Compare Nationwide vs. Foremost Insurance

Get affordable car insurance quotes from top companies like Nationwide and Foremost

Foremost and Nationwide are both big companies in the world of insurance. Foremost was founded in 1952, and Nationwide was founded in 1925. Nationwide ranked as the #2 auto insurer for 2016, and is well-liked for its vanishing deductible program and claims services. Meanwhile, Foremost is liked for its wide range of insurance products and driver discounts, as well as for its friendly customer service. However, Foremost’s claims process is not very fast, and its premiums are costly; Nationwide’s website lacks online features that would ultimately boost its ratings, but its financial strength ratings are superior to those of Foremost. So which one offers the kinds of discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.

Best If/Worst If

  Nationwide Foremost
Best If Nationwide
  • You want a fast and fair claims process
  • You want a variety of coverage options
Worst If Nationwide
  • You want strong online or mobile services
  • You want a fast claims and pay-out process

Special Car Insurance Discounts

Nationwide Foremost

Paperless Documents

Nationwide has a unique discount that saves customers money and saves the company (and the planet) paper. Going paperless simply means sending all the bills, or documents you’d otherwise receive in the mail over to e-mail. It’s an easy way to save paper and keep better track of your important insurance documents. Read more about the Paperless Documents discount.


Compare Insurance Prices

Comparing quotes is the best way to get your lowest rates from top insurers like Nationwide and Foremost. QuoteWizard is an independent company that helps you find your right policy at your best rate.

Standard Car Insurance Discounts

Bundling Coverage Discounts Nationwide Foremost
Multi-Car check
Home and Car check
Car and Life check
Vehicle Type and Safety Features Nationwide Foremost
Alternative Fuel
Electronic Stability Control (ESC)
Anti-Lock Brake
Anti-Theft check check
Passive Restraint
New Car
Economy Car check
Utility Vehicle
Farm or Ranch Vehicle
Driving Record and Insurance History Nationwide Foremost
Accident Free/Good Driver check check
Prior Insurance
Long Term Policy Holder
Defensive Driving Course
Student, Professional, and Club Memberships Nationwide Foremost
Affinity Group
College Graduate
Good Student check check
Resident Student
Organization or Club Membership
Farm Bureau Member
Special Circumstances Nationwide Foremost
Telematics Device
Low Mileage
Short Commute
Days Per Week Driven
Other Discounts Nationwide Foremost
Paid in Full check
Advance Renewal check
Electronic Funds Transfer check
Senior Driver
55 and Retired

Consumer Complaint Data

Nationwide Auto Insurance Foremost Auto Insurance
2016 53 65
2015 112 98
2014 90 87
2013 134 97

U.S. Auto Insurance Shopping Study (2016)

Nationwide Auto Insurance Foremost Auto Insurance
Overall Purchase Experience Average Average
Policy Offerings Average Average
Pricing Average Average
Local Agent Average Average
Call Center Representative Average --
Insurer Website Average Below average

U.S. Auto Insurance Claims Satisfaction Study (2015)

Nationwide Auto Insurance Foremost Auto Insurance
Overall Satisfaction Above average Average
First Notice of Loss Above average Average
Service Interaction Above average Above average
Appraisal Above average Average
Repair Process Above average Average
Rental Car Experience Average Average
Settlement Average Average

Financial Strength Ratings

Nationwide Auto Insurance Foremost Auto Insurance
A.M. Best A+ A
Moody's A1 --
S&P's A+ A+

Mobile Apps

Nationwide Foremost

Nationwide Mobile App

This app allows you to:

  • Pay your bills
  • File or view a claim
  • Get in touch with your agent
  • And much more. All with a single touch

Download the Nationwide Mobile App app.

Nationwide Mobile Banking App

This app can be downloaded to your web browser or your mobile phone. The app grants you access to your Nationwide bank accounts. It also lets you stay on top of your insurance related finances. You can deposit checks or pay insurance bills at home or by phone. Click here for more information and to download the Mobile Banking App.


Roadside Assistance

Nationwide Foremost

Nationwide Roadside Assistance

Nationwide Roadside Assistance offers two levels of coverage that apply to everyone on your policy. It doesn't matter who's car you might be in.

Nationwide Roadside Assistance Basic

Services covered:

  • Towing up to 15 miles
  • Winching
  • Gas delivery
  • Battery service
  • Lockout service up to $100
  • Tire replacement

Nationwide Roadside Assistance Plus

Covers all the services of the basic plan plus:

  • Towing up to 100 miles
  • Trip interruption coverage that will reimburse the cost

Contact Phone Number

Call 1 (800) 421-3535.

Visit Nationwide's roadside service website here. This service can help if you need a: locksmith, jumpstart, tire fixed, tow, or gas delivered.


Foremost Towing and Roadside Service Coverage

The extra Towing and Roadside coverage will get you roadside service on covered vehicles. But you could be subject to a maximum policy limit.

Foremost offers towing and other roadside services to its customers. It also will cover any roadside costs for you subject to a maximum limit on your auto policy.

Services Covered

  • Towing
  • Battery service
  • Tire change
  • Gas delivery

Contact Phone Number

Call Foremost 24-Hour Roadside Assistance at 1 (800) 554-6678.