Comparing quotes is the best way to get your lowest rates from top insurers like Travelers and Country Financial. QuoteWizard is an independent company that helps you find your right policy at your best rate.
A couple big names in the world of insurance are Travelers and Country Financial. Travelers is best known for their GAP coverage. Country Financial is best known for their simple online platform.
However, Country Financial’s online quoting system is fairly limiting. And Travelers website had limited resources. Still, both of these companies have an array of driver discounts, and A+ ratings from the Better Business Bureau.
So which one offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
Travelers
|
Country Financial
|
| Worst If |
Travelers
|
Country Financial
|
Travelers
Travelers IntelliDrive ProgramIf you are a low-mileage driver, you can save money on your auto insurance policy with IntelliDrive. Once you sign up, you receive a small device that you plug in under your car’s dashboard. For about 60 to 90 days, you drive with the IntelliDrive device, and then return it to Travelers. From there, the company assesses your mileage discounts and gives you any rewards you are eligible for receiving. Hybrid/Electric Vehicle DiscountOwning a hybrid or electric car helps save energy and help the environment. If you drive one of these vehicles, you can save up to 10 percent on your auto insurance with Travelers. It’s how the company rewards customers who decide to have a positive impact on the environment by owning one. |
Country Financial |
| Bundling Coverage Discounts | Travelers | Country Financial |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Travelers | Country Financial |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Travelers | Country Financial |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Travelers | Country Financial |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Travelers | Country Financial |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Travelers | Country Financial |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Travelers Auto Insurance | Country Financial Auto Insurance | |
|---|---|---|
| 2016 | 34 | 4 |
| 2015 | 46 | 2 |
| 2014 | 29 | 2 |
| 2013 | 165 | 4 |
| Travelers Auto Insurance | Country Financial Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | Above average | |
| Policy Offerings | Average | |
| Pricing | Above average | |
| Local Agent | Average | |
| Call Center Representative | Above average | |
| Insurer Website | -- |
| Travelers Auto Insurance | Country Financial Auto Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Average |
| First Notice of Loss | Average | Average |
| Service Interaction | Average | Above average |
| Appraisal | Average | Average |
| Repair Process | Average | Average |
| Rental Car Experience | Below average | Average |
| Settlement | Average | Below average |
| Travelers Auto Insurance | Country Financial Auto Insurance | |
|---|---|---|
| A.M. Best | A++ | A+ |
| Moody's | Aa2 | -- |
| S&P's | AA | -- |
|
Travelers
Travelers Mobile is the insurance company’s basic website consolidated onto a mobile-friendly platform. Access right from your mobile phone your insurance policy details, information on current claims you’ve filed, and pay your insurance premiums. You can download the Travelers Mobile app here. |
Country Financial
Snap N Send by Country FinancialSnap N Send by Country Financial is an app that lets you record your Vehicle Identification Number (VIN) and take photos of the damages to your vehicle. You can then send the photos to Country Financial and get a repair estimate within minutes. Download the Snap N Send app here. |
Travelers
Travelers Roadside AssistanceTravelers Roadside Assistance if offered at two levels of coverage ranging from basic to premium. Basic Roadside AssistanceServices covered
Premier Roadside AssistanceCovers all services in the basic package and:
If you're stranded and need a rental car Travelers will reimburse you for $200 a day. But only if you break down over 100 miles from home.
Up to $500 limit for items damaged or stolen in the breakdown or incident. Contact Phone NumberTravelers’ Roadside Assistance is available by calling 1 (877) 252-4633. Its website is here. |
Country Financial
COUNTRY FINANCIAL Road ServiceCOUNTRY Road Service coverage on your policy will cover up to $100 for a tow to the nearest service center. Also, pay up to $100 for locksmith services and gas delivery. Services Covered
Contact Phone NumberFor towing or other roadside services, you can call 866-COUNTRY (866-268-6879) 24 hours a day, 7 days a week. |