Comparing quotes is the best way to get your lowest rates from top insurers like GEICO and Nationwide. QuoteWizard is an independent company that helps you find your right policy at your best rate.
GEICO and Nationwide are two well-known companies when it comes to auto insurance. Both companies have high scores all around: GEICO was ranked #1 for top auto insurers of 2016, with Nationwide in second at #2. They also share superior financial strength and J.D. Power ratings, and are known for having excellent customer service.
However, GEICO could improve its discounts list, and Nationwide should broaden its online materials. So which one offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
GEICO
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Nationwide
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| Worst If |
GEICO
|
Nationwide
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GEICO
GEICO offers a number of discounts for auto, truck, and motorcycle insurance. Some of the discounts include:
|
Nationwide
Paperless DocumentsNationwide has a unique discount that saves customers money and saves the company (and the planet) paper. Going paperless simply means sending all the bills, or documents you’d otherwise receive in the mail over to e-mail. It’s an easy way to save paper and keep better track of your important insurance documents. Read more about the Paperless Documents discount. |
| Bundling Coverage Discounts | GEICO | Nationwide |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | GEICO | Nationwide |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | GEICO | Nationwide |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | GEICO | Nationwide |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | GEICO | Nationwide |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | GEICO | Nationwide |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| GEICO Auto Insurance | Nationwide Auto Insurance | |
|---|---|---|
| 2016 | 144 | 53 |
| 2015 | 283 | 112 |
| 2014 | 267 | 90 |
| 2013 | 188 | 134 |
| GEICO Auto Insurance | Nationwide Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | Below average | Average |
| Policy Offerings | Average | Average |
| Pricing | Average | Average |
| Local Agent | Below average | Average |
| Call Center Representative | Average | Average |
| Insurer Website | Average | Average |
| GEICO Auto Insurance | Nationwide Auto Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Above average |
| First Notice of Loss | Above average | Above average |
| Service Interaction | Below average | Above average |
| Appraisal | Average | Above average |
| Repair Process | Below average | Above average |
| Rental Car Experience | Among the best | Average |
| Settlement | Average | Average |
| GEICO Auto Insurance | Nationwide Auto Insurance | |
|---|---|---|
| A.M. Best | A++ | A+ |
| Moody's | Aa1- | A1 |
| S&P's | AA+ | A+ |
GEICO
The GEICO Mobile Appprovides customers easy access to their insurance policies. Its features include:
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Nationwide
Nationwide Mobile AppThis app allows you to:
Download the Nationwide Mobile App app. Nationwide Mobile Banking AppThis app can be downloaded to your web browser or your mobile phone. The app grants you access to your Nationwide bank accounts. It also lets you stay on top of your insurance related finances. You can deposit checks or pay insurance bills at home or by phone. Click here for more information and to download the Mobile Banking App. |
GEICO
GEICO Roadside Assistance With Emergency Road ServiceGEICO Roadside Assistance With Emergency Road Service is an add-on that provides customer's with cheap towing and basic repairs. The service costs as little as $14 a year, per car and can assist motorists with: Roadside Assistance Services Covered
Roadside Assistance With Emergency Road Service will only fix minor problems like these. However, if your car needs major work, you will be towed to a safe place where repairs can be made. Contact Phone NumberYou can access GEICO’s Emergency Road Service through its mobile app. You can also call (800) 443-7411. Using GEICO's mobile app is a great way to get help fast because of GPS. The GPS locator means GEICO can find you and send help even if you're not sure where you are. |
Nationwide
Nationwide Roadside AssistanceNationwide Roadside Assistance offers two levels of coverage that apply to everyone on your policy. It doesn't matter who's car you might be in. Nationwide Roadside Assistance BasicServices covered:
Nationwide Roadside Assistance PlusCovers all the services of the basic plan plus:
Contact Phone NumberCall 1 (800) 421-3535. Visit Nationwide's roadside service website here. This service can help if you need a: locksmith, jumpstart, tire fixed, tow, or gas delivered. |