Compare Liberty Mutual vs. National General Insurance

Bundle & Save

When you combine policies with Liberty Mutual, you can receive special discounts for bundling and thus save more money.

Multi-Car Discount

The discount does just as it says. For customers who have multiple cars on one policy, Liberty Mutual aims to provide the best value. This helps make managing your auto insurance as stress-free as possible.

Exclusive Group Savings

Liberty Mutual has partnerships with more than 14,000 groups. Being a member of any one of them could make you eligible for a discount with the insurance company.

National General SmartDiscounts.

National General says that switching to them saves customers an average of $442 a year. And that’s before applying SmartDiscounts to your policy!

• GM/GMAC Customer Discounts
• Paid-in-Full Discount
• Multi-Vehicle Discount
• GM Loyalty Discount
• Safe-Driver Discounts
• RVs and Autos on One Convenient Policy
• Motorcycle Discounts
• OnStar Subscriber Discount
• Low Mileage Discount
• GM Family First Discounts
• Affinity Discounts
• GM Supplier Discount

Liberty Mutual has a quite a few mobile apps to choose from for managing your car insurance.

The Liberty Mutual Mobile App includes all the features and services of the company’s website. You can use it to:

• Pay bills
• View policy details
• Change your coverage
• and more

You can also use it to record details of your incident and get your claim process started.

The Liberty Mutual CarZen App is mainly geared for Apple devices, and is a powerful tool for car shopping. Use it to research any type of car, see its details with hi-res photos and read thorough reviews. CarZen makes car shopping simple and hassle-free.

The Home Gallery App allows you to log all your personal items into one mobile database. You’ll have a complete home inventory you can access in the event of theft or damage to your home.

Click here for more information and to download any of the Liberty Mutual mobile apps.

National General Insurance’s Claims App is fairly unique in that it actually puts you in contact with a National General claims service consultant. In addition, you can use the app to submit a claim online or request a towing service. To learn more about and download the app, click here. 

Liberty Mutual 24-Hour Roadside Assistance

Towing & Labor coverage on the policy. Collision/comprehensive covers this first but Towing & Labor kicks in if driver doesn’t have collision/comprehensive coverage

Roadside Services covered

• Towing - You'll be towed to the Nearest Qualified repair shop
• Jumpstart a dead battery - So you can get where you want to go
• Deliver fuel - We'll get you enough gas to reach the nearest service station
• Change a flat tire
• Unlocking vehicle doors - If you're locked out of your car, we'll get it unlocked

Contact Phone Number

Liberty Mutual’s Emergency Roadside Assistance is available through its mobile app, or by calling 1 (800) 426-9898. Click here to go to the Liberty Mutual Roadside Assistance website.

National General Motor Club Roadside Assistance

Gives those insured by National General a membership plan for three levels of roadside assistance coverage. It's similar to other full suite roadside assistance memberships. You get travel discounts on restaurants, hotels, car rental and more. Coverage extends to all family members in any vehicle you're driving

Motor Club Basic

Cost per year: Single - $59. Couple - $69.

• Towing up to 5 miles
• Jump start
• Flat tire
• Gas delivery
• Winching
• Lockout service
• Locksmith service
  • Lock replacement up to $60
  • Key replacement up to $25
• Dispatch Guarantee: Up to $120

Motor Club Standard

Cost per year: Single - $79. Couple - $94. Each Dependent - $15.

• Towing up to 20 miles
• Jump start
• Flat tire
• Gas delivery
• Winching
• Lockout service
• Locksmith service
  • Lock replacement up to $60
  • Key replacement up to $25
• Dispatch Guarantee: Up to $150

Motor Club Elite

Cost per year: Single - $89. Couple - $99. Family - $119.

• Towing up to 100 miles
• Jump start
• Flat tire
• Gas delivery
• Winching
• Lockout service
• Locksmith service
  • Lock replacement up to $90
  • Key replacement up to $25
• Dispatch Guarantee: Up to $260

Contact Phone Numbers

Roadside Assistance Hotline 888-310-4173

Customer Service 888-310-4173

Trip Routing 888-310-4173

By signing up for the National General Motor Club, you’ll get access to roadside assistance benefits. The GM Motor Club offers 24/7 roadside assistance and no hidden fees.