Comparing quotes is the best way to get the lowest rates from top insurers like GEICO and Progressive. QuoteWizard is an independent company that helps you find the right policy at the best rate.
GEICO and Progressive are two of the most well-known auto insurance companies. GEICO beat Progressive by quite a bit by ranking as the #1 auto insurer of 2015. Progressive ranked #9.
Still, Progressive, has GEICO beat on discounts. It's loyalty rewards program extends beyond the general discounts that reward customers with accident forgiveness and renewal discounts. Both companies match up perfectly with superior financial strength scores, high J.D. Power ratings, and good customer service reviews.
Which insurer offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
GEICO
|
Progressive
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| Worst If |
GEICO
|
Progressive
|
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GEICO
GEICO offers a number of discounts for auto, truck, and motorcycle insurance. Some of the discounts include:
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Progressive
Name Your Price ToolProgressive’s Name Your Price tool lets you choose the best insurance product for your budget. Finding which policy best fits your budget is done with the Name Your Price tool in three simple steps.
Snapshot with ProgressiveSnapshot is a small device that plugs into your car’s ODB-II port. It turns on every time you turn on the engine in your car. Once Snapshot installs, it records your driving habits whenever you’re behind the wheel. It then uses what it learns from your driving to determine if you should be paying less for car insurance. Snapshot is a great way for people to save money. All you have to do is drive smart. |
| Bundling Coverage Discounts | GEICO | Progressive |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | GEICO | Progressive |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | GEICO | Progressive |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | GEICO | Progressive |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | GEICO | Progressive |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | GEICO | Progressive |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| GEICO Auto Insurance | Progressive Auto Insurance | |
|---|---|---|
| 2018 | 84 | |
| 2017 | 98 | |
| 2016 | 144 | 79 |
| 2015 | 283 | 153 |
| 2014 | 267 | 102 |
| 2013 | 188 | 34 |
| GEICO Auto Insurance | Progressive Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | Below average | About average |
| Policy Offerings | Average | About average |
| Pricing | Average | About average |
| Local Agent | Below average | About average |
| Call Center Representative | Average | Below average |
| Insurer Website | Average | About average |
| GEICO Auto Insurance | Progressive Auto Insurance | |
|---|---|---|
| Overall Satisfaction | Average | About average |
| First Notice of Loss | Above average | About average |
| Service Interaction | Below average | About average |
| Appraisal | Average | About average |
| Repair Process | Below average | About average |
| Rental Car Experience | Among the best | About average |
| Settlement | Average | About average |
| GEICO Auto Insurance | Progressive Auto Insurance | |
|---|---|---|
| A.M. Best | A++ | A+ Superior |
| Moody's | Aa1- | Aa2 |
| S&P's | AA+ | AA |
GEICO
The GEICO Mobile Appprovides customers easy access to their insurance policies. Its features include:
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Progressive
The Progressive App for iPhone or Android stores all your important information regarding your auto insurance policies. The app lets you access your insurance ID cards, policy details, and allows you to make claims or payments. Additionally, The Progressive App connects you with your agent or claims rep, and offers you 24/7 roadside assistance. Download the Progressive app here. |
GEICO
GEICO Roadside Assistance With Emergency Road ServiceGEICO Roadside Assistance With Emergency Road Service is an add-on that provides customer's with cheap towing and basic repairs. The service costs as little as $14 a year, per car and can assist motorists with: Roadside Assistance Services Covered
Roadside Assistance With Emergency Road Service will only fix minor problems like these. However, if your car needs major work, you will be towed to a safe place where repairs can be made. Contact Phone NumberYou can access GEICO’s Emergency Road Service through its mobile app. You can also call (800) 443-7411. Using GEICO's mobile app is a great way to get help fast because of GPS. The GPS locator means GEICO can find you and send help even if you're not sure where you are. |
Progressive
Progressive Emergency Roadside AssistanceProgressive Emergency Roadside Assistance is for drivers who have non-accident car trouble. Roadside Services Covered
Note: the number of roadside events covered in a six-month period cannot exceed your policy limit. Contact Phone NumberProgressive’s Roadside Assistance is available by calling 1 (800) 776-2778. Click here to visit Progressive's Roadside Assistance website. |