Comparing quotes is the best way to get the lowest rates from top insurers like GEICO and MetLife. QuoteWizard is an independent company that helps you find the right policy at the best rate.
GEICO and MetLife are two of the biggest names in the world of insurance. GEICO was listed as the top-ranked auto insurer in 2016. Additionally, GEICO is also known for amazing customer service and affordable premiums. But it doesn’t have a lot of insurance products to choose from.
On the other hand, MetLife is best known for their strong policy management options and helpful representatives. But they lack a variety of driver discounts. Still, both companies have superior financial strength ratings and excellent J.D. Power rankings.
So which one offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out
| Best If |
GEICO
|
MetLife
|
| Worst If |
GEICO
|
MetLife
|
|
GEICO
GEICO offers a number of discounts for auto, truck, and motorcycle insurance. Some of the discounts include:
|
MetLife
Deductible Savings BenefitThis discount can save you $50 for every year you don’t file an insurance claim. If you have a covered loss, you can also earn up to $250 and use that towards your insurance deductible. 12% Superior Driver DiscountYou can earn up to 12 percent if you and every driver in your home has a great driving records. 20% MetRewards DiscountSave up to 20 percent through the MetRewards program. You’re eligible for the 20 percent option if you have no claims or violations for five years. |
| Bundling Coverage Discounts | GEICO | MetLife |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | GEICO | MetLife |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | GEICO | MetLife |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | GEICO | MetLife |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | GEICO | MetLife |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | GEICO | MetLife |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| GEICO Auto Insurance | MetLife Car Insurance | |
|---|---|---|
| 2016 | 144 | 181 |
| 2015 | 283 | 333 |
| 2014 | 267 | 305 |
| 2013 | 188 | 323 |
| GEICO Auto Insurance | MetLife Car Insurance | |
|---|---|---|
| Overall Purchase Experience | Below average | Below average |
| Policy Offerings | Average | Below average |
| Pricing | Average | Below average |
| Local Agent | Below average | Below average |
| Call Center Representative | Average | Below average |
| Insurer Website | Average | -- |
| GEICO Auto Insurance | MetLife Car Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Below average |
| First Notice of Loss | Above average | Below average |
| Service Interaction | Below average | Below average |
| Appraisal | Average | Average |
| Repair Process | Below average | Below average |
| Rental Car Experience | Among the best | Average |
| Settlement | Average | Below average |
| GEICO Auto Insurance | MetLife Car Insurance | |
|---|---|---|
| A.M. Best | A++ | A+ |
| Moody's | Aa1- | Aa3 |
| S&P's | AA+ | A+ |
GEICO
The GEICO Mobile Appprovides customers easy access to their insurance policies. Its features include:
|
MetLife
MetLife US AppThis app lets you securely access your account on the go. Use it to: report auto accidents, pay premiums, and submit any insurance claims you may have. The app has two unique features: one lets you find a dentist in your area. The the other provides access to vision providers near you. |
GEICO
GEICO Roadside Assistance With Emergency Road ServiceGEICO Roadside Assistance With Emergency Road Service is an add-on that provides customer's with cheap towing and basic repairs. The service costs as little as $14 a year, per car and can assist motorists with: Roadside Assistance Services Covered
Roadside Assistance With Emergency Road Service will only fix minor problems like these. However, if your car needs major work, you will be towed to a safe place where repairs can be made. Contact Phone NumberYou can access GEICO’s Emergency Road Service through its mobile app. You can also call (800) 443-7411. Using GEICO's mobile app is a great way to get help fast because of GPS. The GPS locator means GEICO can find you and send help even if you're not sure where you are. |
MetLife
Contact Phone NumberFor roadside assistance, call our hotline: 1-800-854-6011. |