Comparing quotes is the best way to get the lowest rates from top insurers like GEICO and Allstate. QuoteWizard is an independent company that helps you find the right policy at the best rate.
GEICO and Allstate are well-known names in the insurance industry and associated with saving their customers money on car insurance. Allstate has GEICO bit on the amount of discounts it offers. Allstate offers a vast array of discounts, including additional ones for utility and farm vehicles, seniors, and newly retirees.
Both GEICO and Allstate match up perfectly for superior financial strength scores and equal J.D. Power rankings. However, GEICO was ranked much higher than Allstate on the “Top Ten Auto Insurers of 2015” list on TopTenReviews.com.
So which one offers the discounts, services, and even customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
GEICO
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Allstate
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| Worst If |
GEICO
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Allstate
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GEICO
GEICO offers a number of discounts for auto, truck, and motorcycle insurance. Some of the discounts include:
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Allstate |
| Bundling Coverage Discounts | GEICO | Allstate |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | GEICO | Allstate |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | GEICO | Allstate |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | GEICO | Allstate |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | GEICO | Allstate |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | GEICO | Allstate |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| GEICO Auto Insurance | Allstate Auto Insurance | |
|---|---|---|
| 2016 | 144 | 322 |
| 2015 | 283 | 460 |
| 2014 | 267 | 569 |
| 2013 | 188 | 530 |
| GEICO Auto Insurance | Allstate Auto Insurance | |
|---|---|---|
| Overall Purchase Experience | Below average | Below average |
| Policy Offerings | Average | Average |
| Pricing | Average | Below average |
| Local Agent | Below average | Average |
| Call Center Representative | Average | Below average |
| Insurer Website | Average | Average |
| GEICO Auto Insurance | Allstate Auto Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Average |
| First Notice of Loss | Above average | Average |
| Service Interaction | Below average | Average |
| Appraisal | Average | Above average |
| Repair Process | Below average | Below average |
| Rental Car Experience | Among the best | Above average |
| Settlement | Average | Average |
| GEICO Auto Insurance | Allstate Auto Insurance | |
|---|---|---|
| A.M. Best | A++ | A+ |
| Moody's | Aa1- | Aa3 |
| S&P's | AA+ | AA- |
GEICO
The GEICO Mobile Appprovides customers easy access to their insurance policies. Its features include:
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Allstate
Allstate Mobile has all the information you need on policies and claims. You can download the Allstate mobile app here, or text ALLSTATEAPP to 25788. Drivewise Mobile makes the Allstate Drivewise discount even easier. The app collects information about your good driving habits and then rewards you for safe driving. All you have to do is download the app, login, and start driving. Allstate Motor Club offers 24/7 roadside assistance to its members. They can access any emergency service from their smartphones with just one touch. You have to first join Allstate Motor Club. But the app is 100% free! |
GEICO
GEICO Roadside Assistance With Emergency Road ServiceGEICO Roadside Assistance With Emergency Road Service is an add-on that provides customer's with cheap towing and basic repairs. The service costs as little as $14 a year, per car and can assist motorists with: Roadside Assistance Services Covered
Roadside Assistance With Emergency Road Service will only fix minor problems like these. However, if your car needs major work, you will be towed to a safe place where repairs can be made. Contact Phone NumberYou can access GEICO’s Emergency Road Service through its mobile app. You can also call (800) 443-7411. Using GEICO's mobile app is a great way to get help fast because of GPS. The GPS locator means GEICO can find you and send help even if you're not sure where you are. |
Allstate
Allstate offers three services that can help give you a hand when you run into trouble on the road. You can access help from your phone using GPS tracking. Then watch them on the map as they come your way. Allstate has 3 service options for drivers to choose from with many levels of service. Allstate Motor ClubPlatinum Elite Member $99/year
Good Hands Rescue Open to everyone to use no policy or membership requirements. Use the app to select and locate service from a network of nationwide providers. Good Hands Rescue app gives you:
Roadside Services Included
Towing & Labor Coverage Can be bought as an add-on to your Allstate insurance policy. Basic services include
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