Comparing quotes is the best way to get your lowest rates from top insurers like GEICO and Mercury. QuoteWizard is an independent company that helps you find your right policy at your best rate.
GEICO and Mercury are top-rated companies in the insurance industry. GEICO was listed as the top-ranked auto insurer in 2016. It's also well liked for excellent customer service and great discounts. Mercury is also well liked for it’s good discounts as well as timely settlement process. However, Mercury has a fairly involved sign-up process and GEICO has limited coverage options.
Still, both GEICO and Mercury have A+ ratings from the Better Business Bureau and outstanding financial strength ratings, as well.
| Best If |
GEICO
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Mercury
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| Worst If |
GEICO
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Mercury
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GEICO
GEICO offers a number of discounts for auto, truck, and motorcycle insurance. Some of the discounts include:
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Mercury |
| Bundling Coverage Discounts | GEICO | Mercury |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | GEICO | Mercury |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | GEICO | Mercury |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | GEICO | Mercury |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | GEICO | Mercury |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | GEICO | Mercury |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| GEICO Auto Insurance | Mercury Car Insurance | |
|---|---|---|
| 2016 | 144 | 71 |
| 2015 | 283 | 92 |
| 2014 | 267 | 105 |
| 2013 | 188 | 83 |
| GEICO Auto Insurance | Mercury Car Insurance | |
|---|---|---|
| Overall Purchase Experience | Below average | Above average |
| Policy Offerings | Average | Above average |
| Pricing | Average | Above average |
| Local Agent | Below average | Average |
| Call Center Representative | Average | Average |
| Insurer Website | Average | -- |
| GEICO Auto Insurance | Mercury Car Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Average |
| First Notice of Loss | Above average | Average |
| Service Interaction | Below average | Average |
| Appraisal | Average | Below average |
| Repair Process | Below average | Below average |
| Rental Car Experience | Among the best | Average |
| Settlement | Average | Average |
| GEICO Auto Insurance | Mercury Car Insurance | |
|---|---|---|
| A.M. Best | A++ | A+ |
| Moody's | Aa1- | -- |
| S&P's | AA+ | -- |
GEICO
The GEICO Mobile Appprovides customers easy access to their insurance policies. Its features include:
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Mercury
Mercury PortalThis app lets you manage your auto insurance policies from your mobile device. You can: pay your auto bills, view your policy information, contact your agent, and request policy changes. You can even view your policy claims and payment history. |
GEICO
GEICO Roadside Assistance With Emergency Road ServiceGEICO Roadside Assistance With Emergency Road Service is an add-on that provides customer's with cheap towing and basic repairs. The service costs as little as $14 a year, per car and can assist motorists with: Roadside Assistance Services Covered
Roadside Assistance With Emergency Road Service will only fix minor problems like these. However, if your car needs major work, you will be towed to a safe place where repairs can be made. Contact Phone NumberYou can access GEICO’s Emergency Road Service through its mobile app. You can also call (800) 443-7411. Using GEICO's mobile app is a great way to get help fast because of GPS. The GPS locator means GEICO can find you and send help even if you're not sure where you are. |
Mercury
Mercury Mechanical Breakdown ProtectionMechanical Breakdown Protection essentially works as an extended warranty on your car. It covers the cost of repair when it breads down. While not exactly a roadside assistance program it covers that and more. Roadside Services Covered
Contact Phone NumberCall the hotline (800) 503-3724. |