Comparing quotes is the best way to get your lowest rates from top insurers like GEICO and Travelers. QuoteWizard is an independent company that helps you find your right policy at your best rate.
GEICO and Travelers are two of the top auto insurers in the nation. GEICO ranked as the #1 auto insurer of 2016, with Travelers trailing closely behind at #3. Both companies offer a wide range of auto discounts, and have strong financial strength and J.D. Power ratings.
However, Traveler’s customer service appears to be subpar, and GEICO seems to have limited coverage options. So which one offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
GEICO
|
Travelers
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| Worst If |
GEICO
|
Travelers
|
|
GEICO
GEICO offers a number of discounts for auto, truck, and motorcycle insurance. Some of the discounts include:
|
Travelers
Travelers IntelliDrive ProgramIf you are a low-mileage driver, you can save money on your auto insurance policy with IntelliDrive. Once you sign up, you receive a small device that you plug in under your car’s dashboard. For about 60 to 90 days, you drive with the IntelliDrive device, and then return it to Travelers. From there, the company assesses your mileage discounts and gives you any rewards you are eligible for receiving. Hybrid/Electric Vehicle DiscountOwning a hybrid or electric car helps save energy and help the environment. If you drive one of these vehicles, you can save up to 10 percent on your auto insurance with Travelers. It’s how the company rewards customers who decide to have a positive impact on the environment by owning one. |
| Bundling Coverage Discounts | GEICO | Travelers |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | GEICO | Travelers |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | GEICO | Travelers |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | GEICO | Travelers |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | GEICO | Travelers |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | GEICO | Travelers |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| GEICO Auto Insurance | Travelers Auto Insurance | |
|---|---|---|
| 2016 | 144 | 34 |
| 2015 | 283 | 46 |
| 2014 | 267 | 29 |
| 2013 | 188 | 165 |
| GEICO Auto Insurance | Travelers Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | Below average | Above average |
| Policy Offerings | Average | Average |
| Pricing | Average | Above average |
| Local Agent | Below average | Average |
| Call Center Representative | Average | Above average |
| Insurer Website | Average | -- |
| GEICO Auto Insurance | Travelers Auto Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Average |
| First Notice of Loss | Above average | Average |
| Service Interaction | Below average | Average |
| Appraisal | Average | Average |
| Repair Process | Below average | Average |
| Rental Car Experience | Among the best | Below average |
| Settlement | Average | Average |
| GEICO Auto Insurance | Travelers Auto Insurance | |
|---|---|---|
| A.M. Best | A++ | A++ |
| Moody's | Aa1- | Aa2 |
| S&P's | AA+ | AA |
GEICO
The GEICO Mobile Appprovides customers easy access to their insurance policies. Its features include:
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Travelers
Travelers Mobile is the insurance company’s basic website consolidated onto a mobile-friendly platform. Access right from your mobile phone your insurance policy details, information on current claims you’ve filed, and pay your insurance premiums. You can download the Travelers Mobile app here. |
GEICO
GEICO Roadside Assistance With Emergency Road ServiceGEICO Roadside Assistance With Emergency Road Service is an add-on that provides customer's with cheap towing and basic repairs. The service costs as little as $14 a year, per car and can assist motorists with: Roadside Assistance Services Covered
Roadside Assistance With Emergency Road Service will only fix minor problems like these. However, if your car needs major work, you will be towed to a safe place where repairs can be made. Contact Phone NumberYou can access GEICO’s Emergency Road Service through its mobile app. You can also call (800) 443-7411. Using GEICO's mobile app is a great way to get help fast because of GPS. The GPS locator means GEICO can find you and send help even if you're not sure where you are. |
Travelers
Travelers Roadside AssistanceTravelers Roadside Assistance if offered at two levels of coverage ranging from basic to premium. Basic Roadside AssistanceServices covered
Premier Roadside AssistanceCovers all services in the basic package and:
If you're stranded and need a rental car Travelers will reimburse you for $200 a day. But only if you break down over 100 miles from home.
Up to $500 limit for items damaged or stolen in the breakdown or incident. Contact Phone NumberTravelers’ Roadside Assistance is available by calling 1 (877) 252-4633. Its website is here. |