Comparing quotes is the best way to get your lowest rates from top insurers like Progressive and Kemper. QuoteWizard is an independent company that helps you find your right policy at your best rate.
Kemper and Progressive are two big names in the auto insurance world. Kemper was founded in 1990, Progressive was founded, 60 years prior, in 1937. Kemper is best known for providing high-risk drivers with affordable auto insurance, while Progressive is well known for allowing customers to make their own prices. On the flip side, Progressive is known for excessive solicitations, and Kemper is known to raise auto insurance rates without advance notice. Still, both of these companies have excellent financial strength ratings. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
Progressive
|
Kemper
|
| Worst If |
Progressive
|
Kemper
|
Progressive
Name Your Price ToolProgressive’s Name Your Price tool lets you choose the best insurance product for your budget. Finding which policy best fits your budget is done with the Name Your Price tool in three simple steps.
Snapshot with ProgressiveSnapshot is a small device that plugs into your car’s ODB-II port. It turns on every time you turn on the engine in your car. Once Snapshot installs, it records your driving habits whenever you’re behind the wheel. It then uses what it learns from your driving to determine if you should be paying less for car insurance. Snapshot is a great way for people to save money. All you have to do is drive smart. |
Kemper |
| Bundling Coverage Discounts | Progressive | Kemper |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Progressive | Kemper |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Progressive | Kemper |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Progressive | Kemper |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Progressive | Kemper |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Progressive | Kemper |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Progressive Auto Insurance | Kemper Insurance | |
|---|---|---|
| 2018 | 84 | |
| 2017 | 98 | |
| 2016 | 79 | 14 |
| 2015 | 153 | 19 |
| 2014 | 102 | 13 |
| 2013 | 34 | 14 |
| Progressive Auto Insurance | Kemper Insurance | |
|---|---|---|
| Overall Purchase Experience | About average | |
| Policy Offerings | About average | |
| Pricing | About average | |
| Local Agent | About average | |
| Call Center Representative | Below average | |
| Insurer Website | About average |
| Progressive Auto Insurance | Kemper Insurance | |
|---|---|---|
| Overall Satisfaction | About average | |
| First Notice of Loss | About average | |
| Service Interaction | About average | |
| Appraisal | About average | |
| Repair Process | About average | |
| Rental Car Experience | About average | |
| Settlement | About average |
| Progressive Auto Insurance | Kemper Insurance | |
|---|---|---|
| A.M. Best | A+ Superior | A- |
| Moody's | Aa2 | -- |
| S&P's | AA | A- |
|
Progressive
The Progressive App for iPhone or Android stores all your important information regarding your auto insurance policies. The app lets you access your insurance ID cards, policy details, and allows you to make claims or payments. Additionally, The Progressive App connects you with your agent or claims rep, and offers you 24/7 roadside assistance. Download the Progressive app here. |
Kemper
Kemper Photo/Express Inspection lets you submit photos of your vehicle damage after you file a claim. By uploading photos of your damages with the app, you’ll get faster claims service. Download the Kemper Photo/Express Inspection app for Android. |
Progressive
Progressive Emergency Roadside AssistanceProgressive Emergency Roadside Assistance is for drivers who have non-accident car trouble. Roadside Services Covered
Note: the number of roadside events covered in a six-month period cannot exceed your policy limit. Contact Phone NumberProgressive’s Roadside Assistance is available by calling 1 (800) 776-2778. Click here to visit Progressive's Roadside Assistance website. |
Kemper
Kemper Direct Roadside Assistance and TowingKemper Direct includes services like flat tire change or dead battery replacement. Direct Roadside Assistance works to service your broken down car. You can get it through your existing auto insurance policy. Towing services are reimbursed by filing a claim for towing costs. Services Covered
Contact Phone NumberCall 877.268.7416 for Roadside Assistance or Towing. Please have your membership card handy. |