Comparing quotes is the best way to get your lowest rates from top insurers like GEICO and 21st Century. QuoteWizard is an independent company that helps you find your right policy at your best rate.
GEICO and 21st Century are a couple big names in the auto insurance world. Both companies are known to have great pricing or low premiums.
However, 21st Century has a habit of raising premiums, and GEICO lacks a lot of coverage options. Nevertheless, GEICO and 21st Century both have great customer service to assist their customers.
So which one offers the discounts, services, and customer ratings that best fit your car insurance wants and needs? Keep reading to find out.
| Best If |
GEICO
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21st Century
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| Worst If |
GEICO
|
21st Century
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|
GEICO
GEICO offers a number of discounts for auto, truck, and motorcycle insurance. Some of the discounts include:
|
21st Century |
| Bundling Coverage Discounts | GEICO | 21st Century |
|---|---|---|
| Multi-Car | ||
| Home and Car | ||
| Car and Life | ||
| Vehicle Type and Safety Features | GEICO | 21st Century |
| Alternative Fuel | ||
| Electronic Stability Control (ESC) | ||
| Anti-Lock Brake | ||
| Anti-Theft | ||
| Passive Restraint | ||
| New Car | ||
| Economy Car | ||
| Utility Vehicle | ||
| Farm or Ranch Vehicle | ||
| Driving Record and Insurance History | GEICO | 21st Century |
| Accident Free/Good Driver | ||
| Prior Insurance | ||
| Long Term Policy Holder | ||
| Defensive Driving Course | ||
| Student, Professional, and Club Memberships | GEICO | 21st Century |
| Affinity Group | ||
| College Graduate | ||
| Good Student | ||
| Resident Student | ||
| Organization or Club Membership | ||
| Farm Bureau Member | ||
| Military | ||
| Special Circumstances | GEICO | 21st Century |
| Telematics Device | ||
| Low Mileage | ||
| Short Commute | ||
| Days Per Week Driven | ||
| Other Discounts | GEICO | 21st Century |
| Married | ||
| Paid in Full | ||
| Advance Renewal | ||
| Electronic Funds Transfer | ||
| Senior Driver | ||
| 55 and Retired |
| GEICO Auto Insurance | 21st Century Car Insurance | |
|---|---|---|
| 2016 | 144 | 4 |
| 2015 | 283 | 2 |
| 2014 | 267 | 9 |
| 2013 | 188 | 3 |
| GEICO Auto Insurance | 21st Century Car Insurance | |
|---|---|---|
| Overall Purchase Experience | Below average | Below average |
| Policy Offerings | Average | Below average |
| Pricing | Average | Below average |
| Local Agent | Below average | Below average |
| Call Center Representative | Average | Below average |
| Insurer Website | Average | Among the best |
| GEICO Auto Insurance | 21st Century Car Insurance | |
|---|---|---|
| Overall Satisfaction | Average | Average |
| First Notice of Loss | Above average | Below average |
| Service Interaction | Below average | Average |
| Appraisal | Average | Average |
| Repair Process | Below average | Below average |
| Rental Car Experience | Among the best | Average |
| Settlement | Average | Average |
| GEICO Auto Insurance | 21st Century Car Insurance | |
|---|---|---|
| A.M. Best | A++ | A |
| Moody's | Aa1- | -- |
| S&P's | AA+ | A+ |
GEICO
The GEICO Mobile Appprovides customers easy access to their insurance policies. Its features include:
|
21st Century
The 21st iPhone appThis mobile app lets you view and pay insurance bills. You also get 24/7 access to your policy information and insurance ID cards. You can also report a claim, document details through the app, and contact roadside assistance. |
GEICO
GEICO Roadside Assistance With Emergency Road ServiceGEICO Roadside Assistance With Emergency Road Service is an add-on that provides customer's with cheap towing and basic repairs. The service costs as little as $14 a year, per car and can assist motorists with: Roadside Assistance Services Covered
Roadside Assistance With Emergency Road Service will only fix minor problems like these. However, if your car needs major work, you will be towed to a safe place where repairs can be made. Contact Phone NumberYou can access GEICO’s Emergency Road Service through its mobile app. You can also call (800) 443-7411. Using GEICO's mobile app is a great way to get help fast because of GPS. The GPS locator means GEICO can find you and send help even if you're not sure where you are. |
21st Century
21st Roadside AssistanceAs a policy holder at 21st Century you are automatically enrolled in the roadside assistance program. 21st Century gives policy holder access to 24-hour roadside service for no extra cost. 21st Century roadside assistance applies to labor only. That is the cost of a roadside technician to service your vehicle and towing to the nearest repair shop. The cost of parts such as tires, batteries, belts and gasoline are not covered. Roadside Services Covered
Contact Phone NumberHotline: 1 (888) 244-6163. |