | |
| Repair Process | Average | |
| Rental Car Experience | Below average | |
| Settlement | Average |
| Travelers Auto Insurance | SafeAuto Car Insurance | |
|---|---|---|
| A.M. Best | A++ | -- |
| Moody's | Aa2 | -- |
| S&P's | AA | -- |
|
Travelers
Travelers Mobile is the insurance company’s basic website consolidated onto a mobile-friendly platform. Access right from your mobile phone your insurance policy details, information on current claims you’ve filed, and pay your insurance premiums. You can download the Travelers Mobile app here. |
Safe Auto
The SafeAuto Mobile AppThis app lets you easily manage your insurance policy from your mobile device. With the app, you can:
|
Travelers
Travelers Roadside AssistanceTravelers Roadside Assistance if offered at two levels of coverage ranging from basic to premium. Basic Roadside AssistanceServices covered
Premier Roadside AssistanceCovers all services in the basic package and:
If you're stranded and need a rental car Travelers will reimburse you for $200 a day. But only if you break down over 100 miles from home.
Up to $500 limit for items damaged or stolen in the breakdown or incident. Contact Phone NumberTravelers’ Roadside Assistance is available by calling 1 (877) 252-4633. Its website is here. |
Safe Auto
SafeAuto offers towing and roadside assistance as a coverage option for your auto insurance policy. With this coverage, towing services and certain repair costs will be paid for. This allows you and your car can get back on the road as soon as possible. |