Foremost and Progressive are two top companies in the auto insurance industry. Foremost was founded in 1952, and Progressive was founded in 1937. Progressive is ranked the #9 auto insurer for 2016, and offers a wide selection of driver discounts and coverage options, while Foremost also has a broad range of insurance products and discounts, and is liked for its friendly customer service. Additionally, Progressive offers discounts and rewards beyond its standard discounts list for good drivers. However, Progressive has low customer satisfaction ratings, and Foremost’s claims process is slow and unorganized. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
Best If |
Progressive
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Foremost
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Worst If |
Progressive
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Foremost
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Progressive
Name Your Price ToolProgressive’s Name Your Price tool lets you choose the best insurance product for your budget. Finding which policy best fits your budget is done with the Name Your Price tool in three simple steps.
Snapshot with ProgressiveSnapshot is a small device that plugs into your car’s ODB-II port. It turns on every time you turn on the engine in your car. Once Snapshot installs, it records your driving habits whenever you’re behind the wheel. It then uses what it learns from your driving to determine if you should be paying less for car insurance. Snapshot is a great way for people to save money. All you have to do is drive smart. |
Foremost |
Bundling Coverage Discounts | Progressive | Foremost |
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Multi-Car | ||
Home and Car | ||
Car and Life | ||
Vehicle Type and Safety Features | Progressive | Foremost |
Alternative Fuel | ||
Electronic Stability Control (ESC) | ||
Anti-Lock Brake | ||
Anti-Theft | ||
Passive Restraint | ||
New Car | ||
Economy Car | ||
Utility Vehicle | ||
Farm or Ranch Vehicle | ||
Driving Record and Insurance History | Progressive | Foremost |
Accident Free/Good Driver | ||
Prior Insurance | ||
Long Term Policy Holder | ||
Defensive Driving Course | ||
Student, Professional, and Club Memberships | Progressive | Foremost |
Affinity Group | ||
College Graduate | ||
Good Student | ||
Resident Student | ||
Organization or Club Membership | ||
Farm Bureau Member | ||
Military | ||
Special Circumstances | Progressive | Foremost |
Telematics Device | ||
Low Mileage | ||
Short Commute | ||
Days Per Week Driven | ||
Other Discounts | Progressive | Foremost |
Married | ||
Paid in Full | ||
Advance Renewal | ||
Electronic Funds Transfer | ||
Senior Driver | ||
55 and Retired |
Progressive Auto Insurance | Foremost Auto Insurance | |
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2018 | 84 | |
2017 | 98 | |
2016 | 79 | 65 |
2015 | 153 | 98 |
2014 | 102 | 87 |
2013 | 34 | 97 |
Progressive Auto Insurance | Foremost Auto Insurance | |
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Overall Purchase Experience | About average | Average |
Policy Offerings | About average | Average |
Pricing | About average | Average |
Local Agent | About average | Average |
Call Center Representative | Below average | -- |
Insurer Website | About average | Below average |
Progressive Auto Insurance | Foremost Auto Insurance | |
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Overall Satisfaction | About average | Average |
First Notice of Loss | About average | Average |
Service Interaction | About average | Above average |
Appraisal | About average | Average |
Repair Process | About average | Average |
Rental Car Experience | About average | Average |
Settlement | About average | Average |
Progressive Auto Insurance | Foremost Auto Insurance | |
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A.M. Best | A+ Superior | A |
Moody's | Aa2 | -- |
S&P's | AA | A+ |
Progressive
The Progressive App for iPhone or Android stores all your important information regarding your auto insurance policies. The app lets you access your insurance ID cards, policy details, and allows you to make claims or payments. Additionally, The Progressive App connects you with your agent or claims rep, and offers you 24/7 roadside assistance. Download the Progressive app here. |
Foremost |
Progressive
Progressive Emergency Roadside AssistanceProgressive Emergency Roadside Assistance is for drivers who have non-accident car trouble. Roadside Services Covered
Note: the number of roadside events covered in a six-month period cannot exceed your policy limit. Contact Phone NumberProgressive’s Roadside Assistance is available by calling 1 (800) 776-2778. Click here to visit Progressive's Roadside Assistance website. |
Foremost
Foremost Towing and Roadside Service CoverageThe extra Towing and Roadside coverage will get you roadside service on covered vehicles. But you could be subject to a maximum policy limit. Foremost offers towing and other roadside services to its customers. It also will cover any roadside costs for you subject to a maximum limit on your auto policy. Services Covered
Contact Phone NumberCall Foremost 24-Hour Roadside Assistance at 1 (800) 554-6678. |