Comparing quotes is the best way to get your lowest rates from top insurers like Nationwide and Safeco. QuoteWizard is an independent company that helps you find your right policy at your best rate.
Nationwide and Safeco are two of the most top-rated companies in the insurance world. Nationwide was ranked # 2 auto insurer in 2015. Additionally, Nationwide is well liked for their vanishing deductible program and fast and fair claims process.
Whereas, Safeco is more well liked for their reasonable pricing and automatic renewal options. On the other hand, Safeco only allows customers to file claims by phone. And Nationwide lacks important online services. Still, both companies have great J.D. Power rankings, as well as excellent financial strength.
So which one offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
Nationwide
|
Safeco
|
| Worst If |
Nationwide
|
Safeco
|
Nationwide
Paperless DocumentsNationwide has a unique discount that saves customers money and saves the company (and the planet) paper. Going paperless simply means sending all the bills, or documents you’d otherwise receive in the mail over to e-mail. It’s an easy way to save paper and keep better track of your important insurance documents. Read more about the Paperless Documents discount. |
Safeco
Safeco has a wide range of discounts that can help save you tons on your auto insurance policy. Some of its basic discounts include the following: Safeco PackageThis discount combines three features: coverage, savings, and convenience. Coverage
SavingsThe Safeco Package can save you up to 15 percent when you combine your home and auto policies Single Loss DeductiblePicture this: both your home and car are damaged by the same event. You may only have to pay a one lump sum deductible. Convenience
Safeco Safety RewardsWith Safety Rewards, you can lower your insurance costs on the following conditions:
Teen Safety RewardsThese are to encourage your teen to drive more safely. Teens behind the wheel can earn discounts such as:
Low Mileage Discount
Safeco RightTrack
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| Bundling Coverage Discounts | Nationwide | Safeco |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | Nationwide | Safeco |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | Nationwide | Safeco |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | Nationwide | Safeco |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | Nationwide | Safeco |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | Nationwide | Safeco |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| Nationwide Auto Insurance | Safeco Car Insurance | |
|---|---|---|
| 2016 | 53 | 152 |
| 2015 | 112 | 210 |
| 2014 | 90 | 274 |
| 2013 | 134 | 269 |
| Nationwide Auto Insurance | Safeco Car Insurance | |
|---|---|---|
| Overall Purchase Experience | Average | Average |
| Policy Offerings | Average | Average |
| Pricing | Average | Average |
| Local Agent | Average | Average |
| Call Center Representative | Average | Below average |
| Insurer Website | Average | -- |
| Nationwide Auto Insurance | Safeco Car Insurance | |
|---|---|---|
| Overall Satisfaction | Above average | Average |
| First Notice of Loss | Above average | Above average |
| Service Interaction | Above average | Average |
| Appraisal | Above average | Average |
| Repair Process | Above average | Average |
| Rental Car Experience | Average | Above average |
| Settlement | Average | Average |
| Nationwide Auto Insurance | Safeco Car Insurance | |
|---|---|---|
| A.M. Best | A+ | A |
| Moody's | A1 | A2 |
| S&P's | A+ | A- |
Nationwide
Nationwide Mobile AppThis app allows you to:
Download the Nationwide Mobile App app. Nationwide Mobile Banking AppThis app can be downloaded to your web browser or your mobile phone. The app grants you access to your Nationwide bank accounts. It also lets you stay on top of your insurance related finances. You can deposit checks or pay insurance bills at home or by phone. Click here for more information and to download the Mobile Banking App. |
Safeco
Safeco doesn’t have a mobile app for auto insurance, but it does have one for homeowners insurance. The Safeco Home Inventory App lets you easily catalog all your valuables and belongings in your home. You can keep track of all your items by room or category. View your inventory should something happen to your home. |
Nationwide
Nationwide Roadside AssistanceNationwide Roadside Assistance offers two levels of coverage that apply to everyone on your policy. It doesn't matter who's car you might be in. Nationwide Roadside Assistance BasicServices covered:
Nationwide Roadside Assistance PlusCovers all the services of the basic plan plus:
Contact Phone NumberCall 1 (800) 421-3535. Visit Nationwide's roadside service website here. This service can help if you need a: locksmith, jumpstart, tire fixed, tow, or gas delivered. |
Safeco
Safeco Roadside AssistanceRoadside Assistance with Safeco provides policy holders additional coverage for 24/7 roadside service. An insured car with roadside assistance coverage is eligible for services along with insured RV's and motorcycles. Roadside Services Covered:
Contact Phone NumberHotline: 1-877-762-3101 Roadside assistance operates 24 hours a day, 7 days a week. |