Comparing quotes is the best way to get your lowest rates from top insurers like Progressive and Allstate. QuoteWizard is an independent company that helps you find your right policy at your best rate.
Progressive and Allstate are both top names and companies in the auto insurance industry. Both companies placed in the top ten auto insurers for 2015, with Progressive as #9 and Allstate as #7. Allstate offers far more driver discounts than Progressive, but doesn’t have a loyalty rewards program offering additional discounts like Progressive.
Their financial strength and J.D. Power ratings match up almost perfectly and are top-notch scores.
So which one offers the discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
Progressive
|
Allstate
|
| Worst If |
Progressive
|
Allstate
|
Progressive
Name Your Price ToolProgressive’s Name Your Price tool lets you choose the best insurance product for your budget. Finding which policy best fits your budget is done with the Name Your Price tool in three simple steps.
Snapshot with ProgressiveSnapshot is a small device that plugs into your car’s ODB-II port. It turns on every time you turn on the engine in your car. Once Snapshot installs, it records your driving habits whenever you’re behind the wheel. It then uses what it learns from your driving to determine if you should be paying less for car insurance. Snapshot is a great way for people to save money. All you have to do is drive smart. |
Allstate |
| Bundling Coverage Discounts | Progressive | Allstate |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Progressive | Allstate |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Progressive | Allstate |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Progressive | Allstate |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Progressive | Allstate |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Progressive | Allstate |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Progressive Auto Insurance | Allstate Auto Insurance | |
|---|---|---|
| 2018 | 84 | |
| 2017 | 98 | |
| 2016 | 79 | 322 |
| 2015 | 153 | 460 |
| 2014 | 102 | 569 |
| 2013 | 34 | 530 |
| Progressive Auto Insurance | Allstate Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | About average | Below average |
| Policy Offerings | About average | Average |
| Pricing | About average | Below average |
| Local Agent | About average | Average |
| Call Center Representative | Below average | Below average |
| Insurer Website | About average | Average |
| Progressive Auto Insurance | Allstate Auto Insurance | |
|---|---|---|
| Overall Satisfaction | About average | Average |
| First Notice of Loss | About average | Average |
| Service Interaction | About average | Average |
| Appraisal | About average | Above average |
| Repair Process | About average | Below average |
| Rental Car Experience | About average | Above average |
| Settlement | About average | Average |
| Progressive Auto Insurance | Allstate Auto Insurance | |
|---|---|---|
| A.M. Best | A+ Superior | A+ |
| Moody's | Aa2 | Aa3 |
| S&P's | AA | AA- |
|
Progressive
The Progressive App for iPhone or Android stores all your important information regarding your auto insurance policies. The app lets you access your insurance ID cards, policy details, and allows you to make claims or payments. Additionally, The Progressive App connects you with your agent or claims rep, and offers you 24/7 roadside assistance. Download the Progressive app here. |
Allstate
Allstate Mobile has all the information you need on policies and claims. You can download the Allstate mobile app here, or text ALLSTATEAPP to 25788. Drivewise Mobile makes the Allstate Drivewise discount even easier. The app collects information about your good driving habits and then rewards you for safe driving. All you have to do is download the app, login, and start driving. Allstate Motor Club offers 24/7 roadside assistance to its members. They can access any emergency service from their smartphones with just one touch. You have to first join Allstate Motor Club. But the app is 100% free! |
Progressive
Progressive Emergency Roadside AssistanceProgressive Emergency Roadside Assistance is for drivers who have non-accident car trouble. Roadside Services Covered
Note: the number of roadside events covered in a six-month period cannot exceed your policy limit. Contact Phone NumberProgressive’s Roadside Assistance is available by calling 1 (800) 776-2778. Click here to visit Progressive's Roadside Assistance website. |
Allstate
Allstate offers three services that can help give you a hand when you run into trouble on the road. You can access help from your phone using GPS tracking. Then watch them on the map as they come your way. Allstate has 3 service options for drivers to choose from with many levels of service. Allstate Motor ClubPlatinum Elite Member $99/year
Good Hands Rescue Open to everyone to use no policy or membership requirements. Use the app to select and locate service from a network of nationwide providers. Good Hands Rescue app gives you:
Roadside Services Included
Towing & Labor Coverage Can be bought as an add-on to your Allstate insurance policy. Basic services include
|